US Bank Directory
Banks in Somerset, PA
6 FDIC-insured banks operate 9 offices in Somerset, Pennsylvania, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Somerset
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 11 locations in Somerset, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Somerset
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Somerset Trust has the most locations in Somerset, with 4. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Somerset Trust Bank · 4
Somerset Trust has 4 branches in Somerset, 45 across Pennsylvania and 49 nationwide. FDIC records list its main office in Somerset, PA and show it operating since 1889. With $2.47 billion in total assets on June 30, 2026, it ranks No. 508 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Somerset location is its main office at 151 W Main St, dating to 1889; the newest, at 2028 N Center Ave, to 2005. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office151 W Main St, 15501
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Somerset Plaza Branch1614 N Center Ave, 15501
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Somerset Crossing Branch2028 N Center Ave, 15501
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Glades Pike Office4185 Glades Pike, 15501
1st Summit Bank Bank · 1
1st Summit Bank has 1 branch in Somerset, 17 across Pennsylvania and 17 nationwide. FDIC records list its main office in Johnstown, PA and show it operating since 1924. With $1.52 billion in total assets on June 30, 2026, it ranks No. 736 of 4,232 U.S. banks by total assets. The Somerset Branch at 404 N Center Ave dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Somerset Branch404 N Center Ave, 15501
Ameriserv Financial Bank Bank · 1
Ameriserv Financial Bank has 1 branch in Somerset, 16 across Pennsylvania and 17 nationwide. FDIC records list its main office in Johnstown, PA and show it operating since 1933. With $1.46 billion in total assets on June 30, 2026, it ranks No. 762 of 4,232 U.S. banks by total assets. The Somerset Branch at 108 W Main St dates to 1960 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Somerset Branch108 W Main St, 15501
First Commonwealth Bank Bank · 1
First Commonwealth Bank has 1 branch in Somerset, 99 across Pennsylvania and 129 nationwide. FDIC records list its main office in Indiana, PA and show it operating since 1880. With $12.18 billion in total assets on June 30, 2026, it ranks No. 145 of 4,232 U.S. banks by total assets. The Somerset Branch at 2040 N Center Ave dates to 1971 in FDIC branch records. It opens on Saturday.
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Somerset Branch2040 N Center Ave, 15501
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: First Commonwealth Bank branch locator (All The Places), checked Oct 10, 2026
First Peoples Community Credit Union Credit union · 1
First Peoples Community Credit Union has 1 office in Somerset, 5 across Pennsylvania. It is based in Cumberland, MD and $659.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Somerset1514 N Center Ave, 15501
All hours
Mon to Fri 8 am to 6 pm; Sat 8 am to 3:30 pm; Sun not published
Hours: NCUA, March 31, 2026
FNB Bank · 1
FNB has 1 branch in Somerset, 190 across Pennsylvania and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Somerset East Branch at 509 E Main St dates to 1988 in FDIC branch records. It opens on Saturday.
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Somerset East Branch509 E Main St, 15501
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Somerset, 262 across Pennsylvania and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The County Trust Branch at 108 E Main St dates to 1910 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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County Trust Branch108 E Main St, 15501
Ussco Johnstown Credit Union Credit union · 1
Ussco Johnstown Credit Union has 1 office in Somerset, 4 across Pennsylvania. It is based in Johnstown, PA and $172.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Somerset180 Beacon St, 15501
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Somerset
2 credit unions have 2 offices here: First Peoples Community Credit Union and Ussco Johnstown Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Somerset page has every office in the state's directory.
Banking in Somerset: the local picture
Short answer: 6 banks run 9 branches in Somerset according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 1 has its main office in Somerset, 4 elsewhere in Pennsylvania and 1 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Somerset Trust's office at 151 W Main St, dating to 1889; the newest is Somerset Trust's at 2028 N Center Ave, from 2005.
2 credit unions have 2 offices in Somerset, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 4 open on Saturday. 7 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Somerset
Short answer: 4 of the 4 Somerset locations with published hours open on Saturday, run by 4 institutions.
