US Bank Directory
Banks in Guaynabo, PR
3 FDIC-insured banks operate 12 offices in Guaynabo, Puerto Rico, and 4 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Guaynabo
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 18 locations in Guaynabo, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Guaynabo
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Banco Popular de Puerto Rico has the most locations in Guaynabo, with 6. It is followed by FirstBank Puerto Rico (3), Oriental Bank (3). Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Banco Popular de Puerto Rico Bank · 6
Banco Popular de Puerto Rico has 6 branches in Guaynabo, 156 across Puerto Rico and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1999. With $63.34 billion in total assets on June 30, 2026, it ranks No. 45 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Guaynabo location is the San Patricio Gallery Branch at 21 Calle Gonzalez Giusti, dating to 1967; the newest, at Carr 19 Esq. Ramirez De Arellano Garden Hills Plaza, to 2011. It does not publish hours in the sources this page uses; check its site before you go.
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San Patricio Gallery Branch21 Calle Gonzalez Giusti, 00968
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Guaynabo Las Cumbres BranchAve. Las Cumbres, Int. Juan Carlos De Borbon, 00969
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Expreso Garden Hills BranchCarr 19 Esq. Ramirez De Arellano Garden Hills Plaza, 00966
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Valencia Park BranchCarr. 165 Lote 1, 00965
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Guaynabo BranchExpreso Martinez Nadal Road 20, 00965
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San Patricio Mall BranchSan Patricio Shopping Center, 1er Nivel, 00968
FirstBank Puerto Rico Bank · 3
FirstBank Puerto Rico has 3 branches in Guaynabo, 57 across Puerto Rico and 11 nationwide. FDIC records list its main office in Santurce, PR and show it operating since 1949. With $19.22 billion in total assets on June 30, 2026, it ranks No. 108 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Guaynabo location is the Las Cumbres Branch at Plazoleta Las Cumbres, dating to 1981; the newest, at B-5 Tabonuco Street, Urb Caparra Hills, San Patricio, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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San Patricio BranchB-5 Tabonuco Street, Urb Caparra Hills, San Patricio, 00968
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Plaza GuaynaboPlaza Guaynabo, State Road#20,km.3.4, 00969
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Las Cumbres BranchPlazoleta Las Cumbres, 00969
Oriental Bank Bank · 3
Oriental Bank has 3 branches in Guaynabo, 43 across Puerto Rico and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1965. With $12.04 billion in total assets on June 30, 2026, it ranks No. 147 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Guaynabo location is the Santa Maria at Alejandrino Plaza, Road 838, dating to 1993; the newest, at Carr 20 Km 3.4 Exp Martinez Nadal, to 2001. It does not publish hours in the sources this page uses; check its site before you go.
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Santa MariaAlejandrino Plaza, Road 838, 00969
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Plaza Guaynabo BranchCarr 20 Km 3.4 Exp Martinez Nadal, 00966
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San Patricio BranchSan Patricio Plaza, Ave Gonzalez Giusti, 00968
Caribe Credit Union Credit union · 2
Caribe Credit Union has 2 officees in Guaynabo, 7 across Puerto Rico. It is based in San Juan, PR and $789.8 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Guaynabo locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office10A Carr 838 Esq 199, 00969
All hours
Mon to Fri 7 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Guaynabo -Las Cumbres Branch10A Carr 838 Esq Pr-199, 00969
All hours
Mon to Fri 7:15 am to 3:45 pm; Sat 7:15 am to 3:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Pentagon Credit Union Credit union · 2
Pentagon Credit Union has 2 officees in Guaynabo, 7 across Puerto Rico. It is based in Mclean, VA and $29.40 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Guaynabo locations with published hours open on Saturday.
Who can join: see the credit union's site.
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San Patricio7 Calle Tabonuco San Patricio Office Center, 00968
All hours
Mon to Fri 8 am to 6 pm; Sat 8 am to 5 pm; Sun not published
Hours: NCUA, March 31, 2026
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Puerto Rico Service Center7 Tabanuco St Suite 170, 00968
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Baxter Credit Union Credit union · 1
Baxter Credit Union has 1 office in Guaynabo, 9 across Puerto Rico. It is based in Vernon Hills, IL and $6.50 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Guaynabo40 Carr 165 Ste 207, 00968
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Vapr Credit Union Credit union · 1
Vapr Credit Union has 1 office in Guaynabo, 3 across Puerto Rico. It is based in San Juan, PR and $310.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2400 Carretera 177, 00969
All hours
Mon to Fri 7:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Guaynabo
4 credit unions have 6 offices here: Pentagon Credit Union, Caribe Credit Union, Baxter Credit Union and Vapr Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Guaynabo page has every office in the state's directory.
Banking in Guaynabo: the local picture
Short answer: 3 banks run 12 branches in Guaynabo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Guaynabo, 3 elsewhere in Puerto Rico, according to the FDIC.
The bank with the longest record here is FirstBank Puerto Rico, operating since 1949 according to the FDIC. In FDIC branch records, the longest-running branch is Banco Popular de Puerto Rico's office at 21 Calle Gonzalez Giusti, dating to 1967; the newest is Banco Popular de Puerto Rico's at Carr 19 Esq. Ramirez De Arellano Garden Hills Plaza, from 2011.
