US Bank Directory

Banks in Carolina, PR

3 FDIC-insured banks operate 13 offices in Carolina, Puerto Rico, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Carolina

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 14 locations in Carolina, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

13 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Carolina

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Banco Popular de Puerto Rico has the most locations in Carolina, with 7. It is followed by FirstBank Puerto Rico (3), Oriental Bank (3). Open any bank to see each address, today's hours where the bank publishes them and the phone number.

FirstBank Puerto Rico 3 branches · main office Santurce, PR Bank · 3

FirstBank Puerto Rico has 3 branches in Carolina, 57 across Puerto Rico and 11 nationwide. FDIC records list its main office in Santurce, PR and show it operating since 1949. With $19.22 billion in total assets on June 30, 2026, it ranks No. 108 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carolina location is the Plaza Carolina Branch at Carolina Shopping Center, dating to 1960; the newest, at 3084 Ave Isla Verde, to 2003. It does not publish hours in the sources this page uses; check its site before you go.

  • Isla Verde Branch
    3084 Ave Isla Verde, 00979
    Hours: see the bank's site
  • Plaza Carolina Branch
    Carolina Shopping Center, 00982
    Hours: see the bank's site
  • Escorial Branch
    Parque Escorial Mall, 00985
    Hours: see the bank's site
FirstBank Puerto Rico: profile, branches and contacts
Oriental Bank 3 branches · main office San Juan, PR Bank · 3

Oriental Bank has 3 branches in Carolina, 43 across Puerto Rico and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1965. With $12.04 billion in total assets on June 30, 2026, it ranks No. 147 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carolina location is the Plaza Carolina Branch at 2do Nivel, dating to 1986; the newest, at 65 De Infanterma Ave. Plaza Escorial Mall, to 2000. It does not publish hours in the sources this page uses; check its site before you go.

  • Plaza Carolina Branch
    2do Nivel, 00983
    Hours: see the bank's site
  • Plaza Escorial
    65 De Infanterma Ave. Plaza Escorial Mall, 00987
    Hours: see the bank's site
  • Los Colobos
    Los Colobos Shopping Center, Road 3, 00985
    Hours: see the bank's site
Oriental Bank: profile, branches and contacts
Jetstream Credit Union 1 office · main office Miami Lakes, FL Credit union · 1

Jetstream Credit Union has 1 office in Carolina, 1 across Puerto Rico. It is based in Miami Lakes, FL and $287.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Puerto Rico
    Carretera Estatal 190 Km 0.7 Suite 101 Urb Industrial La Ceramica, 00984
    (305) 821-7060Today 8 am to 4 pm
    All hours

    Mon to Fri 8 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Jetstream Credit Union: profile, branches and contacts

Join a credit union in Carolina

1 credit union has 1 office here: Jetstream Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Carolina page has every office in the state's directory.

Banking in Carolina: the local picture

Short answer: 3 banks run 13 branches in Carolina according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Carolina, 3 elsewhere in Puerto Rico, according to the FDIC.

The bank with the longest record here is FirstBank Puerto Rico, operating since 1949 according to the FDIC. In FDIC branch records, the longest-running branch is Banco Popular de Puerto Rico's office at Luis Munoz Marin Terminal B, Suite 1a, dating to 1955; the newest is Banco Popular de Puerto Rico's at Carr 3 Km 15.2, from 2005.

The only credit union with an office here is Jetstream Credit Union.

Of the 1 location with published hours. None open on Saturday. 13 locations have no published hours in these sources.

Banks by ZIP code in Carolina

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 00985 has the most bank and credit union offices in Carolina (4), followed by 00987 (3) and 00979 (2). Offices are spread across 6 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
0098543Banco Popular de Puerto Rico, FirstBank Puerto Rico, Oriental Bank
0098732Banco Popular de Puerto Rico, Oriental Bank
0097922Banco Popular de Puerto Rico, FirstBank Puerto Rico
0098222Banco Popular de Puerto Rico, FirstBank Puerto Rico
0098322Banco Popular de Puerto Rico, Oriental Bank
0098411Jetstream Credit Union

Saturday hours in Carolina

Short answer: None of the 1 Carolina location with published hours lists Saturday hours. 13 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Carolina, and where the nearest one is if they do not.

Short answer: No branches in Carolina: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.

BankIn CarolinaNearest branch if none here
ChaseNonenone in Puerto Rico
Wells FargoNonenone in Puerto Rico
Bank of AmericaNonenone in Puerto Rico
PNC BankNonenone in Puerto Rico
U.S. BankNonenone in Puerto Rico
TruistNonenone in Puerto Rico
Fifth Third BankNonenone in Puerto Rico
HuntingtonNonenone in Puerto Rico
Regions BankNonenone in Puerto Rico
TD BankNonenone in Puerto Rico
BMONonenone in Puerto Rico

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carolina to the nearest branch in Puerto Rico.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carolina residents like anyone else.

Banks near Carolina

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Trujillo Alto (3 miles) and Canovanas (6 miles). San Juan, 7 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Carolina

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Carolina between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Carolina by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carolina offices.

Short answer: Banco Popular de Puerto Rico is the largest bank with offices in Carolina, with $63.34 billion in total assets on June 30, 2026, No. 45 among U.S. banks by total assets. FirstBank Puerto Rico is second with $19.22 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Banco Popular de Puerto Rico$63.34 billionNo. 457San Juan, PR
FirstBank Puerto Rico$19.22 billionNo. 1083Santurce, PR
Oriental Bank$12.04 billionNo. 1473San Juan, PR

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Carolina: FAQ

How many banks are in Carolina, PR?

Carolina has 3 banks with 13 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Carolina?

Banco Popular de Puerto Rico, with 7. FirstBank Puerto Rico has 3 and Oriental Bank has 3.

Is there a Banco Popular de Puerto Rico in Carolina, PR?

Yes. FDIC data lists 7 Banco Popular de Puerto Rico branches in Carolina as of September 5, 2026. Its branches are listed under Banco Popular de Puerto Rico above, with the address and directions for each.

Is there a FirstBank Puerto Rico in Carolina, PR?

Yes. FDIC data lists 3 FirstBank Puerto Rico branches in Carolina as of September 5, 2026. Its branches are listed under FirstBank Puerto Rico above, with the address and directions for each.

Is there a Oriental Bank in Carolina, PR?

Yes. FDIC data lists 3 Oriental Bank branches in Carolina as of September 5, 2026. Its branches are listed under Oriental Bank above, with the address and directions for each.

Which banks in Carolina are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 13 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Carolina?

FirstBank Puerto Rico has the longest record among banks with a branch here: the FDIC shows it operating since 1949.

Which credit unions can I join in Carolina?

Jetstream Credit Union has an office in Carolina. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Carolina in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Carolina?

Nearby cities with more banks include Trujillo Alto, Canovanas, Rio Piedras. Trujillo Alto is 3 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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