US Bank Directory

Banks in Sinking Spring, PA

6 FDIC-insured banks operate 6 offices in Sinking Spring, Pennsylvania, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Sinking Spring

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 8 banks and credit unions operate 8 locations in Sinking Spring, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 6 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Sinking Spring

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 6 banks share the most locations in Sinking Spring, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Sinking Spring, 213 across Pennsylvania and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Spring Towne Centre Giant Branch at 2643 Shillington Rd dates to 1995 in FDIC branch records. It opens on Saturday.

  • Spring Towne Centre Giant Branch
    2643 Shillington Rd, 19608
    (610) 670-6604Today 10 am to 5 pm
    All hours

    Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
First Commonwealth Credit Union 1 office · main office Lehigh Valley, PA Credit union · 1

First Commonwealth Credit Union has 1 office in Sinking Spring, 16 across Pennsylvania. It is based in Lehigh Valley, PA and $1.48 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Sinking Spring
    2 Cloister Ct, 19608
    (610) 821-2400Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

First Commonwealth Credit Union: profile, branches and contacts
Fulton Bank Fulton Bank, National Association · 1 branch · main office Lancaster, PA Bank · 1

Fulton Bank has 1 branch in Sinking Spring, 105 across Pennsylvania and 208 nationwide. FDIC records list its main office in Lancaster, PA and show it operating since 1882. With $32.56 billion in total assets on June 30, 2026, it ranks No. 67 of 4,232 U.S. banks by total assets. The Spring Towne Branch at 2677a Shillington Rd dates to 1995 in FDIC branch records. It opens on Saturday.

  • Spring Towne Branch
    2677a Shillington Rd, 19608
    (610) 678-6881Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fulton Bank branch locator (All The Places), checked Oct 10, 2026

Fulton Bank: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Sinking Spring, 151 across Pennsylvania and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The South Heidelberg Branch at 4830 Penn Ave dates to 1999 in FDIC branch records. Its published hours do not list Saturday.

  • South Heidelberg Branch
    4830 Penn Ave, 19608
    (610) 678-7400Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
Members 1st Credit Union 1 office · main office Enola, PA Credit union · 1

Members 1st Credit Union has 1 office in Sinking Spring, 61 across Pennsylvania. It is based in Enola, PA and $8.61 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Sinking Spring Branch
    4620 Penn Ave, 19608
    (484) 388-5543Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed

    Hours: NCUA, March 31, 2026

Members 1st Credit Union: profile, branches and contacts
Mid Penn Bank 1 branch · main office Millersburg, PA Bank · 1

Mid Penn Bank has 1 branch in Sinking Spring, 56 across Pennsylvania and 67 nationwide. FDIC records list its main office in Millersburg, PA and show it operating since 1868. With $7.04 billion in total assets on June 30, 2026, it ranks No. 221 of 4,232 U.S. banks by total assets. The Sinking Spring Branch at 3101 Shillington Rd dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sinking Spring Branch
    3101 Shillington Rd, 19608
    Hours: see the bank's site
Mid Penn Bank: profile, branches and contacts
Tompkins Bank & Trust 1 branch · main office Ithaca, NY Bank · 1

Tompkins Bank & Trust has 1 branch in Sinking Spring, 18 across Pennsylvania and 59 nationwide. FDIC records list its main office in Ithaca, NY and show it operating since 1934. With $8.79 billion in total assets on June 30, 2026, it ranks No. 185 of 4,232 U.S. banks by total assets. The Sinking Spring Branch at 4708 Penn Ave dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sinking Spring Branch
    4708 Penn Ave, 19608
    Hours: see the bank's site
Tompkins Bank & Trust: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Sinking Spring, 138 across Pennsylvania and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Sinking Spring Branch at 3000 Shillington Rd dates to 1996 in FDIC branch records. Its published hours do not list Saturday.

  • Sinking Spring Branch
    3000 Shillington Rd, 19608
    (610) 670-0700Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts

Join a credit union in Sinking Spring

2 credit unions have 2 offices here: Members 1st Credit Union and First Commonwealth Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sinking Spring page has every office in the state's directory.