- FNB: 1 of 1 branch (509 E Main St: Saturday 9 am to 12 pm)
- First Commonwealth Bank: 1 of 1 branch (2040 N Center Ave: Saturday 9 am to 12 pm)
- First Peoples Community Credit Union: 1 of 1 office (1514 N Center Ave: Saturday 8 am to 3:30 pm)
- Ussco Johnstown Credit Union: 1 of 1 office (180 Beacon St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Somerset, and where the nearest one is if they do not.
Short answer: In Somerset: PNC Bank (1). No branches in Somerset: Chase (nearest in Irwin, 39 mi), Wells Fargo (nearest in Carlisle, 101 mi), Bank of America (nearest in Monroeville, 46 mi), U.S. Bank, Truist (nearest in Bedford, 31 mi), Fifth Third Bank, Huntington (nearest in Jeannette, 35 mi), Regions Bank, TD Bank (nearest in Downingtown, 176 mi), BMO.
| Bank | In Somerset | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Chase | None | Irwin, 39 miles away |
| Wells Fargo | None | Carlisle, 101 miles away |
| Bank of America | None | Monroeville, 46 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Truist | None | Bedford, 31 miles away |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Jeannette, 35 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Downingtown, 176 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Somerset to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Somerset residents like anyone else.
Banks near Somerset
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Meyersdale (15 miles) and Ligonier (17 miles). Latrobe, 25 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Meyersdale, PA | 15 mi | 3 | 4 |
| Banks in Ligonier, PA | 17 mi | 6 | 8 |
| Banks in Windber, PA | 20 mi | 3 | 3 |
| Banks in Confluence, PA | 21 mi | 2 | 2 |
| Banks in Johnstown, PA | 22 mi | 9 | 29 |
| Banks in Derry, PA | 24 mi | 3 | 3 |
| Banks in Latrobe, PA | 25 mi | 10 | 13 |
| Banks in Mount Pleasant, PA | 26 mi | 5 | 8 |
Bank branch openings and closings in Somerset
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Somerset between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Somerset
Short answer: 1 institution has its main office in Somerset: Somerset Trust.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Somerset Trust | Bank | $2.47 billion | 4 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Somerset by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Somerset offices.
Short answer: PNC Bank is the largest bank with offices in Somerset, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. FNB is second with $50.80 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| First Commonwealth Bank | $12.18 billion | No. 145 | 1 | Indiana, PA |
| Somerset Trust | $2.47 billion | No. 508 | 4 | Somerset, PA |
| 1st Summit Bank | $1.52 billion | No. 736 | 1 | Johnstown, PA |
| Ameriserv Financial Bank | $1.46 billion | No. 762 | 1 | Johnstown, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Somerset: FAQ
How many banks are in Somerset, PA?
Somerset has 6 banks with 9 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Somerset?
Somerset Trust, with 4. PNC Bank has 1 and FNB has 1.
Is there a PNC Bank in Somerset, PA?
Yes. FDIC data lists 1 PNC Bank branch in Somerset as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a FNB in Somerset, PA?
Yes. FDIC data lists 1 FNB branch in Somerset as of September 5, 2026. The address and directions are under FNB above.
Is there a Chase in Somerset, PA?
No. FDIC data lists no Chase branch in Somerset as of September 5, 2026. The nearest is in Irwin, about 39 miles away in a straight line.
Which banks in Somerset are open on Saturday?
FNB, First Commonwealth Bank, First Peoples Community Credit Union and Ussco Johnstown Credit Union publish Saturday hours for one or more Somerset locations. The Saturday section above lists each one with its hours. 7 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Somerset?
Somerset Trust has its main office in Somerset, according to the FDIC.
What is the oldest bank in Somerset?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Somerset?
First Peoples Community Credit Union and Ussco Johnstown Credit Union have offices in Somerset. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Somerset in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Somerset?
Nearby cities with more banks include Meyersdale, Ligonier, Windber. Meyersdale is 15 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 9 branches: FNB, First Commonwealth Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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