US Bank Directory
Banks in Muncy, PA
4 FDIC-insured banks operate 5 offices in Muncy, Pennsylvania, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Muncy
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 8 locations in Muncy, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Muncy
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Journey Bank has the most locations in Muncy, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Journey Bank Bank · 2
Journey Bank has 2 branches in Muncy, 23 across Pennsylvania and 23 nationwide. FDIC records list its main office in Bloomsburg, PA and show it operating since 1926. With $1.67 billion in total assets on June 30, 2026, it ranks No. 677 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Muncy location is the Muncy Drive Up Branch at 319 S Main St, dating to 2006; the newest, at 2 N Main St, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
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Muncy Branch2 N Main St, 17756
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Muncy Drive Up Branch319 S Main St, 17756
Citizens & Northern Bank Bank · 1
Citizens & Northern Bank has 1 branch in Muncy, 34 across Pennsylvania and 35 nationwide. FDIC records list its main office in Wellsboro, PA and show it operating since 1864. With $3.14 billion in total assets on June 30, 2026, it ranks No. 412 of 4,232 U.S. banks by total assets. The Muncy Branch at 3461 Route 405 Hwy dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Muncy Branch3461 Route 405 Hwy, 17756
First Commonwealth Bank Bank · 1
First Commonwealth Bank has 1 branch in Muncy, 99 across Pennsylvania and 129 nationwide. FDIC records list its main office in Indiana, PA and show it operating since 1880. With $12.18 billion in total assets on June 30, 2026, it ranks No. 145 of 4,232 U.S. banks by total assets. The Muncy Branch at 20 S Main St dates to 1903 in FDIC branch records. Its published hours do not list Saturday.
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Muncy Branch20 S Main St, 17756
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: First Commonwealth Bank branch locator (All The Places), checked Oct 10, 2026
Horizon Credit Union Credit union · 1
Horizon Credit Union has 1 office in Muncy, 7 across Pennsylvania. It is based in Williamsport, PA and $152.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Muncy Branch867 Lycoming Mall Dr, 17756
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northwest Bank Bank · 1
Northwest Bank has 1 branch in Muncy, 103 across Pennsylvania and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The Muncy-Hughesville Branch at 44 Muncy Creek Blvd dates to 2017 in FDIC branch records. Its published hours do not list Saturday.
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Muncy-Hughesville Branch44 Muncy Creek Blvd, 17756
All hours
Mon to Tue 8:30 am to 4 pm; Wed 8:30 am to 1 pm; Thu 8:30 am to 4 pm; Fri 8:30 am to 5 pm; Sat to Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Palco Fcu Credit Union Credit union · 1
Palco Fcu Credit Union has 1 office in Muncy, 2 across Pennsylvania. It is based in Muncy, PA and $109.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office191 Chad Rd, 17756
All hours
Mon to Wed 7:30 am to 4:30 pm; Thu 9 am to 5 pm; Fri 7:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Service 1st Credit Union Credit union · 1
Service 1st Credit Union has 1 office in Muncy, 12 across Pennsylvania. It is based in Danville, PA and $831.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Muncy Office200 Muncy Creek Blvd, 17756
All hours
Mon 8:30 am to 5 pm; Tue to Thu 8:30 am to 4 pm; Fri 8:30 am to 6 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Muncy
3 credit unions have 3 offices here: Service 1st Credit Union, Horizon Credit Union and Palco Fcu Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Muncy page has every office in the state's directory.
Banking in Muncy: the local picture
Short answer: 4 banks run 5 branches in Muncy according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Muncy, 4 elsewhere in Pennsylvania, according to the FDIC.
The bank with the longest record here is Citizens & Northern Bank, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is First Commonwealth Bank's office at 20 S Main St, dating to 1903; the newest is Journey Bank's at 2 N Main St, from 2023.
3 credit unions have 3 offices in Muncy, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Muncy
Short answer: 1 of the 5 Muncy locations with published hours opens on Saturday, run by 1 institution.
- Service 1st Credit Union: 1 of 1 office (200 Muncy Creek Blvd: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Muncy, and where the nearest one is if they do not.
