US Bank Directory

Banks in Mercer, PA

1 FDIC-insured bank operates 2 offices in Mercer, Pennsylvania, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Mercer

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in Mercer, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Mercer

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Mercer County State Bank is the only bank with offices in Mercer, with 2. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Mercer County State Bank 2 branches · main office Sandy Lake, PA Bank · 2

Mercer County State Bank has 2 branches in Mercer, 12 across Pennsylvania and 12 nationwide. FDIC records list its main office in Sandy Lake, PA and show it operating since 1911. With $611.3 million in total assets on June 30, 2026, it ranks No. 1,548 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Mercer location is the Jackson Township Branch at 811 Franklin Rd, dating to 1997; the newest, at 147 N. Diamond St., to 2023. It does not publish hours in the sources this page uses; check its site before you go.

  • Mercer Branch
    147 N. Diamond St., 16137
    Hours: see the bank's site
  • Jackson Township Branch
    811 Franklin Rd, 16137
    Hours: see the bank's site
Mercer County State Bank: profile, branches and contacts
Pennstar Credit Union 1 office · main office Hermitage, PA Credit union · 1

Pennstar Credit Union has 1 office in Mercer, 3 across Pennsylvania. It is based in Hermitage, PA and $58.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Pennstar Federal Credit Union
    139 N Diamond St, 16137
    (724) 662-1209Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Pennstar Credit Union: profile, branches and contacts

Join a credit union in Mercer

1 credit union has 1 office here: Pennstar Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Mercer page has every office in the state's directory.

Banking in Mercer: the local picture

Short answer: 1 bank runs 2 branches in Mercer according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Mercer County State Bank has its main office in Sandy Lake, PA, according to the FDIC.

The bank with the longest record here is Mercer County State Bank, operating since 1911 according to the FDIC. In FDIC branch records, the longest-running branch is Mercer County State Bank's office at 811 Franklin Rd, dating to 1997; the newest is Mercer County State Bank's at 147 N. Diamond St., from 2023.

The only credit union with an office here is Pennstar Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Mercer

Short answer: None of the 1 Mercer location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Mercer, and where the nearest one is if they do not.

Short answer: No branches in Mercer: Chase (nearest in Cranberry Township, 39 mi), Wells Fargo (nearest in Carlisle, 174 mi), Bank of America (nearest in Cranberry Township, 39 mi), PNC Bank (nearest in Grove City, 8 mi), U.S. Bank, Truist (nearest in Bedford, 123 mi), Fifth Third Bank, Huntington (nearest in Grove City, 7 mi), Regions Bank, TD Bank (nearest in Allentown, 247 mi), BMO.

BankIn MercerNearest branch if none here
ChaseNoneCranberry Township, 39 miles away
Wells FargoNoneCarlisle, 174 miles away
Bank of AmericaNoneCranberry Township, 39 miles away
PNC BankNoneGrove City, 8 miles away
U.S. BankNonenone in Pennsylvania
TruistNoneBedford, 123 miles away
Fifth Third BankNonenone in Pennsylvania
HuntingtonNoneGrove City, 7 miles away
Regions BankNonenone in Pennsylvania
TD BankNoneAllentown, 247 miles away
BMONonenone in Pennsylvania

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mercer to the nearest branch in Pennsylvania.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mercer residents like anyone else.

Banks near Mercer

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Grove City (8 miles) and New Wilmington (11 miles). Grove City, 8 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Mercer

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Mercer between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Mercer by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mercer offices.

Short answer: Mercer County State Bank is the largest bank with offices in Mercer, with $611.3 million in total assets on June 30, 2026, No. 1,548 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Mercer County State Bank$611.3 millionNo. 1,5482Sandy Lake, PA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Mercer: FAQ

How many banks are in Mercer, PA?

Mercer has 1 bank with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Chase in Mercer, PA?

No. FDIC data lists no Chase branch in Mercer as of September 5, 2026. The nearest is in Cranberry Township, about 39 miles away in a straight line.

Which banks in Mercer are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Mercer?

Mercer County State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1911.

Which credit unions can I join in Mercer?

Pennstar Credit Union has an office in Mercer. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Mercer in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Mercer?

Nearby cities with more banks include Grove City, New Wilmington, Hermitage. Grove City is 8 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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