US Bank Directory
Banks in Confluence, PA
2 FDIC-insured banks operate 2 offices in Confluence, Pennsylvania.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Confluence
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Confluence, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Confluence
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: FNB and Somerset Trust have the most locations in Confluence, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
FNB Bank · 1
FNB has 1 branch in Confluence, 190 across Pennsylvania and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Confluence Branch at 508 Hugart St dates to 1974 in FDIC branch records. Its published hours do not list Saturday.
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Confluence Branch508 Hugart St, 15424
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
Somerset Trust Bank · 1
Somerset Trust has 1 branch in Confluence, 45 across Pennsylvania and 49 nationwide. FDIC records list its main office in Somerset, PA and show it operating since 1889. With $2.47 billion in total assets on June 30, 2026, it ranks No. 508 of 4,232 U.S. banks by total assets. The Confluence Office Branch at 612 Logan Pl dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Confluence Office Branch612 Logan Pl, 15424
Banking in Confluence: the local picture
Short answer: 2 banks run 2 branches in Confluence according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Confluence, 2 elsewhere in Pennsylvania, according to the FDIC.
The bank with the longest record here is FNB, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is FNB's office at 508 Hugart St, dating to 1974; the newest is Somerset Trust's at 612 Logan Pl, from 2000.
Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Confluence
Short answer: None of the 1 Confluence location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Confluence, and where the nearest one is if they do not.
Short answer: No branches in Confluence: Chase (nearest in Irwin, 40 mi), Wells Fargo (nearest in Carlisle, 119 mi), Bank of America (nearest in Monroeville, 48 mi), PNC Bank (nearest in Connellsville, 19 mi), U.S. Bank, Truist (nearest in Bedford, 48 mi), Fifth Third Bank, Huntington (nearest in Jeannette, 38 mi), Regions Bank, TD Bank (nearest in Downingtown, 192 mi), BMO.
| Bank | In Confluence | Nearest branch if none here |
|---|---|---|
| Chase | None | Irwin, 40 miles away |
| Wells Fargo | None | Carlisle, 119 miles away |
| Bank of America | None | Monroeville, 48 miles away |
| PNC Bank | None | Connellsville, 19 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Truist | None | Bedford, 48 miles away |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Jeannette, 38 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Downingtown, 192 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Confluence to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Confluence residents like anyone else.
Banks near Confluence
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Meyersdale (18 miles) and Connellsville (19 miles). Uniontown, 21 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Meyersdale, PA | 18 mi | 3 | 4 |
| Banks in Connellsville, PA | 19 mi | 4 | 6 |
| Banks in Somerset, PA | 21 mi | 6 | 9 |
| Banks in Uniontown, PA | 21 mi | 8 | 13 |
| Banks in Scottdale, PA | 23 mi | 4 | 4 |
| Banks in Mount Pleasant, PA | 25 mi | 5 | 8 |
| Banks in Perryopolis, PA | 29 mi | 2 | 2 |
| Banks in Ligonier, PA | 30 mi | 6 | 8 |
Bank branch openings and closings in Confluence
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Confluence between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Confluence by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Confluence offices.
Short answer: FNB is the largest bank with offices in Confluence, with $50.80 billion in total assets on June 30, 2026, No. 50 among U.S. banks by total assets. Somerset Trust is second with $2.47 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| Somerset Trust | $2.47 billion | No. 508 | 1 | Somerset, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Confluence: FAQ
How many banks are in Confluence, PA?
Confluence has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Confluence?
FNB, with 1. Somerset Trust has 1.
Is there a FNB in Confluence, PA?
Yes. FDIC data lists 1 FNB branch in Confluence as of September 5, 2026. The address and directions are under FNB above.
Is there a Somerset Trust in Confluence, PA?
Yes. FDIC data lists 1 Somerset Trust branch in Confluence as of September 5, 2026. The address and directions are under Somerset Trust above.
Is there a Chase in Confluence, PA?
No. FDIC data lists no Chase branch in Confluence as of September 5, 2026. The nearest is in Irwin, about 40 miles away in a straight line.
Which banks in Confluence are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Confluence?
FNB has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Did any bank branches open or close in Confluence in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Confluence?
Nearby cities with more banks include Meyersdale, Connellsville, Somerset. Meyersdale is 18 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: FNB) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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