Short answer: No branches in Muncy: Chase (nearest in Wilkes Barre, 47 mi), Wells Fargo (nearest in Frackville, 41 mi), Bank of America (nearest in Whitehall, 78 mi), PNC Bank (nearest in Williamsport, 12 mi), U.S. Bank, Truist (nearest in Williamsport, 10 mi), Fifth Third Bank, Huntington (nearest in Chicora, 156 mi), Regions Bank, TD Bank (nearest in Allentown, 77 mi), BMO.
| Bank | In Muncy | Nearest branch if none here |
|---|---|---|
| Chase | None | Wilkes Barre, 47 miles away |
| Wells Fargo | None | Frackville, 41 miles away |
| Bank of America | None | Whitehall, 78 miles away |
| PNC Bank | None | Williamsport, 12 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Truist | None | Williamsport, 10 miles away |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Chicora, 156 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Allentown, 77 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Muncy to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Muncy residents like anyone else.
Banks near Muncy
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hughesville (3 miles) and Montgomery (5 miles). Williamsport, 12 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hughesville, PA | 3 mi | 2 | 2 |
| Banks in Montgomery, PA | 5 mi | 2 | 2 |
| Banks in Montoursville, PA | 8 mi | 4 | 4 |
| Banks in Watsontown, PA | 9 mi | 3 | 3 |
| Banks in South Williamsport, PA | 11 mi | 2 | 2 |
| Banks in Williamsport, PA | 12 mi | 10 | 21 |
| Banks in Milton, PA | 14 mi | 4 | 4 |
| Banks in Lewisburg, PA | 17 mi | 8 | 11 |
Bank branch openings and closings in Muncy
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Muncy between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Muncy
Short answer: 1 institution has its main office in Muncy: Palco Fcu Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Palco Fcu Credit Union | Credit union | $109.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Muncy by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Muncy offices.
Short answer: Northwest Bank is the largest bank with offices in Muncy, with $17.21 billion in total assets on June 30, 2026, No. 116 among U.S. banks by total assets. First Commonwealth Bank is second with $12.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Northwest Bank | $17.21 billion | No. 116 | 1 | Warren, PA |
| First Commonwealth Bank | $12.18 billion | No. 145 | 1 | Indiana, PA |
| Citizens & Northern Bank | $3.14 billion | No. 412 | 1 | Wellsboro, PA |
| Journey Bank | $1.67 billion | No. 677 | 2 | Bloomsburg, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Muncy: FAQ
How many banks are in Muncy, PA?
Muncy has 4 banks with 5 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Muncy?
Journey Bank, with 2. Northwest Bank has 1 and First Commonwealth Bank has 1.
Is there a Journey Bank in Muncy, PA?
Yes. FDIC data lists 2 Journey Bank branches in Muncy as of September 5, 2026. Its branches are listed under Journey Bank above, with the address and directions for each.
Is there a Northwest Bank in Muncy, PA?
Yes. FDIC data lists 1 Northwest Bank branch in Muncy as of September 5, 2026. The address and directions are under Northwest Bank above.
Is there a First Commonwealth Bank in Muncy, PA?
Yes. FDIC data lists 1 First Commonwealth Bank branch in Muncy as of September 5, 2026. The address and directions are under First Commonwealth Bank above.
Is there a Chase in Muncy, PA?
No. FDIC data lists no Chase branch in Muncy as of September 5, 2026. The nearest is in Wilkes Barre, about 47 miles away in a straight line.
Which banks in Muncy are open on Saturday?
Service 1st Credit Union publishes Saturday hours for one or more Muncy locations. The Saturday section above lists each one with its hours. 3 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Muncy?
Palco Fcu Credit Union has its main office in Muncy, according to the FDIC and the NCUA.
What is the oldest bank in Muncy?
Citizens & Northern Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Muncy?
Service 1st Credit Union, Horizon Credit Union and Palco Fcu Credit Union have offices in Muncy. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Muncy in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Muncy?
Nearby cities with more banks include Hughesville, Montgomery, Montoursville. Hughesville is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 5 branches: First Commonwealth Bank, Northwest Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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