US Bank Directory

Banks in Reading, PA

10 FDIC-insured banks operate 26 offices in Reading, Pennsylvania, and 6 credit unions have 8 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Reading

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 16 banks and credit unions operate 34 locations in Reading, according to the FDIC and the NCUA. 34 of them have coordinates on record and are on the map. 27 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

34 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Reading

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo, M&T Bank and Santander have the most locations in Reading, with 4 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

M&T Bank Manufacturers and Traders Trust Company · 4 branches · main office Buffalo, NY Bank · 4

M&T Bank has 4 branches in Reading, 151 across Pennsylvania and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Reading location is the 5Th & Washington Branch at 50 N 5th St, dating to 1913; the newest, at Tulpehocken Road And Broadcasting Road, to 2002. 2 of its 3 Reading locations with published hours open on Saturday.

  • Exeter Branch
    4000 Perkiomen Ave, 19606
    (610) 378-3786Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

  • Tuckerton Road Branch
    4435 Pottsville Pike, 19605
    (610) 939-0243Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

  • 5Th & Washington Branch
    50 N 5th St, 19601
    (610) 378-3614Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

  • Penn State Berks Campus Branch
    Tulpehocken Road And Broadcasting Road, 19610
    Hours: see the bank's site
M&T Bank: profile, branches and contacts
Santander Santander Bank, N.A. · 4 branches · main office Wilmington, DE Bank · 4

Santander has 4 branches in Reading, 63 across Pennsylvania and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Reading location is the North Fifth Street Branch at 3420 N Fifth St Hwy, dating to 1907; the newest, at 12 Parkside Ave, to 1997. All 4 of its Reading locations with published hours open on Saturday.

  • Shillington Branch
    12 Parkside Ave, 19607
    (610) 775-6940Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Santander branch locator (All The Places), checked Oct 10, 2026

  • North Fifth Street Branch
    3420 N Fifth St Hwy, 19605
    (610) 921-2547Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Santander branch locator (All The Places), checked Oct 10, 2026

  • Exeter Office Branch
    4900 Perkiomen Ave, 19606
    (610) 406-9829Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Santander branch locator (All The Places), checked Oct 10, 2026

  • Reading Pa Branch
    601 Penn St, 19601
    (610) 378-6800Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Santander branch locator (All The Places), checked Oct 10, 2026

Santander: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 4 branches · main office Sioux Falls, SD Bank · 4

Wells Fargo has 4 branches in Reading, 168 across Pennsylvania and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Reading location is the Center City Reading Branch at 540 Penn St, dating to 1932; the newest, at 1940 N 13th St, to 1991. 3 of its 4 Reading locations with published hours open on Saturday.

  • Hampden Branch
    1940 N 13th St, 19604
    (610) 921-4310Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Fairgrounds Branch
    3050 N 5th St Hwy, 19605
    (610) 921-8517Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Exeter Commons Branch
    4665 Perkiomen Ave, 19606
    (610) 370-2393Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Center City Reading Branch
    540 Penn St, 19602
    (610) 374-8190Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Citizens Citizens Bank, National Association · 3 branches · main office Providence, RI Bank · 3

Citizens has 3 branches in Reading, 213 across Pennsylvania and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Reading location is the Lancaster Avenue Branch at 830 Lancaster Ave, dating to 1939; the newest, at 628 Greenwich St, to 2019. All 3 of its Reading locations with published hours open on Saturday.

  • Exeter Branch
    4215 Perkiomen Ave, 19606
    (610) 370-5400Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

  • Greenwich Street Branch
    628 Greenwich St, 19601
    (610) 655-2550Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

  • Lancaster Avenue Branch
    830 Lancaster Ave, 19607
    (610) 796-8449Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

Citizens: profile, branches and contacts
Fulton Bank Fulton Bank, National Association · 3 branches · main office Lancaster, PA Bank · 3

Fulton Bank has 3 branches in Reading, 105 across Pennsylvania and 208 nationwide. FDIC records list its main office in Lancaster, PA and show it operating since 1882. With $32.56 billion in total assets on June 30, 2026, it ranks No. 67 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Reading location is the Reading Branch at 210 N 5th St, dating to 1873; the newest, at 3045-16 N Fifth St Hwy, to 1921. All 2 of its Reading locations with published hours open on Saturday.