4 credit unions have 6 offices in Guaynabo, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 2 open on Saturday. 12 locations have no published hours in these sources.
Banks by ZIP code in Guaynabo
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 00968 has the most bank and credit union offices in Guaynabo (7), followed by 00969 (7) and 00965 (2). Offices are spread across 4 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 00968 | 7 | 5 | Banco Popular de Puerto Rico, Pentagon Credit Union, Baxter Credit Union |
| 00969 | 7 | 5 | Caribe Credit Union, FirstBank Puerto Rico, Banco Popular de Puerto Rico |
| 00965 | 2 | 1 | Banco Popular de Puerto Rico |
| 00966 | 2 | 2 | Banco Popular de Puerto Rico, Oriental Bank |
Credit unions open on Saturday in Guaynabo
Short answer: 2 of the 6 Guaynabo locations with published hours open on Saturday, run by 2 institutions.
- Pentagon Credit Union: 1 of 2 offices (7 Calle Tabonuco San Patricio Office Center: Saturday 8 am to 5 pm)
- Caribe Credit Union: 1 of 2 offices (10A Carr 838 Esq Pr-199: Saturday 7:15 am to 3:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 12 of the 18 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Guaynabo, and where the nearest one is if they do not.
Short answer: No branches in Guaynabo: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Guaynabo | Nearest branch if none here |
|---|---|---|
| Chase | None | none in Puerto Rico |
| Wells Fargo | None | none in Puerto Rico |
| Bank of America | None | none in Puerto Rico |
| PNC Bank | None | none in Puerto Rico |
| U.S. Bank | None | none in Puerto Rico |
| Truist | None | none in Puerto Rico |
| Fifth Third Bank | None | none in Puerto Rico |
| Huntington | None | none in Puerto Rico |
| Regions Bank | None | none in Puerto Rico |
| TD Bank | None | none in Puerto Rico |
| BMO | None | none in Puerto Rico |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Guaynabo to the nearest branch in Puerto Rico.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Guaynabo residents like anyone else.
Banks near Guaynabo
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rio Piedras (3 miles) and Bayamon (4 miles). San Juan, 4 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rio Piedras, PR | 3 mi | 3 | 8 |
| Banks in Bayamon, PR | 4 mi | 3 | 18 |
| Banks in San Juan, PR | 4 mi | 6 | 45 |
| Banks in Condado, PR | 4 mi | 2 | 3 |
| Banks in Santurce, PR | 6 mi | 2 | 3 |
| Banks in Toa Baja, PR | 6 mi | 2 | 3 |
| Banks in Trujillo Alto, PR | 8 mi | 3 | 4 |
| Banks in Toa Alta, PR | 9 mi | 2 | 2 |
Bank branch openings and closings in Guaynabo
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Guaynabo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Guaynabo by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Guaynabo offices.
Short answer: Banco Popular de Puerto Rico is the largest bank with offices in Guaynabo, with $63.34 billion in total assets on June 30, 2026, No. 45 among U.S. banks by total assets. FirstBank Puerto Rico is second with $19.22 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | $63.34 billion | No. 45 | 6 | San Juan, PR |
| FirstBank Puerto Rico | $19.22 billion | No. 108 | 3 | Santurce, PR |
| Oriental Bank | $12.04 billion | No. 147 | 3 | San Juan, PR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Guaynabo: FAQ
How many banks are in Guaynabo, PR?
Guaynabo has 3 banks with 12 branches and 4 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Guaynabo?
Banco Popular de Puerto Rico, with 6. FirstBank Puerto Rico has 3 and Oriental Bank has 3.
Is there a Banco Popular de Puerto Rico in Guaynabo, PR?
Yes. FDIC data lists 6 Banco Popular de Puerto Rico branches in Guaynabo as of September 5, 2026. Its branches are listed under Banco Popular de Puerto Rico above, with the address and directions for each.
Is there a FirstBank Puerto Rico in Guaynabo, PR?
Yes. FDIC data lists 3 FirstBank Puerto Rico branches in Guaynabo as of September 5, 2026. Its branches are listed under FirstBank Puerto Rico above, with the address and directions for each.
Is there a Oriental Bank in Guaynabo, PR?
Yes. FDIC data lists 3 Oriental Bank branches in Guaynabo as of September 5, 2026. Its branches are listed under Oriental Bank above, with the address and directions for each.
Which banks in Guaynabo are open on Saturday?
Pentagon Credit Union and Caribe Credit Union publish Saturday hours for one or more Guaynabo locations. The Saturday section above lists each one with its hours. 12 of the 18 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Guaynabo?
FirstBank Puerto Rico has the longest record among banks with a branch here: the FDIC shows it operating since 1949.
Which credit unions can I join in Guaynabo?
Pentagon Credit Union, Caribe Credit Union, Baxter Credit Union and Vapr Credit Union have offices in Guaynabo. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Guaynabo in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Guaynabo?
Nearby cities with more banks include Rio Piedras, Bayamon, San Juan. Rio Piedras is 3 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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