US Bank Directory
Banks in Carolina, PR
3 FDIC-insured banks operate 13 offices in Carolina, Puerto Rico, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Carolina
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 14 locations in Carolina, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Carolina
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Banco Popular de Puerto Rico has the most locations in Carolina, with 7. It is followed by FirstBank Puerto Rico (3), Oriental Bank (3). Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Banco Popular de Puerto Rico Bank · 7
Banco Popular de Puerto Rico has 7 branches in Carolina, 156 across Puerto Rico and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1999. With $63.34 billion in total assets on June 30, 2026, it ranks No. 45 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carolina location is the Airport Branch at Luis Munoz Marin Terminal B, Suite 1a, dating to 1955; the newest, at Carr 3 Km 15.2, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Plaza Carolina Branch26 Ave Jesus M Fragoso, 00987
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Carolina Highway BranchArzuaga Street Corner 65th Infantry, 00985
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Isla Verde BranchAve. Baldorioty De Castro, Esq. Calle 6, 00983
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Colobos Shopping Center BranchCarr 3 Km 15.2, 00987
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Parque Escorial BranchCntro Commercial Parque Escorial, 00985
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Campo Rico BranchGp12 Ave Roberto Sanchez Vilella, 00982
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Airport BranchLuis Munoz Marin Terminal B, Suite 1a, 00979
FirstBank Puerto Rico Bank · 3
FirstBank Puerto Rico has 3 branches in Carolina, 57 across Puerto Rico and 11 nationwide. FDIC records list its main office in Santurce, PR and show it operating since 1949. With $19.22 billion in total assets on June 30, 2026, it ranks No. 108 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carolina location is the Plaza Carolina Branch at Carolina Shopping Center, dating to 1960; the newest, at 3084 Ave Isla Verde, to 2003. It does not publish hours in the sources this page uses; check its site before you go.
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Isla Verde Branch3084 Ave Isla Verde, 00979
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Plaza Carolina BranchCarolina Shopping Center, 00982
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Escorial BranchParque Escorial Mall, 00985
Oriental Bank Bank · 3
Oriental Bank has 3 branches in Carolina, 43 across Puerto Rico and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1965. With $12.04 billion in total assets on June 30, 2026, it ranks No. 147 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Carolina location is the Plaza Carolina Branch at 2do Nivel, dating to 1986; the newest, at 65 De Infanterma Ave. Plaza Escorial Mall, to 2000. It does not publish hours in the sources this page uses; check its site before you go.
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Plaza Carolina Branch2do Nivel, 00983
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Plaza Escorial65 De Infanterma Ave. Plaza Escorial Mall, 00987
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Los ColobosLos Colobos Shopping Center, Road 3, 00985
Jetstream Credit Union Credit union · 1
Jetstream Credit Union has 1 office in Carolina, 1 across Puerto Rico. It is based in Miami Lakes, FL and $287.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Puerto RicoCarretera Estatal 190 Km 0.7 Suite 101 Urb Industrial La Ceramica, 00984
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Carolina
1 credit union has 1 office here: Jetstream Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Carolina page has every office in the state's directory.
Banking in Carolina: the local picture
Short answer: 3 banks run 13 branches in Carolina according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Carolina, 3 elsewhere in Puerto Rico, according to the FDIC.
The bank with the longest record here is FirstBank Puerto Rico, operating since 1949 according to the FDIC. In FDIC branch records, the longest-running branch is Banco Popular de Puerto Rico's office at Luis Munoz Marin Terminal B, Suite 1a, dating to 1955; the newest is Banco Popular de Puerto Rico's at Carr 3 Km 15.2, from 2005.
The only credit union with an office here is Jetstream Credit Union.
Of the 1 location with published hours. None open on Saturday. 13 locations have no published hours in these sources.