  • Reading Branch
    210 N 5th St, 19601
    (610) 898-8360Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fulton Bank branch locator (All The Places), checked Oct 10, 2026

  • Muhlenberg Branch
    3045-16 N Fifth St Hwy, 19605
    Hours: see the bank's site
  • Exeter Branch - Fb
    4001 Perkiomen Ave, 19606
    (610) 779-6737Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fulton Bank branch locator (All The Places), checked Oct 10, 2026

Fulton Bank: profile, branches and contacts
Visions Credit Union 3 offices · main office Endicott, NY Credit union · 3

Visions Credit Union has 3 officees in Reading, 11 across Pennsylvania. It is based in Endicott, NY and $5.25 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Reading locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Downtown Reading
    35 N 6Th St, 19601
    (800) 242-2120Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Exeter
    4655 Perkiomen Ave, 19606
    (610) 376-6639Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Reading Hs
    801 N 13Th St, 19604
    (800) 242-2120Today 10:15 am to 12:15 pm
    All hours

    Mon to Tue not published; Wed 10:15 am to 12:15 pm; Thu not published; Fri 10:15 am to 12:15 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Visions Credit Union: profile, branches and contacts
FNB First National Bank of Pennsylvania · 2 branches · main office Greenville, PA Bank · 2

FNB has 2 branches in Reading, 190 across Pennsylvania and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Reading location is the Exeter Branch at 5140 Perkiomen Ave, dating to 2003; the newest, at 3045 N 5th Street Hwy, to 2003. All 2 of its Reading locations with published hours open on Saturday.

  • Muhlenburg Branch
    3045 N 5th Street Hwy, 19605
    (610) 603-2400Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: FNB branch locator (All The Places), checked Oct 10, 2026

  • Exeter Branch
    5140 Perkiomen Ave, 19606
    (610) 685-8610Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: FNB branch locator (All The Places), checked Oct 10, 2026

FNB: profile, branches and contacts
Reading Berks School Employees Credit Union 2 offices · main office Reading, PA Credit union · 2

Reading Berks School Employees Credit Union has 2 officees in Reading, 2 across Pennsylvania. It is based in Reading, PA and $13.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    4641 Pottsville Pike, 19605
    (610) 921-1003Today 3 pm to 5 pm
    All hours

    Mon not published; Tue 9 am to 12 pm; Wed 3 pm to 5 pm; Thu not published; Fri to Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Pagoda Federal C.U.
    833 Washington St, 19601
    (610) 373-3840Hours: see the credit union's site
Reading Berks School Employees Credit Union: profile, branches and contacts
Tompkins Bank & Trust 2 branches · main office Ithaca, NY Bank · 2

Tompkins Bank & Trust has 2 branches in Reading, 18 across Pennsylvania and 59 nationwide. FDIC records list its main office in Ithaca, NY and show it operating since 1934. With $8.79 billion in total assets on June 30, 2026, it ranks No. 185 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Reading location is the Northeast Reading Branch at 1210 Rockland St, dating to 1994; the newest, at 4361 Perkiomen Ave, to 2002. It does not publish hours in the sources this page uses; check its site before you go.

  • Northeast Reading Branch
    1210 Rockland St, 19604
    Hours: see the bank's site
  • Exeter Branch
    4361 Perkiomen Ave, 19606
    Hours: see the bank's site
Tompkins Bank & Trust: profile, branches and contacts
Truist Truist Bank · 2 branches · main office Charlotte, NC Bank · 2

Truist has 2 branches in Reading, 138 across Pennsylvania and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Reading location is the Reading Branch at 21 N 6th St, dating to 1981; the newest, at 4915 Perkiomen Ave, to 2000. 1 of its 2 Reading locations with published hours open on Saturday.

  • Reading Branch
    21 N 6th St, 19601
    (610) 373-2177Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Exeter Branch
    4915 Perkiomen Ave, 19606
    (610) 370-9721Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Diamond Credit Union 1 office · main office Pottstown, PA Credit union · 1

Diamond Credit Union has 1 office in Reading, 8 across Pennsylvania. It is based in Pottstown, PA and $1.22 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Cumru Branch
    1030 Cedar Top Rd, 19607
    (610) 326-5490Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu 9 am to 7 pm; Fri 9 am to 6 pm; Sat 8 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Diamond Credit Union: profile, branches and contacts
Flanagan State Bank 1 branch · main office Flanagan, IL Bank · 1

