US Bank Directory
Banks in Guayama, PR
3 FDIC-insured banks operate 3 offices in Guayama, Puerto Rico, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Guayama
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Guayama, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Guayama
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Banco Popular de Puerto Rico, FirstBank Puerto Rico and Oriental Bank have the most locations in Guayama, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Banco Popular de Puerto Rico Bank · 1
Banco Popular de Puerto Rico has 1 branch in Guayama, 156 across Puerto Rico and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1999. With $63.34 billion in total assets on June 30, 2026, it ranks No. 45 of 4,232 U.S. banks by total assets. The Guayama Mall Branch at Guyama Mall State Road #3 dates to 1967 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Guayama Mall BranchGuyama Mall State Road #3, 00784
Baxter Credit Union Credit union · 1
Baxter Credit Union has 1 office in Guayama, 9 across Puerto Rico. It is based in Vernon Hills, IL and $6.50 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Guayama - GskCarr 3 Km 142.1, 00784
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
FirstBank Puerto Rico Bank · 1
FirstBank Puerto Rico has 1 branch in Guayama, 57 across Puerto Rico and 11 nationwide. FDIC records list its main office in Santurce, PR and show it operating since 1949. With $19.22 billion in total assets on June 30, 2026, it ranks No. 108 of 4,232 U.S. banks by total assets. The Guayama Branch at Plaza Walmart State Road #3 Km. 134.7 dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Guayama BranchPlaza Walmart State Road #3 Km. 134.7, 00784
Oriental Bank Bank · 1
Oriental Bank has 1 branch in Guayama, 43 across Puerto Rico and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1965. With $12.04 billion in total assets on June 30, 2026, it ranks No. 147 of 4,232 U.S. banks by total assets. The Plaza Guayama at Plaza Guayama Shopping Mall dates to 1958 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Plaza GuayamaPlaza Guayama Shopping Mall, 00784
Vapr Credit Union Credit union · 1
Vapr Credit Union has 1 office in Guayama, 3 across Puerto Rico. It is based in San Juan, PR and $310.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Guayama BranchStreet 54 La Fuente Town Center, 00785
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Guayama
2 credit unions have 2 offices here: Baxter Credit Union and Vapr Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Guayama page has every office in the state's directory.
Banking in Guayama: the local picture
Short answer: 3 banks run 3 branches in Guayama according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Guayama, 3 elsewhere in Puerto Rico, according to the FDIC.
The bank with the longest record here is FirstBank Puerto Rico, operating since 1949 according to the FDIC. In FDIC branch records, the longest-running branch is Oriental Bank's office at Plaza Guayama Shopping Mall, dating to 1958; the newest is FirstBank Puerto Rico's at Plaza Walmart State Road #3 Km. 134.7, from 1995.
2 credit unions have 2 offices in Guayama, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Banks by ZIP code in Guayama
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 00784 has the most bank and credit union offices in Guayama (4), followed by 00785 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 00784 | 4 | 4 | Banco Popular de Puerto Rico, Baxter Credit Union, FirstBank Puerto Rico |
| 00785 | 1 | 1 | Vapr Credit Union |
Saturday hours in Guayama
Short answer: None of the 2 Guayama locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Guayama, and where the nearest one is if they do not.
Short answer: No branches in Guayama: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Guayama | Nearest branch if none here |
|---|---|---|
| Chase | None | none in Puerto Rico |
| Wells Fargo | None | none in Puerto Rico |
| Bank of America | None | none in Puerto Rico |
| PNC Bank | None | none in Puerto Rico |
| U.S. Bank | None | none in Puerto Rico |
| Truist | None | none in Puerto Rico |
| Fifth Third Bank | None | none in Puerto Rico |
| Huntington | None | none in Puerto Rico |
| Regions Bank | None | none in Puerto Rico |
| TD Bank | None | none in Puerto Rico |
| BMO | None | none in Puerto Rico |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Guayama to the nearest branch in Puerto Rico.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Guayama residents like anyone else.
Banks near Guayama
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cayey (9 miles) and Aibonito (15 miles). Cayey, 9 miles away, has the most banks nearby: 3.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cayey, PR | 9 mi | 3 | 4 |
| Banks in Aibonito, PR | 15 mi | 2 | 2 |
| Banks in San Lorenzo, PR | 16 mi | 2 | 2 |
| Banks in Yabucoa, PR | 16 mi | 2 | 2 |
| Banks in Caguas, PR | 17 mi | 3 | 13 |
| Banks in Las Piedras, PR | 21 mi | 2 | 2 |
| Banks in Humacao, PR | 22 mi | 3 | 5 |
| Banks in Juana Diaz, PR | 26 mi | 2 | 2 |
Bank branch openings and closings in Guayama
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Guayama between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Guayama by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Guayama offices.
Short answer: Banco Popular de Puerto Rico is the largest bank with offices in Guayama, with $63.34 billion in total assets on June 30, 2026, No. 45 among U.S. banks by total assets. FirstBank Puerto Rico is second with $19.22 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | $63.34 billion | No. 45 | 1 | San Juan, PR |
| FirstBank Puerto Rico | $19.22 billion | No. 108 | 1 | Santurce, PR |
| Oriental Bank | $12.04 billion | No. 147 | 1 | San Juan, PR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Guayama: FAQ
How many banks are in Guayama, PR?
Guayama has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Guayama?
Banco Popular de Puerto Rico, with 1. FirstBank Puerto Rico has 1 and Oriental Bank has 1.
Is there a Banco Popular de Puerto Rico in Guayama, PR?
Yes. FDIC data lists 1 Banco Popular de Puerto Rico branch in Guayama as of September 5, 2026. The address and directions are under Banco Popular de Puerto Rico above.
Is there a FirstBank Puerto Rico in Guayama, PR?
Yes. FDIC data lists 1 FirstBank Puerto Rico branch in Guayama as of September 5, 2026. The address and directions are under FirstBank Puerto Rico above.
Is there a Oriental Bank in Guayama, PR?
Yes. FDIC data lists 1 Oriental Bank branch in Guayama as of September 5, 2026. The address and directions are under Oriental Bank above.
Which banks in Guayama are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Guayama?
FirstBank Puerto Rico has the longest record among banks with a branch here: the FDIC shows it operating since 1949.
Which credit unions can I join in Guayama?
Baxter Credit Union and Vapr Credit Union have offices in Guayama. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Guayama in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Guayama?
Nearby cities with more banks include Cayey, Aibonito, San Lorenzo. Cayey is 9 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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