Banks in Watsontown, PA

Bank branch map: Watsontown

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Watsontown, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Watsontown

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: FNB, Citizens & Northern Bank and Journey Bank have the most locations in Watsontown, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens & Northern Bank 1 branch · main office Wellsboro, PA Bank · 1

Citizens & Northern Bank has 1 branch in Watsontown, 34 across Pennsylvania and 35 nationwide. FDIC records list its main office in Wellsboro, PA and show it operating since 1864. With $3.14 billion in total assets on June 30, 2026, it ranks No. 412 of 4,232 U.S. banks by total assets. The Watsontown Branch at 1025 Main St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Watsontown Branch

  1025 Main St, 17777

  Hours: see the bank's site
  DirectionsWebsite

Citizens & Northern Bank: profile, branches and contacts

FNB First National Bank of Pennsylvania · 1 branch · main office Greenville, PA Bank · 1

FNB has 1 branch in Watsontown, 190 across Pennsylvania and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Watsontown Branch at 300 Main St dates to 1872 in FDIC branch records. Its published hours do not list Saturday.

• Watsontown Branch

  300 Main St, 17777

  (570) 538-2586Today 9 am to 4 pm

  All hours

  Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

  Hours: FNB branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

FNB: profile, branches and contacts

Journey Bank 1 branch · main office Bloomsburg, PA Bank · 1

Journey Bank has 1 branch in Watsontown, 23 across Pennsylvania and 23 nationwide. FDIC records list its main office in Bloomsburg, PA and show it operating since 1926. With $1.67 billion in total assets on June 30, 2026, it ranks No. 677 of 4,232 U.S. banks by total assets. The Dewart Office Branch at 4880 State Route 44 dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Dewart Office Branch

  4880 State Route 44, 17777

  Hours: see the bank's site
  DirectionsWebsite

Journey Bank: profile, branches and contacts

Banking in Watsontown: the local picture

Short answer: 3 banks run 3 branches in Watsontown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Watsontown, 3 elsewhere in Pennsylvania, according to the FDIC.

The bank with the longest record here is FNB, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is FNB's office at 300 Main St, dating to 1872; the newest is Journey Bank's at 4880 State Route 44, from 2009.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Watsontown

Short answer: None of the 1 Watsontown location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Watsontown, and where the nearest one is if they do not.

Short answer: No branches in Watsontown: Chase (nearest in Wilkes Barre, 52 mi), Wells Fargo (nearest in Frackville, 40 mi), Bank of America (nearest in Whitehall, 79 mi), PNC Bank (nearest in Williamsport, 12 mi), U.S. Bank, Truist (nearest in Williamsport, 12 mi), Fifth Third Bank, Huntington (nearest in Chicora, 150 mi), Regions Bank, TD Bank (nearest in Allentown, 77 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Watsontown to the nearest branch in Pennsylvania.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Watsontown residents like anyone else.

Banks near Watsontown

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Milton (6 miles) and Montgomery (6 miles). Williamsport, 12 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Watsontown

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Watsontown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Watsontown by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Watsontown offices.

Short answer: FNB is the largest bank with offices in Watsontown, with $50.80 billion in total assets on June 30, 2026, No. 50 among U.S. banks by total assets. Citizens & Northern Bank is second with $3.14 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Watsontown: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.