Banks by ZIP code in Carolina
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 00985 has the most bank and credit union offices in Carolina (4), followed by 00987 (3) and 00979 (2). Offices are spread across 6 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 00985 | 4 | 3 | Banco Popular de Puerto Rico, FirstBank Puerto Rico, Oriental Bank |
| 00987 | 3 | 2 | Banco Popular de Puerto Rico, Oriental Bank |
| 00979 | 2 | 2 | Banco Popular de Puerto Rico, FirstBank Puerto Rico |
| 00982 | 2 | 2 | Banco Popular de Puerto Rico, FirstBank Puerto Rico |
| 00983 | 2 | 2 | Banco Popular de Puerto Rico, Oriental Bank |
| 00984 | 1 | 1 | Jetstream Credit Union |
Saturday hours in Carolina
Short answer: None of the 1 Carolina location with published hours lists Saturday hours. 13 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Carolina, and where the nearest one is if they do not.
Short answer: No branches in Carolina: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Carolina | Nearest branch if none here |
|---|---|---|
| Chase | None | none in Puerto Rico |
| Wells Fargo | None | none in Puerto Rico |
| Bank of America | None | none in Puerto Rico |
| PNC Bank | None | none in Puerto Rico |
| U.S. Bank | None | none in Puerto Rico |
| Truist | None | none in Puerto Rico |
| Fifth Third Bank | None | none in Puerto Rico |
| Huntington | None | none in Puerto Rico |
| Regions Bank | None | none in Puerto Rico |
| TD Bank | None | none in Puerto Rico |
| BMO | None | none in Puerto Rico |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carolina to the nearest branch in Puerto Rico.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carolina residents like anyone else.
Banks near Carolina
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Trujillo Alto (3 miles) and Canovanas (6 miles). San Juan, 7 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Trujillo Alto, PR | 3 mi | 3 | 4 |
| Banks in Canovanas, PR | 6 mi | 2 | 2 |
| Banks in Rio Piedras, PR | 6 mi | 3 | 8 |
| Banks in San Juan, PR | 7 mi | 6 | 45 |
| Banks in Santurce, PR | 8 mi | 2 | 3 |
| Banks in Condado, PR | 8 mi | 2 | 3 |
| Banks in Guaynabo, PR | 9 mi | 3 | 12 |
| Banks in Caguas, PR | 12 mi | 3 | 13 |
Bank branch openings and closings in Carolina
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Carolina between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Carolina by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carolina offices.
Short answer: Banco Popular de Puerto Rico is the largest bank with offices in Carolina, with $63.34 billion in total assets on June 30, 2026, No. 45 among U.S. banks by total assets. FirstBank Puerto Rico is second with $19.22 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | $63.34 billion | No. 45 | 7 | San Juan, PR |
| FirstBank Puerto Rico | $19.22 billion | No. 108 | 3 | Santurce, PR |
| Oriental Bank | $12.04 billion | No. 147 | 3 | San Juan, PR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Carolina: FAQ
How many banks are in Carolina, PR?
Carolina has 3 banks with 13 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Carolina?
Banco Popular de Puerto Rico, with 7. FirstBank Puerto Rico has 3 and Oriental Bank has 3.
Is there a Banco Popular de Puerto Rico in Carolina, PR?
Yes. FDIC data lists 7 Banco Popular de Puerto Rico branches in Carolina as of September 5, 2026. Its branches are listed under Banco Popular de Puerto Rico above, with the address and directions for each.
Is there a FirstBank Puerto Rico in Carolina, PR?
Yes. FDIC data lists 3 FirstBank Puerto Rico branches in Carolina as of September 5, 2026. Its branches are listed under FirstBank Puerto Rico above, with the address and directions for each.
Is there a Oriental Bank in Carolina, PR?
Yes. FDIC data lists 3 Oriental Bank branches in Carolina as of September 5, 2026. Its branches are listed under Oriental Bank above, with the address and directions for each.
Which banks in Carolina are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 13 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Carolina?
FirstBank Puerto Rico has the longest record among banks with a branch here: the FDIC shows it operating since 1949.
Which credit unions can I join in Carolina?
Jetstream Credit Union has an office in Carolina. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Carolina in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Carolina?
Nearby cities with more banks include Trujillo Alto, Canovanas, Rio Piedras. Trujillo Alto is 3 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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