Banks in Cheraw, SC

Bank branch map: Cheraw

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 6 locations in Cheraw, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Cheraw

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Cheraw, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Carolina Bank & Trust Co. 1 branch · main office Lamar, SC Bank · 1

Carolina Bank & Trust Co. has 1 branch in Cheraw, 14 across South Carolina and 14 nationwide. FDIC records list its main office in Lamar, SC and show it operating since 1936. With $844.6 million in total assets on June 30, 2026, it ranks No. 1,203 of 4,232 U.S. banks by total assets. The Cheraw Branch at 320 Chesterfield Hwy dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cheraw Branch

  320 Chesterfield Hwy, 29520

  Hours: see the bank's site
  DirectionsWebsite

Carolina Bank & Trust Co.: profile, branches and contacts

First Bank 1 branch · main office Southern Pines, NC Bank · 1

First Bank has 1 branch in Cheraw, 14 across South Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 083 Cheraw (Sc) at 901 Chesterfield Hwy dates to 1929 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 083 Cheraw (Sc)

  901 Chesterfield Hwy, 29520

  Hours: see the bank's site
  DirectionsWebsite

First Bank: profile, branches and contacts

First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Cheraw, 113 across South Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Cheraw Branch at 232 Market St dates to 1969 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cheraw Branch

  232 Market St, 29520

  (843) 537-2161Hours: see the bank's site
  DirectionsBranch page

First Citizens Bank: profile, branches and contacts

Founders Credit Union 1 office · main office Lancaster, SC Credit union · 1

Founders Credit Union has 1 office in Cheraw, 44 across South Carolina. It is based in Lancaster, SC and $5.18 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Cheraw

  2599 Highway 9, 29520

  (843) 622-2535Today 8:30 am to 5 pm

  All hours

  Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

Founders Credit Union: profile, branches and contacts

Spc Credit Union 1 office · main office Hartsville, SC Credit union · 1

Spc Credit Union has 1 office in Cheraw, 7 across South Carolina. It is based in Hartsville, SC and $266.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Cheraw Branch

  849 Chesterfield Hwy, 29520

  (843) 332-4506Today 8:30 am to 5 pm

  All hours

  Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Spc Credit Union: profile, branches and contacts

Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Cheraw, 44 across South Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Cheraw Branch at 1040 Chesterfield Hwy dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cheraw Branch

  1040 Chesterfield Hwy, 29520

  Hours: see the bank's site
  DirectionsWebsite

Woodforest: profile, branches and contacts

Join a credit union in Cheraw

2 credit unions have 2 offices here: Founders Credit Union and Spc Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cheraw page has every office in the state's directory.

Banking in Cheraw: the local picture

Short answer: 4 banks run 4 branches in Cheraw according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Cheraw, 1 elsewhere in South Carolina and 3 out of state, according to the FDIC.

The bank with the longest record here is First Citizens Bank, operating since 1898 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank's office at 901 Chesterfield Hwy, dating to 1929; the newest is Woodforest's at 1040 Chesterfield Hwy, from 2008.

2 credit unions have 2 offices in Cheraw, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.

Saturday hours in Cheraw

Short answer: None of the 2 Cheraw locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cheraw, and where the nearest one is if they do not.

Short answer: No branches in Cheraw: Chase (nearest in Indian Land, 56 mi), Wells Fargo (nearest in Bennettsville, 14 mi), Bank of America (nearest in Camden, 50 mi), PNC Bank (nearest in Florence, 36 mi), U.S. Bank, Truist (nearest in Florence, 35 mi), Fifth Third Bank (nearest in Indian Land, 55 mi), Huntington (nearest in Spartanburg, 116 mi), Regions Bank (nearest in Columbia, 80 mi), TD Bank (nearest in Florence, 38 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cheraw to the nearest branch in South Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cheraw residents like anyone else.

Banks near Cheraw

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Chesterfield (11 miles) and Bennettsville (14 miles). Florence, 36 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Cheraw

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cheraw between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cheraw by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cheraw offices.

Short answer: First Citizens Bank is the largest bank with offices in Cheraw, with $236.32 billion in total assets on June 30, 2026, No. 19 among U.S. banks by total assets. First Bank is second with $13.03 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cheraw: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.