US Bank Directory

Banks in Chesterfield, SC

2 FDIC-insured banks operate 2 offices in Chesterfield, South Carolina, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Chesterfield

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Chesterfield, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Chesterfield

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Citizens Bank and Carolina Bank & Trust Co. have the most locations in Chesterfield, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Carolina Bank & Trust Co. 1 branch · main office Lamar, SC Bank · 1

Carolina Bank & Trust Co. has 1 branch in Chesterfield, 14 across South Carolina and 14 nationwide. FDIC records list its main office in Lamar, SC and show it operating since 1936. With $844.6 million in total assets on June 30, 2026, it ranks No. 1,203 of 4,232 U.S. banks by total assets. The Chesterfield Branch at 166 Olde Towne Center dates to 1969 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chesterfield Branch
    166 Olde Towne Center, 29709
    Hours: see the bank's site
Carolina Bank & Trust Co.: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Chesterfield, 113 across South Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Chesterfield Branch at 403 W Main St dates to 1929 in FDIC branch records. Its published hours do not list Saturday.

  • Chesterfield Branch
    403 W Main St, 29709
    (843) 623-2127Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
Founders Credit Union 1 office · main office Lancaster, SC Credit union · 1

Founders Credit Union has 1 office in Chesterfield, 44 across South Carolina. It is based in Lancaster, SC and $5.18 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Chesterfield
    1234 West Blvd, 29709
    (843) 622-2520Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Founders Credit Union: profile, branches and contacts

Join a credit union in Chesterfield

1 credit union has 1 office here: Founders Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chesterfield page has every office in the state's directory.

Banking in Chesterfield: the local picture

Short answer: 2 banks run 2 branches in Chesterfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Chesterfield, 1 elsewhere in South Carolina and 1 out of state, according to the FDIC.

The bank with the longest record here is First Citizens Bank, operating since 1898 according to the FDIC. In FDIC branch records, the longest-running branch is First Citizens Bank's office at 403 W Main St, dating to 1929; the newest is Carolina Bank & Trust Co.'s at 166 Olde Towne Center, from 1969.

The only credit union with an office here is Founders Credit Union.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Chesterfield

Short answer: None of the 2 Chesterfield locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Chesterfield, and where the nearest one is if they do not.

Short answer: No branches in Chesterfield: Chase (nearest in Indian Land, 46 mi), Wells Fargo (nearest in Bennettsville, 25 mi), Bank of America (nearest in Camden, 44 mi), PNC Bank (nearest in Florence, 41 mi), U.S. Bank, Truist (nearest in Lancaster, 39 mi), Fifth Third Bank (nearest in Indian Land, 45 mi), Huntington (nearest in Spartanburg, 105 mi), Regions Bank (nearest in Columbia, 74 mi), TD Bank (nearest in Florence, 44 mi), BMO.

BankIn ChesterfieldNearest branch if none here
ChaseNoneIndian Land, 46 miles away
Wells FargoNoneBennettsville, 25 miles away
Bank of AmericaNoneCamden, 44 miles away
PNC BankNoneFlorence, 41 miles away
U.S. BankNonenone in South Carolina
TruistNoneLancaster, 39 miles away
Fifth Third BankNoneIndian Land, 45 miles away
HuntingtonNoneSpartanburg, 105 miles away
Regions BankNoneColumbia, 74 miles away
TD BankNoneFlorence, 44 miles away
BMONonenone in South Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chesterfield to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chesterfield residents like anyone else.

Banks near Chesterfield

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cheraw (11 miles) and Pageland (17 miles). Hartsville, 25 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Chesterfield

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Chesterfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Chesterfield by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chesterfield offices.

Short answer: First Citizens Bank is the largest bank with offices in Chesterfield, with $236.32 billion in total assets on June 30, 2026, No. 19 among U.S. banks by total assets. Carolina Bank & Trust Co. is second with $844.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
Carolina Bank & Trust Co.$844.6 millionNo. 1,2031Lamar, SC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Chesterfield: FAQ

How many banks are in Chesterfield, SC?

Chesterfield has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Chesterfield?

First Citizens Bank, with 1. Carolina Bank & Trust Co. has 1.

Is there a First Citizens Bank in Chesterfield, SC?

Yes. FDIC data lists 1 First Citizens Bank branch in Chesterfield as of September 5, 2026. The address and directions are under First Citizens Bank above.

Is there a Carolina Bank & Trust Co. in Chesterfield, SC?

Yes. FDIC data lists 1 Carolina Bank & Trust Co. branch in Chesterfield as of September 5, 2026. The address and directions are under Carolina Bank & Trust Co. above.

Is there a Chase in Chesterfield, SC?

No. FDIC data lists no Chase branch in Chesterfield as of September 5, 2026. The nearest is in Indian Land, about 46 miles away in a straight line.

Which banks in Chesterfield are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Chesterfield?

First Citizens Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1898.

Which credit unions can I join in Chesterfield?

Founders Credit Union has an office in Chesterfield. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Chesterfield in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Chesterfield?

Nearby cities with more banks include Cheraw, Pageland, Bennettsville. Cheraw is 11 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: First Citizens Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds