US Bank Directory

Banks in Smethport, PA

2 FDIC-insured banks operate 3 offices in Smethport, Pennsylvania, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Smethport

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Smethport, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Smethport

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Hamlin Bank has the most locations in Smethport, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Hamlin Bank 2 branches · main office Smethport, PA Bank · 2

Hamlin Bank has 2 branches in Smethport, 9 across Pennsylvania and 10 nationwide. FDIC records list its main office in Smethport, PA and show it operating since 1863. With $503.4 million in total assets on June 30, 2026, it ranks No. 1,787 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Smethport location is its main office at 333 W Main St, dating to 1863; the newest, at 325 E Water St, to 1972. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    333 W Main St, 16749
    Hours: see the bank's site
  • East Water Street Branch
    325 E Water St, 16749
    Hours: see the bank's site
Hamlin Bank: profile, branches and contacts
Northwest Bank 1 branch · main office Warren, PA Bank · 1

Northwest Bank has 1 branch in Smethport, 103 across Pennsylvania and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The Smethport Branch at 428 W Main St dates to 1961 in FDIC branch records. Its published hours do not list Saturday.

  • Smethport Branch
    428 W Main St, 16749
    (814) 887-5522Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026

Northwest Bank: profile, branches and contacts
P C Credit Union 1 office · main office Port Allegany, PA Credit union · 1

P C Credit Union has 1 office in Smethport, 2 across Pennsylvania. It is based in Port Allegany, PA and $14.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Disaster Recovery Site
    45 Route 446, 16749
    (814) 887-9244Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

P C Credit Union: profile, branches and contacts

Join a credit union in Smethport

1 credit union has 1 office here: P C Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Smethport page has every office in the state's directory.

Banking in Smethport: the local picture

Short answer: 2 banks run 3 branches in Smethport according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Smethport, 1 elsewhere in Pennsylvania, according to the FDIC.

The bank with the longest record here is Hamlin Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Hamlin Bank's office at 333 W Main St, dating to 1863; the newest is Hamlin Bank's at 325 E Water St, from 1972.

The only credit union with an office here is P C Credit Union.

Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Smethport

Short answer: None of the 2 Smethport locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Smethport, and where the nearest one is if they do not.

Short answer: No branches in Smethport: Chase (nearest in State College, 75 mi), Wells Fargo (nearest in Carlisle, 129 mi), Bank of America (nearest in Cranberry Township, 116 mi), PNC Bank (nearest in Bradford, 15 mi), U.S. Bank, Truist (nearest in State College, 75 mi), Fifth Third Bank, Huntington (nearest in Erie, 87 mi), Regions Bank, TD Bank (nearest in Allentown, 172 mi), BMO.

BankIn SmethportNearest branch if none here
ChaseNoneState College, 75 miles away
Wells FargoNoneCarlisle, 129 miles away
Bank of AmericaNoneCranberry Township, 116 miles away
PNC BankNoneBradford, 15 miles away
U.S. BankNonenone in Pennsylvania
TruistNoneState College, 75 miles away
Fifth Third BankNonenone in Pennsylvania
HuntingtonNoneErie, 87 miles away
Regions BankNonenone in Pennsylvania
TD BankNoneAllentown, 172 miles away
BMONonenone in Pennsylvania

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Smethport to the nearest branch in Pennsylvania.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Smethport residents like anyone else.

Banks near Smethport

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bradford (15 miles) and Kane (22 miles). Saint Marys, 27 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Smethport

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Smethport between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Smethport

Short answer: 1 institution has its main office in Smethport: Hamlin Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Hamlin BankBank$503.4 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Smethport by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Smethport offices.

Short answer: Northwest Bank is the largest bank with offices in Smethport, with $17.21 billion in total assets on June 30, 2026, No. 116 among U.S. banks by total assets. Hamlin Bank is second with $503.4 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Northwest Bank$17.21 billionNo. 1161Warren, PA
Hamlin Bank$503.4 millionNo. 1,7872Smethport, PA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Smethport: FAQ

How many banks are in Smethport, PA?

Smethport has 2 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Smethport?

Hamlin Bank, with 2. Northwest Bank has 1.

Is there a Hamlin Bank in Smethport, PA?

Yes. FDIC data lists 2 Hamlin Bank branches in Smethport as of September 5, 2026, the main office at 333 W Main St. Its branches are listed under Hamlin Bank above, with the address and directions for each.

Is there a Northwest Bank in Smethport, PA?

Yes. FDIC data lists 1 Northwest Bank branch in Smethport as of September 5, 2026. The address and directions are under Northwest Bank above.

Is there a Chase in Smethport, PA?

No. FDIC data lists no Chase branch in Smethport as of September 5, 2026. The nearest is in State College, about 75 miles away in a straight line.

Which banks in Smethport are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Smethport?

Hamlin Bank has its main office in Smethport, according to the FDIC.

What is the oldest bank in Smethport?

Hamlin Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Smethport?

P C Credit Union has an office in Smethport. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Smethport in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Smethport?

Nearby cities with more banks include Bradford, Kane, Coudersport. Bradford is 15 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 3 branches: Northwest Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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