Flanagan State Bank has 1 branch in Reading, 1 across Pennsylvania and 15 nationwide. FDIC records list its main office in Flanagan, IL and show it operating since 1913. With $300.3 million in total assets on June 30, 2026, it ranks No. 2,480 of 4,232 U.S. banks by total assets. The Reading Lpo at 525 Elm St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Flanagan State Bank: profile, branches and contacts
Members 1st Credit Union 1 office · main office Enola, PA Credit union · 1

Members 1st Credit Union has 1 office in Reading, 61 across Pennsylvania. It is based in Enola, PA and $8.61 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Exeter Branch
    4363 Perkiomen Ave, 19606
    (484) 388-5536Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Members 1st Credit Union: profile, branches and contacts
Pagoda Credit Union 1 office · main office Reading, PA Credit union · 1

Pagoda Credit Union has 1 office in Reading, 1 across Pennsylvania. It is based in Reading, PA and $33.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    833 Washington St, 19601
    (610) 373-3840Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Pagoda Credit Union: profile, branches and contacts
Univest Bank and Trust Co. 1 branch · main office Souderton, PA Bank · 1

Univest Bank and Trust Co. has 1 branch in Reading, 48 across Pennsylvania and 51 nationwide. FDIC records list its main office in Souderton, PA and show it operating since 1876. With $8.17 billion in total assets on June 30, 2026, it ranks No. 197 of 4,232 U.S. banks by total assets. The West Lawn Branch at 1103 Rocky Rd dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Univest Bank and Trust Co.: profile, branches and contacts
Utilities Employees Credit Union 0 offices · main office Reading, PA Credit union · 0

Utilities Employees Credit Union has 0 officees in Reading, 2 across Pennsylvania. It is based in Reading, PA and $1.51 billion in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.

Who can join: see the credit union's site.

Utilities Employees Credit Union: profile, branches and contacts

Join a credit union in Reading

6 credit unions have 8 offices here: Visions Credit Union, Reading Berks School Employees Credit Union, Members 1st Credit Union, Diamond Credit Union, Pagoda Credit Union and Utilities Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Reading page has every office in the state's directory.

Banking in Reading: the local picture

Short answer: 10 banks run 26 branches in Reading according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 10 banks, 0 have their main office in Reading, 3 elsewhere in Pennsylvania and 7 out of state, according to the FDIC.

The bank with the longest record here is M&T Bank, operating since 1856 according to the FDIC. In FDIC branch records, the longest-running branch is Fulton Bank's office at 210 N 5th St, dating to 1873; the newest is Univest Bank and Trust Co.'s at 1103 Rocky Rd, from 2020.

6 credit unions have 8 offices in Reading, according to the NCUA. Who can join each one is on the credit unions page.

Of the 27 locations with published hours. 21 open on Saturday. 7 locations have no published hours in these sources.

Banks by ZIP code in Reading

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 19606 has the most bank and credit union offices in Reading (10), followed by 19601 (9) and 19605 (6). Offices are spread across 8 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
196061010Citizens, FNB, Fulton Bank
1960199Citizens, Flanagan State Bank, Fulton Bank
1960566FNB, Fulton Bank, M&T Bank
1960433Tompkins Bank & Trust, Visions Credit Union, Wells Fargo
1960733Citizens, Diamond Credit Union, Santander
1960211Wells Fargo
1960911Univest Bank and Trust Co.
1961011M&T Bank

Banks and credit unions open on Saturday in Reading

Short answer: 21 of the 27 Reading locations with published hours open on Saturday, run by 11 institutions.

  • Wells Fargo: 3 of 4 branches (1940 N 13th St: Saturday 9 am to 2 pm, and 2 more)
  • M&T Bank: 2 of 4 branches (4000 Perkiomen Ave: Saturday 9 am to 12 pm, and 1 more)
  • Santander: 4 of 4 branches (12 Parkside Ave: Saturday 9 am to 1 pm, and 3 more)
  • Citizens: 3 of 3 branches (4215 Perkiomen Ave: Saturday 9 am to 12 pm, and 2 more)
  • Fulton Bank: 2 of 3 branches (210 N 5th St: Saturday 9 am to 12 pm, and 1 more)
  • Truist: 1 of 2 branches (4915 Perkiomen Ave: Saturday 9 am to 12 pm)
  • FNB: 2 of 2 branches (3045 N 5th Street Hwy: Saturday 9 am to 12 pm, and 1 more)
  • Visions Credit Union: 1 of 3 offices (4655 Perkiomen Ave: Saturday 9 am to 12 pm)
  • Reading Berks School Employees Credit Union: 1 of 2 offices (4641 Pottsville Pike: Saturday 9 am to 12 pm)
  • Members 1st Credit Union: 1 of 1 office (4363 Perkiomen Ave: Saturday 9 am to 2 pm)
  • Diamond Credit Union: 1 of 1 office (1030 Cedar Top Rd: Saturday 8 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 34 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Reading, and where the nearest one is if they do not.

