US Bank Directory
Banks in Lock Haven, PA
4 FDIC-insured banks operate 4 offices in Lock Haven, Pennsylvania, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lock Haven
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Lock Haven, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lock Haven
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Lock Haven, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Commonwealth Bank Bank · 1
First Commonwealth Bank has 1 branch in Lock Haven, 99 across Pennsylvania and 129 nationwide. FDIC records list its main office in Indiana, PA and show it operating since 1880. With $12.18 billion in total assets on June 30, 2026, it ranks No. 145 of 4,232 U.S. banks by total assets. The Lock Haven Bellefonte at 448 Bellefonte Ave dates to 1998 in FDIC branch records. It opens on Saturday.
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Lock Haven Bellefonte448 Bellefonte Ave, 17745
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: First Commonwealth Bank branch locator (All The Places), checked Oct 10, 2026
FNB Bank · 1
FNB has 1 branch in Lock Haven, 190 across Pennsylvania and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Lockhaven Branch at 40 Bellefonte Ave dates to 1974 in FDIC branch records. It opens on Saturday.
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Lockhaven Branch40 Bellefonte Ave, 17745
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
Horizon Credit Union Credit union · 1
Horizon Credit Union has 1 office in Lock Haven, 7 across Pennsylvania. It is based in Williamsport, PA and $152.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lock Haven Branch Office217 W Bald Eagle St, 17745
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northwest Bank Bank · 1
Northwest Bank has 1 branch in Lock Haven, 103 across Pennsylvania and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The Lock Haven Branch at 4 W Main St dates to 1922 in FDIC branch records. It opens on Saturday.
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Lock Haven Branch4 W Main St, 17745
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Pennsylvania State Employees Credit Union Credit union · 1
Pennsylvania State Employees Credit Union has 1 office in Lock Haven, 16 across Pennsylvania. It is based in Harrisburg, PA and $9.62 billion in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Psecu Ecenter At Lock Haven University401 N Fairview St, 17745
Woodlands Bank Bank · 1
Woodlands Bank has 1 branch in Lock Haven, 8 across Pennsylvania and 8 nationwide. FDIC records list its main office in Williamsport, PA and show it operating since 1990. With $640.3 million in total assets on June 30, 2026, it ranks No. 1,486 of 4,232 U.S. banks by total assets. The Lock Haven Office Branch at 202 N Jay St dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lock Haven Office Branch202 N Jay St, 17745
Join a credit union in Lock Haven
2 credit unions have 2 offices here: Pennsylvania State Employees Credit Union and Horizon Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lock Haven page has every office in the state's directory.
Banking in Lock Haven: the local picture
Short answer: 4 banks run 4 branches in Lock Haven according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Lock Haven, 4 elsewhere in Pennsylvania, according to the FDIC.
The bank with the longest record here is FNB, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is Northwest Bank's office at 4 W Main St, dating to 1922; the newest is Woodlands Bank's at 202 N Jay St, from 2014.
2 credit unions have 2 offices in Lock Haven, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 3 open on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Lock Haven
Short answer: 3 of the 4 Lock Haven locations with published hours open on Saturday, run by 3 institutions.
- FNB: 1 of 1 branch (40 Bellefonte Ave: Saturday 9 am to 12 pm)
- Northwest Bank: 1 of 1 branch (4 W Main St: Saturday 9 am to 12 pm)
- First Commonwealth Bank: 1 of 1 branch (448 Bellefonte Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lock Haven, and where the nearest one is if they do not.
Short answer: No branches in Lock Haven: Chase (nearest in State College, 32 mi), Wells Fargo (nearest in Mechanicsburg, 65 mi), Bank of America (nearest in Whitehall, 108 mi), PNC Bank (nearest in Williamsport, 24 mi), U.S. Bank, Truist (nearest in Williamsport, 24 mi), Fifth Third Bank, Huntington (nearest in Chicora, 120 mi), Regions Bank, TD Bank (nearest in Allentown, 106 mi), BMO.
| Bank | In Lock Haven | Nearest branch if none here |
|---|---|---|
| Chase | None | State College, 32 miles away |
| Wells Fargo | None | Mechanicsburg, 65 miles away |
| Bank of America | None | Whitehall, 108 miles away |
| PNC Bank | None | Williamsport, 24 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Truist | None | Williamsport, 24 miles away |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Chicora, 120 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Allentown, 106 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lock Haven to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lock Haven residents like anyone else.
Banks near Lock Haven
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Mill Hall (2 miles) and Jersey Shore (11 miles). Williamsport, 24 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Mill Hall, PA | 2 mi | 3 | 3 |
| Banks in Jersey Shore, PA | 11 mi | 4 | 5 |
| Banks in Millheim, PA | 17 mi | 2 | 2 |
| Banks in Bellefonte, PA | 22 mi | 5 | 5 |
| Banks in Williamsport, PA | 24 mi | 10 | 21 |
| Banks in South Williamsport, PA | 25 mi | 2 | 2 |
| Banks in Mifflinburg, PA | 26 mi | 3 | 4 |
| Banks in Montoursville, PA | 29 mi | 4 | 4 |
Bank branch openings and closings in Lock Haven
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lock Haven between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lock Haven by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lock Haven offices.
Short answer: FNB is the largest bank with offices in Lock Haven, with $50.80 billion in total assets on June 30, 2026, No. 50 among U.S. banks by total assets. Northwest Bank is second with $17.21 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| Northwest Bank | $17.21 billion | No. 116 | 1 | Warren, PA |
| First Commonwealth Bank | $12.18 billion | No. 145 | 1 | Indiana, PA |
| Woodlands Bank | $640.3 million | No. 1,486 | 1 | Williamsport, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lock Haven: FAQ
How many banks are in Lock Haven, PA?
Lock Haven has 4 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lock Haven?
FNB, with 1. Northwest Bank has 1 and First Commonwealth Bank has 1.
Is there a FNB in Lock Haven, PA?
Yes. FDIC data lists 1 FNB branch in Lock Haven as of September 5, 2026. The address and directions are under FNB above.
Is there a Northwest Bank in Lock Haven, PA?
Yes. FDIC data lists 1 Northwest Bank branch in Lock Haven as of September 5, 2026. The address and directions are under Northwest Bank above.
Is there a First Commonwealth Bank in Lock Haven, PA?
Yes. FDIC data lists 1 First Commonwealth Bank branch in Lock Haven as of September 5, 2026. The address and directions are under First Commonwealth Bank above.
Is there a Chase in Lock Haven, PA?
No. FDIC data lists no Chase branch in Lock Haven as of September 5, 2026. The nearest is in State College, about 32 miles away in a straight line.
Which banks in Lock Haven are open on Saturday?
FNB, Northwest Bank and First Commonwealth Bank publish Saturday hours for one or more Lock Haven locations. The Saturday section above lists each one with its hours. 2 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Lock Haven?
FNB has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in Lock Haven?
Pennsylvania State Employees Credit Union and Horizon Credit Union have offices in Lock Haven. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lock Haven in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lock Haven?
Nearby cities with more banks include Mill Hall, Jersey Shore, Millheim. Mill Hall is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 4 branches: FNB, First Commonwealth Bank, Northwest Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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