US Bank Directory
Banks in Millheim, PA
2 FDIC-insured banks operate 2 offices in Millheim, Pennsylvania.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Millheim
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Millheim, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Millheim
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: FNB and Central Penn Bank & Trust have the most locations in Millheim, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Central Penn Bank & Trust Bank · 1
Central Penn Bank & Trust has 1 branch in Millheim, 14 across Pennsylvania and 14 nationwide. FDIC records list its main office in Mifflinburg, PA and show it operating since 1872. With $1.27 billion in total assets on June 30, 2026, it ranks No. 863 of 4,232 U.S. banks by total assets. The Millheim Branch Office at 4978 Penns Valley Rd dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Millheim Branch Office4978 Penns Valley Rd, 16854
FNB Bank · 1
FNB has 1 branch in Millheim, 190 across Pennsylvania and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Millheim Branch at 101 E Main St dates to 1909 in FDIC branch records. It opens on Saturday.
-
Millheim Branch101 E Main St, 16854
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
Banking in Millheim: the local picture
Short answer: 2 banks run 2 branches in Millheim according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Millheim, 2 elsewhere in Pennsylvania, according to the FDIC.
The bank with the longest record here is FNB, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is FNB's office at 101 E Main St, dating to 1909; the newest is Central Penn Bank & Trust's at 4978 Penns Valley Rd, from 1997.
Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Millheim
Short answer: 1 of the 1 Millheim location with published hours opens on Saturday, run by 1 institution.
- FNB: 1 of 1 branch (101 E Main St: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Millheim, and where the nearest one is if they do not.
Short answer: No branches in Millheim: Chase (nearest in State College, 22 mi), Wells Fargo (nearest in Carlisle, 50 mi), Bank of America (nearest in Whitehall, 106 mi), PNC Bank (nearest in State College, 20 mi), U.S. Bank, Truist (nearest in State College, 20 mi), Fifth Third Bank, Huntington (nearest in Chicora, 118 mi), Regions Bank, TD Bank (nearest in Allentown, 102 mi), BMO.
| Bank | In Millheim | Nearest branch if none here |
|---|---|---|
| Chase | None | State College, 22 miles away |
| Wells Fargo | None | Carlisle, 50 miles away |
| Bank of America | None | Whitehall, 106 miles away |
| PNC Bank | None | State College, 20 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Truist | None | State College, 20 miles away |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Chicora, 118 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Allentown, 102 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Millheim to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Millheim residents like anyone else.
Banks near Millheim
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bellefonte (15 miles) and Mill Hall (16 miles). State College, 21 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bellefonte, PA | 15 mi | 5 | 5 |
| Banks in Mill Hall, PA | 16 mi | 3 | 3 |
| Banks in Reedsville, PA | 16 mi | 3 | 4 |
| Banks in Lock Haven, PA | 17 mi | 4 | 4 |
| Banks in Beaver Springs, PA | 17 mi | 2 | 2 |
| Banks in Burnham, PA | 19 mi | 2 | 2 |
| Banks in Lewistown, PA | 21 mi | 4 | 7 |
| Banks in State College, PA | 21 mi | 15 | 33 |
Bank branch openings and closings in Millheim
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Millheim between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Millheim by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Millheim offices.
Short answer: FNB is the largest bank with offices in Millheim, with $50.80 billion in total assets on June 30, 2026, No. 50 among U.S. banks by total assets. Central Penn Bank & Trust is second with $1.27 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| Central Penn Bank & Trust | $1.27 billion | No. 863 | 1 | Mifflinburg, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Millheim: FAQ
How many banks are in Millheim, PA?
Millheim has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Millheim?
FNB, with 1. Central Penn Bank & Trust has 1.
Is there a FNB in Millheim, PA?
Yes. FDIC data lists 1 FNB branch in Millheim as of September 5, 2026. The address and directions are under FNB above.
Is there a Central Penn Bank & Trust in Millheim, PA?
Yes. FDIC data lists 1 Central Penn Bank & Trust branch in Millheim as of September 5, 2026. The address and directions are under Central Penn Bank & Trust above.
Is there a Chase in Millheim, PA?
No. FDIC data lists no Chase branch in Millheim as of September 5, 2026. The nearest is in State College, about 22 miles away in a straight line.
Which banks in Millheim are open on Saturday?
FNB publishes Saturday hours for one or more Millheim locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Millheim?
FNB has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Did any bank branches open or close in Millheim in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Millheim?
Nearby cities with more banks include Bellefonte, Mill Hall, Reedsville. Bellefonte is 15 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: FNB) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds