US Bank Directory
Banks in Arroyo, PR
1 FDIC-insured bank operates 1 office in Arroyo, Puerto Rico, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Arroyo
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Arroyo, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Arroyo
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Banco Popular de Puerto Rico is the only bank with an office in Arroyo. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Banco Popular de Puerto Rico Bank · 1
Banco Popular de Puerto Rico has 1 branch in Arroyo, 156 across Puerto Rico and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1999. With $63.34 billion in total assets on June 30, 2026, it ranks No. 45 of 4,232 U.S. banks by total assets. The Arroyo Branch at 9 Carr 3 dates to 1943 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Arroyo Branch9 Carr 3, 00714
Baxter Credit Union Credit union · 1
Baxter Credit Union has 1 office in Arroyo, 9 across Puerto Rico. It is based in Vernon Hills, IL and $6.50 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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ArroyoLas Guasimas Industrial Parkway #3 Km 131.2, 00714
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Arroyo
1 credit union has 1 office here: Baxter Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Arroyo page has every office in the state's directory.
Banking in Arroyo: the local picture
Short answer: 1 bank runs 1 branch in Arroyo according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Banco Popular de Puerto Rico has its main office in San Juan, PR, according to the FDIC.
The bank with the longest record here is Banco Popular de Puerto Rico, operating since 1999 according to the FDIC.
The only credit union with an office here is Baxter Credit Union.
Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Arroyo
Short answer: None of the 1 Arroyo location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Arroyo, and where the nearest one is if they do not.
Short answer: No branches in Arroyo: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Arroyo | Nearest branch if none here |
|---|---|---|
| Chase | None | none in Puerto Rico |
| Wells Fargo | None | none in Puerto Rico |
| Bank of America | None | none in Puerto Rico |
| PNC Bank | None | none in Puerto Rico |
| U.S. Bank | None | none in Puerto Rico |
| Truist | None | none in Puerto Rico |
| Fifth Third Bank | None | none in Puerto Rico |
| Huntington | None | none in Puerto Rico |
| Regions Bank | None | none in Puerto Rico |
| TD Bank | None | none in Puerto Rico |
| BMO | None | none in Puerto Rico |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Arroyo to the nearest branch in Puerto Rico.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Arroyo residents like anyone else.
Banks near Arroyo
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Guayama (3 miles) and Cayey (10 miles). Guayama, 3 miles away, has the most banks nearby: 3.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Guayama, PR | 3 mi | 3 | 3 |
| Banks in Cayey, PR | 10 mi | 3 | 4 |
| Banks in Yabucoa, PR | 13 mi | 2 | 2 |
| Banks in San Lorenzo, PR | 15 mi | 2 | 2 |
| Banks in Caguas, PR | 17 mi | 3 | 13 |
| Banks in Aibonito, PR | 17 mi | 2 | 2 |
| Banks in Las Piedras, PR | 19 mi | 2 | 2 |
| Banks in Humacao, PR | 20 mi | 3 | 5 |
Bank branch openings and closings in Arroyo
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Arroyo between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Arroyo by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Arroyo offices.
Short answer: Banco Popular de Puerto Rico is the largest bank with offices in Arroyo, with $63.34 billion in total assets on June 30, 2026, No. 45 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | $63.34 billion | No. 45 | 1 | San Juan, PR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Arroyo: FAQ
How many banks are in Arroyo, PR?
Arroyo has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Banco Popular de Puerto Rico in Arroyo, PR?
Yes. FDIC data lists 1 Banco Popular de Puerto Rico branch in Arroyo as of September 5, 2026. The address and directions are under Banco Popular de Puerto Rico above.
Which banks in Arroyo are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Arroyo?
Banco Popular de Puerto Rico has the longest record among banks with a branch here: the FDIC shows it operating since 1999.
Which credit unions can I join in Arroyo?
Baxter Credit Union has an office in Arroyo. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Arroyo in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Arroyo?
Nearby cities with more banks include Guayama, Cayey, Yabucoa. Guayama is 3 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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