US Bank Directory
Banks in Franklin, PA
5 FDIC-insured banks operate 5 offices in Franklin, Pennsylvania, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Franklin
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 8 locations in Franklin, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Franklin
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Franklin, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Clarion County Community Bank Bank · 1
Clarion County Community Bank has 1 branch in Franklin, 5 across Pennsylvania and 5 nationwide. FDIC records list its main office in Clarion, PA and show it operating since 2004. With $261.6 million in total assets on June 30, 2026, it ranks No. 2,668 of 4,232 U.S. banks by total assets. The Franklin Office at 1272 Elk St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin Office1272 Elk St, 16323
First United National Bank Bank · 1
First United National Bank has 1 branch in Franklin, 7 across Pennsylvania and 7 nationwide. FDIC records list its main office in Fryburg, PA and show it operating since 1909. With $385.8 million in total assets on June 30, 2026, it ranks No. 2,126 of 4,232 U.S. banks by total assets. The Franklin Branch at 1153 Liberty St dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin Branch1153 Liberty St, 16323
FNB Bank · 1
FNB has 1 branch in Franklin, 190 across Pennsylvania and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Franklin Branch at 210 13th St dates to 1924 in FDIC branch records. Its published hours do not list Saturday.
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Franklin Branch210 13th St, 16323
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
Galaxy Credit Union Credit union · 1
Galaxy Credit Union has 1 office in Franklin, 1 across Pennsylvania. It is based in Franklin, PA and $73.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1313 Liberty St, 16323
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
New Directions Community Credit Union Credit union · 1
New Directions Community Credit Union has 1 office in Franklin, 3 across Pennsylvania. It is based in Franklin, PA and $40.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office777 Allegheny Blvd, 16323
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Northwest Bank Bank · 1
Northwest Bank has 1 branch in Franklin, 103 across Pennsylvania and 163 nationwide. FDIC records list its main office in Warren, PA and show it operating since 1896. With $17.21 billion in total assets on June 30, 2026, it ranks No. 116 of 4,232 U.S. banks by total assets. The Franklin Branch at 1301 Liberty St dates to 1943 in FDIC branch records. Its published hours do not list Saturday.
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Franklin Branch1301 Liberty St, 16323
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Northwest Bank branch locator (All The Places), checked Oct 10, 2026
Pennstar Credit Union Credit union · 1
Pennstar Credit Union has 1 office in Franklin, 3 across Pennsylvania. It is based in Hermitage, PA and $58.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Galaxy Federal Credit Union1313 Liberty St, 16323
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 6:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Franklin, 262 across Pennsylvania and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Franklin Branch at 1310 Liberty St dates to 1951 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin Branch1310 Liberty St, 16323
Join a credit union in Franklin
3 credit unions have 3 offices here: Galaxy Credit Union, Pennstar Credit Union and New Directions Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Franklin page has every office in the state's directory.
Banking in Franklin: the local picture
Short answer: 5 banks run 5 branches in Franklin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Franklin, 4 elsewhere in Pennsylvania and 1 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is FNB's office at 210 13th St, dating to 1924; the newest is Clarion County Community Bank's at 1272 Elk St, from 2017.
3 credit unions have 3 offices in Franklin, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Franklin
Short answer: None of the 5 Franklin locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Franklin, and where the nearest one is if they do not.
Short answer: In Franklin: PNC Bank (1). No branches in Franklin: Chase (nearest in Cranberry Township, 51 mi), Wells Fargo (nearest in Carlisle, 162 mi), Bank of America (nearest in Cranberry Township, 51 mi), U.S. Bank, Truist (nearest in State College, 108 mi), Fifth Third Bank, Huntington (nearest in Grove City, 22 mi), Regions Bank, TD Bank (nearest in Allentown, 229 mi), BMO.
| Bank | In Franklin | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Chase | None | Cranberry Township, 51 miles away |
| Wells Fargo | None | Carlisle, 162 miles away |
| Bank of America | None | Cranberry Township, 51 miles away |
| U.S. Bank | None | none in Pennsylvania |
| Truist | None | State College, 108 miles away |
| Fifth Third Bank | None | none in Pennsylvania |
| Huntington | None | Grove City, 22 miles away |
| Regions Bank | None | none in Pennsylvania |
| TD Bank | None | Allentown, 229 miles away |
| BMO | None | none in Pennsylvania |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Franklin to the nearest branch in Pennsylvania.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Franklin residents like anyone else.
Banks near Franklin
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Oil City (7 miles) and Titusville (18 miles). Grove City, 21 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Oil City, PA | 7 mi | 3 | 3 |
| Banks in Titusville, PA | 18 mi | 3 | 4 |
| Banks in Cranberry, PA | 19 mi | 6 | 6 |
| Banks in Grove City, PA | 21 mi | 8 | 9 |
| Banks in Meadville, PA | 24 mi | 7 | 11 |
| Banks in Slippery Rock, PA | 26 mi | 2 | 3 |
| Banks in Clarion, PA | 26 mi | 6 | 7 |
| Banks in Greenville, PA | 28 mi | 3 | 4 |
Bank branch openings and closings in Franklin
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Franklin between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Franklin
Short answer: 2 institutions have their main office in Franklin: Galaxy Credit Union and New Directions Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Galaxy Credit Union | Credit union | $73.1 million | 1 |
| New Directions Community Credit Union | Credit union | $40.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Franklin by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Franklin offices.
Short answer: PNC Bank is the largest bank with offices in Franklin, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. FNB is second with $50.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| Northwest Bank | $17.21 billion | No. 116 | 1 | Warren, PA |
| First United National Bank | $385.8 million | No. 2,126 | 1 | Fryburg, PA |
| Clarion County Community Bank | $261.6 million | No. 2,668 | 1 | Clarion, PA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Franklin: FAQ
How many banks are in Franklin, PA?
Franklin has 5 banks with 5 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Franklin?
PNC Bank, with 1. FNB has 1 and Northwest Bank has 1.
Is there a PNC Bank in Franklin, PA?
Yes. FDIC data lists 1 PNC Bank branch in Franklin as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a FNB in Franklin, PA?
Yes. FDIC data lists 1 FNB branch in Franklin as of September 5, 2026. The address and directions are under FNB above.
Is there a Northwest Bank in Franklin, PA?
Yes. FDIC data lists 1 Northwest Bank branch in Franklin as of September 5, 2026. The address and directions are under Northwest Bank above.
Is there a Chase in Franklin, PA?
No. FDIC data lists no Chase branch in Franklin as of September 5, 2026. The nearest is in Cranberry Township, about 51 miles away in a straight line.
Which banks in Franklin are open on Saturday?
None of the 5 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Franklin?
Galaxy Credit Union and New Directions Community Credit Union have their main office in Franklin, according to the FDIC and the NCUA.
What is the oldest bank in Franklin?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Franklin?
Galaxy Credit Union, Pennstar Credit Union and New Directions Community Credit Union have offices in Franklin. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Franklin in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Franklin?
Nearby cities with more banks include Oil City, Titusville, Cranberry. Oil City is 7 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 5 branches: FNB, Northwest Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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