Short answer: In Reading: Wells Fargo (4), Truist (2). No branches in Reading: Chase (nearest in Temple, 5 mi), Bank of America (nearest in Royersford, 24 mi), PNC Bank (nearest in Pottstown, 17 mi), U.S. Bank, Fifth Third Bank, Huntington (nearest in Jeannette, 195 mi), Regions Bank, TD Bank (nearest in Royersford, 23 mi), BMO.

BankIn ReadingNearest branch if none here
Wells Fargo4 brancheshere
Truist2 brancheshere
ChaseNoneTemple, 5 miles away
Bank of AmericaNoneRoyersford, 24 miles away
PNC BankNonePottstown, 17 miles away
U.S. BankNonenone in Pennsylvania
Fifth Third BankNonenone in Pennsylvania
HuntingtonNoneJeannette, 195 miles away
Regions BankNonenone in Pennsylvania
TD BankNoneRoyersford, 23 miles away
BMONonenone in Pennsylvania

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Reading to the nearest branch in Pennsylvania.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Reading residents like anyone else.

Banks near Reading

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Shillington (3 miles) and Wyomissing (3 miles). Wyomissing, 3 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Reading

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Reading between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Reading

Short answer: 3 institutions have their main office in Reading: Reading Berks School Employees Credit Union, Pagoda Credit Union and Utilities Employees Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Reading Berks School Employees Credit UnionCredit union$13.4 million2
Pagoda Credit UnionCredit union$33.0 million1
Utilities Employees Credit UnionCredit union$1.51 billion0

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Reading by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Reading offices.

Short answer: Wells Fargo is the largest bank with offices in Reading, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 44Sioux Falls, SD
Truist$548.35 billionNo. 92Charlotte, NC
Citizens$232.52 billionNo. 203Providence, RI
M&T Bank$218.79 billionNo. 214Buffalo, NY
Santander$103.96 billionNo. 324Wilmington, DE
FNB$50.80 billionNo. 502Greenville, PA
Fulton Bank$32.56 billionNo. 673Lancaster, PA
Tompkins Bank & Trust$8.79 billionNo. 1852Ithaca, NY
Univest Bank and Trust Co.$8.17 billionNo. 1971Souderton, PA
Flanagan State Bank$300.3 millionNo. 2,4801Flanagan, IL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Reading: FAQ

How many banks are in Reading, PA?

Reading has 10 banks with 26 branches and 6 credit unions with 8 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Reading?

Wells Fargo, with 4. M&T Bank has 4 and Santander has 4.

Is there a Wells Fargo in Reading, PA?

Yes. FDIC data lists 4 Wells Fargo branches in Reading as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a M&T Bank in Reading, PA?

Yes. FDIC data lists 4 M&T Bank branches in Reading as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.

Is there a Santander in Reading, PA?

Yes. FDIC data lists 4 Santander branches in Reading as of September 5, 2026. Its branches are listed under Santander above, with the address and directions for each.

Is there a Chase in Reading, PA?

No. FDIC data lists no Chase branch in Reading as of September 5, 2026. The nearest is in Temple, about 5 miles away in a straight line.

Which banks in Reading are open on Saturday?

Wells Fargo, M&T Bank, Santander and Citizens and 7 more publish Saturday hours for one or more Reading locations. The Saturday section above lists each one with its hours. 7 of the 34 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Reading?

Reading Berks School Employees Credit Union, Pagoda Credit Union and Utilities Employees Credit Union have their main office in Reading, according to the FDIC and the NCUA.

What is the oldest bank in Reading?

M&T Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1856.

Which credit unions can I join in Reading?

Visions Credit Union, Reading Berks School Employees Credit Union, Members 1st Credit Union and Diamond Credit Union and 2 more have offices in Reading. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Reading in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Reading?

Nearby cities with more banks include Shillington, Wyomissing, Temple. Shillington is 3 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 8 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (20 of 26 branches: Citizens, FNB, Fulton Bank, M&T Bank, Santander, Truist and 1 more)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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