Banking in Sinking Spring: the local picture

Short answer: 6 banks run 6 branches in Sinking Spring according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Sinking Spring, 2 elsewhere in Pennsylvania and 4 out of state, according to the FDIC.

The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is Citizens's office at 2643 Shillington Rd, dating to 1995; the newest is Mid Penn Bank's at 3101 Shillington Rd, from 2003.

2 credit unions have 2 offices in Sinking Spring, according to the NCUA. Who can join each one is on the credit unions page.

Of the 6 locations with published hours. 4 open on Saturday. 2 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Sinking Spring

Short answer: 4 of the 6 Sinking Spring locations with published hours open on Saturday, run by 4 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Sinking Spring, and where the nearest one is if they do not.

Short answer: In Sinking Spring: Truist (1). No branches in Sinking Spring: Chase (nearest in Temple, 8 mi), Wells Fargo (nearest in Wyomissing, 2 mi), Bank of America (nearest in Exton, 27 mi), PNC Bank (nearest in Ephrata, 12 mi), U.S. Bank, Fifth Third Bank, Huntington (nearest in Jeannette, 190 mi), Regions Bank, TD Bank (nearest in Exton, 27 mi), BMO.

BankIn Sinking SpringNearest branch if none here
Truist1 branchhere
ChaseNoneTemple, 8 miles away
Wells FargoNoneWyomissing, 2 miles away
Bank of AmericaNoneExton, 27 miles away
PNC BankNoneEphrata, 12 miles away
U.S. BankNonenone in Pennsylvania
Fifth Third BankNonenone in Pennsylvania
HuntingtonNoneJeannette, 190 miles away
Regions BankNonenone in Pennsylvania
TD BankNoneExton, 27 miles away
BMONonenone in Pennsylvania

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sinking Spring to the nearest branch in Pennsylvania.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sinking Spring residents like anyone else.

Banks near Sinking Spring

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wyomissing (3 miles) and Shillington (3 miles). Wyomissing, 3 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Sinking Spring

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sinking Spring between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sinking Spring by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sinking Spring offices.

Short answer: Truist is the largest bank with offices in Sinking Spring, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Citizens is second with $232.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC
Citizens$232.52 billionNo. 201Providence, RI
M&T Bank$218.79 billionNo. 211Buffalo, NY
Fulton Bank$32.56 billionNo. 671Lancaster, PA
Tompkins Bank & Trust$8.79 billionNo. 1851Ithaca, NY
Mid Penn Bank$7.04 billionNo. 2211Millersburg, PA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sinking Spring: FAQ

How many banks are in Sinking Spring, PA?

Sinking Spring has 6 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Sinking Spring?

Truist, with 1. Citizens has 1 and M&T Bank has 1.

Is there a Truist in Sinking Spring, PA?

Yes. FDIC data lists 1 Truist branch in Sinking Spring as of September 5, 2026. The address and directions are under Truist above.

Is there a Citizens in Sinking Spring, PA?

Yes. FDIC data lists 1 Citizens branch in Sinking Spring as of September 5, 2026. The address and directions are under Citizens above.

Is there a M&T Bank in Sinking Spring, PA?

Yes. FDIC data lists 1 M&T Bank branch in Sinking Spring as of September 5, 2026. The address and directions are under M&T Bank above.

Is there a Chase in Sinking Spring, PA?

No. FDIC data lists no Chase branch in Sinking Spring as of September 5, 2026. The nearest is in Temple, about 8 miles away in a straight line.

Which banks in Sinking Spring are open on Saturday?

Citizens, Fulton Bank, Members 1st Credit Union and First Commonwealth Credit Union publish Saturday hours for one or more Sinking Spring locations. The Saturday section above lists each one with its hours. 2 of the 8 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Sinking Spring?

M&T Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.

Which credit unions can I join in Sinking Spring?

Members 1st Credit Union and First Commonwealth Credit Union have offices in Sinking Spring. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Sinking Spring in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Sinking Spring?

Nearby cities with more banks include Wyomissing, Shillington, Reading. Wyomissing is 3 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 6 branches: Citizens, Fulton Bank, M&T Bank, Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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