US Bank Directory
Banks in Bradford, PA
4 FDIC-insured banks operate 5 offices in Bradford, Pennsylvania, and 4 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Bradford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 9 locations in Bradford, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Bradford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Northwest Bank has the most locations in Bradford, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Northwest Bank Bank · 2
Northwest Bank has 2 branches in Bradford, 103 across Pennsylvania and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Bradford location is the Bradford - Foster Brook Branch at 950 E Main St, dating to 2002; the newest, at 33 Main St, to 2023. It opens on Saturday.
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Bradford Main Branch33 Main St, 16701
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Bradford - Foster Brook Branch950 E Main St, 16701
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Bradford Area Credit Union Credit union · 1
Bradford Area Credit Union has 1 office in Bradford, 1 across Pennsylvania. It is based in Bradford, PA and $11.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office52 Davis St Ste 1, 16701
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bradford Area School Employees Credit Union Credit union · 1
Bradford Area School Employees Credit Union has 1 office in Bradford, 1 across Pennsylvania. It is based in Bradford, PA and $1.1 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office125 Main St Rm 206, 16701
All hours
Mon 3:30 pm to 5:30 pm; Tue not published; Wed to Thu 6 am to 7:30 pm; Fri 3:30 pm to 5:30 pm; Sat 6 am to 7:30 pm; Sun not published
Hours: NCUA, March 31, 2026
CNB Bank Bank · 1
CNB Bank has 1 branch in Bradford, 50 across Pennsylvania and 82 nationwide. FDIC records list its main office in Clearfield, PA and show it operating since 1934. With $8.41 billion in total assets on June 30, 2026, it ranks No. 194 of 4,232 U.S. banks by total assets. The Bradford Main Branch at 12 Chambers St dates to 1926 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bradford Main Branch12 Chambers St, 16701
Hamlin Bank Bank · 1
Hamlin Bank has 1 branch in Bradford, 9 across Pennsylvania and 10 nationwide. FDIC records list its main office in Smethport, PA and show it operating since 1863. With $503.4 million in total assets on June 30, 2026, it ranks No. 1,787 of 4,232 U.S. banks by total assets. The Bradford Branch at 671 E Main St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bradford Branch671 E Main St, 16701
High Point Credit Union Credit union · 1
High Point Credit Union has 1 office in Bradford, 1 across Pennsylvania. It is based in Olean, NY and $433.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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High Point Fcu1035 E Main St, 16701
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mountain Laurel Credit Union Credit union · 1
Mountain Laurel Credit Union has 1 office in Bradford, 6 across Pennsylvania. It is based in Saint Marys, PA and $172.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Mountain Laurel Fcu Bradford Branch135 S Kendall Ave, 16701
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Bradford, 262 across Pennsylvania and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Bradford Branch at 71 Main St dates to 1879 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bradford Branch71 Main St, 16701
Join a credit union in Bradford
4 credit unions have 4 offices here: High Point Credit Union, Mountain Laurel Credit Union, Bradford Area Credit Union and Bradford Area School Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bradford page has every office in the state's directory.
Banking in Bradford: the local picture
Short answer: 4 banks run 5 branches in Bradford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Bradford, 3 elsewhere in Pennsylvania and 1 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 71 Main St, dating to 1879; the newest is Northwest Bank's at 33 Main St, from 2023.
4 credit unions have 4 offices in Bradford, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 2 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Bradford
Short answer: 2 of the 5 Bradford locations with published hours open on Saturday, run by 2 institutions.
- Northwest Bank: 1 of 2 branches (950 E Main St: Saturday 9 am to 12 pm)
- Bradford Area School Employees Credit Union: 1 of 1 office (125 Main St Rm 206: Saturday 6 am to 7:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Bradford, and where the nearest one is if they do not.
Short answer: In Bradford: PNC Bank (1). No branches in Bradford: Chase (nearest in State College, 89 mi), Wells Fargo (nearest in Carlisle, 144 mi), Bank of America (nearest in Cranberry Township, 117 mi), U.S. Bank, Truist (nearest in State College, 88 mi), Fifth Third Bank, Huntington (nearest in Erie, 75 mi), Regions Bank, TD Bank (nearest in Allentown, 186 mi), BMO.
| Bank | In Bradford | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Chase | None | State College, 89 miles away |
| Wells Fargo | None | Carlisle, 144 miles away |
| Bank of America | None | Cranberry Township, 117 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Truist | None | State College, 88 miles away |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Erie, 75 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Allentown, 186 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bradford to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bradford residents like anyone else.
Banks near Bradford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Smethport (15 miles) and Kane (23 miles). Warren, 27 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Smethport, PA | 15 mi | 2 | 3 |
| Banks in Kane, PA | 23 mi | 3 | 5 |
| Banks in Warren, PA | 27 mi | 5 | 8 |
| Banks in Coudersport, PA | 34 mi | 3 | 3 |
| Banks in Saint Marys, PA | 37 mi | 5 | 5 |
| Banks in Emporium, PA | 37 mi | 2 | 2 |
| Banks in Ridgway, PA | 38 mi | 3 | 4 |
| Banks in Kersey, PA | 43 mi | 2 | 2 |
Bank branch openings and closings in Bradford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Bradford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Bradford
Short answer: 2 institutions have their main office in Bradford: Bradford Area Credit Union and Bradford Area School Employees Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Bradford Area Credit Union | Credit union | $11.9 million | 1 |
| Bradford Area School Employees Credit Union | Credit union | $1.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Bradford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bradford offices.
Short answer: PNC Bank is the largest bank with offices in Bradford, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Northwest Bank is second with $17.21 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Northwest Bank | $17.21 billion | No. 116 | 2 | Warren, PA |
| CNB Bank | $8.41 billion | No. 194 | 1 | Clearfield, PA |
| Hamlin Bank | $503.4 million | No. 1,787 | 1 | Smethport, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Bradford: FAQ
How many banks are in Bradford, PA?
Bradford has 4 banks with 5 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Bradford?
Northwest Bank, with 2. PNC Bank has 1 and CNB Bank has 1.
Is there a Northwest Bank in Bradford, PA?
Yes. FDIC data lists 2 Northwest Bank branches in Bradford as of September 5, 2026. Its branches are listed under Northwest Bank above, with the address and directions for each.
Is there a PNC Bank in Bradford, PA?
Yes. FDIC data lists 1 PNC Bank branch in Bradford as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a CNB Bank in Bradford, PA?
Yes. FDIC data lists 1 CNB Bank branch in Bradford as of September 5, 2026. The address and directions are under CNB Bank above.
Is there a Chase in Bradford, PA?
No. FDIC data lists no Chase branch in Bradford as of September 5, 2026. The nearest is in State College, about 89 miles away in a straight line.
Which banks in Bradford are open on Saturday?
Northwest Bank and Bradford Area School Employees Credit Union publish Saturday hours for one or more Bradford locations. The Saturday section above lists each one with its hours. 4 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Bradford?
Bradford Area Credit Union and Bradford Area School Employees Credit Union have their main office in Bradford, according to the FDIC and the NCUA.
What is the oldest bank in Bradford?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Bradford?
High Point Credit Union, Mountain Laurel Credit Union, Bradford Area Credit Union and Bradford Area School Employees Credit Union have offices in Bradford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Bradford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Bradford?
Nearby cities with more banks include Smethport, Kane, Warren. Smethport is 15 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: Northwest Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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