US Bank Directory
Banks in Ardmore, OK
8 FDIC-insured banks operate 20 offices in Ardmore, Oklahoma, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Ardmore
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 22 locations in Ardmore, according to the FDIC and the NCUA. 22 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
22 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ardmore
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: American Nation Bank, First National Bank and Trust Company of Ardmore and Citizens Bank and Trust Company of Ardmore have the most locations in Ardmore, with 4 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
American Nation Bank Bank · 4
American Nation Bank has 4 branches in Ardmore, 8 across Oklahoma and 10 nationwide. FDIC records list its main office in Ardmore, OK and show it operating since 1983. With $691.5 million in total assets on June 30, 2026, it ranks No. 1,388 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ardmore location is its main office at 1901 N Commerce St, dating to 1983; the newest, at 1117 S Commerce St, to 2009. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1901 N Commerce St, 73401
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South Commerce Branch1117 S Commerce St, 73401
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Homeland Grocery Store Branch205 N Commerce St, 73401
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Lone Grove Branch6295 W Broadway St, 73401
Citizens Bank and Trust Company of Ardmore Bank · 4
Citizens Bank and Trust Company of Ardmore has 4 branches in Ardmore, 4 across Oklahoma and 4 nationwide. FDIC records list its main office in Ardmore, OK and show it operating since 1978. With $318.8 million in total assets on June 30, 2026, it ranks No. 2,389 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ardmore location is its main office at 1100 N Commerce St, dating to 1978; the newest, at Highway 199 And Us 177, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1100 N Commerce St, 73401
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Downtown Branch10 W Main St, 73401
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Wal Mart Branch1715 N Commerce St, 73401
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Dickson BranchHighway 199 And Us 177, 73401
First National Bank and Trust Company of Ardmore Bank · 4
First National Bank and Trust Company of Ardmore has 4 branches in Ardmore, 12 across Oklahoma and 12 nationwide. FDIC records list its main office in Ardmore, OK and show it operating since 1889. With $686.7 million in total assets on June 30, 2026, it ranks No. 1,395 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ardmore location is its main office at 405 W Main St, dating to 1889; the newest, at 1402 12th Ave Nw, to 1998. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office405 W Main St, 73401
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Drive-In Branch115 D St Nw, 73401
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Ardmore Branch1226 W Broadway St, 73401
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12Th Street Branch1402 12th Ave Nw, 73401
BancFirst Bank · 3
BancFirst has 3 branches in Ardmore, 120 across Oklahoma and 123 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 1989. With $12.80 billion in total assets on June 30, 2026, it ranks No. 139 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ardmore location is the 310 West Main Street Branch at 310 W Main St, dating to 1917; the newest, at 1917 N Commerce St, to 1998. It does not publish hours in the sources this page uses; check its site before you go.
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1917 North Commerce Branch1917 N Commerce St, 73401
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Ardmorel Motor Branch310 W Main St, 73401
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310 West Main Street Branch310 W Main St, 73401
First Bank & Trust Co. Bank · 2
First Bank & Trust Co. has 2 branches in Ardmore, 14 across Oklahoma and 14 nationwide. FDIC records list its main office in Duncan, OK and show it operating since 1988. With $952.1 million in total assets on June 30, 2026, it ranks No. 1,090 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ardmore location is the Ardmore Branch at 301 W Main St, dating to 1964; the newest, at 1720 Mclish St, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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Ardmore West Branch1720 Mclish St, 73401
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Ardmore Branch301 W Main St, 73401
BMO Bank · 1
BMO has 1 branch in Ardmore, 14 across Oklahoma and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Ardmore at 321 N Commerce St dates to 1918 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ardmore321 N Commerce St, 73401
Communication Credit Union Credit union · 1
Communication Credit Union has 1 office in Ardmore, 24 across Oklahoma. It is based in Oklahoma City, OK and $2.34 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Ardmore1549 N Rockford Rd, 73401
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
International Bank of Commerce Bank · 1
International Bank of Commerce has 1 branch in Ardmore, 40 across Oklahoma and 41 nationwide. FDIC records list its main office in Oklahoma City, OK and show it operating since 2017. With $1.63 billion in total assets on June 30, 2026, it ranks No. 691 of 4,232 U.S. banks by total assets. The Ardmore Branch at 2302 12th Ave Nw dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ardmore Branch2302 12th Ave Nw, 73401
Mtc Credit Union Credit union · 1
Mtc Credit Union has 1 office in Ardmore, 1 across Oklahoma. It is based in Greenville, SC and $299.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Ard22001 12Th Ave Nw, 73401
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Simmons Bank Bank · 1
Simmons Bank has 1 branch in Ardmore, 19 across Oklahoma and 230 nationwide. FDIC records list its main office in Pine Bluff, AR and show it operating since 1903. With $24.73 billion in total assets on June 30, 2026, it ranks No. 87 of 4,232 U.S. banks by total assets. The Ardmore Branch at 2525 N Commerce St dates to 1929 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ardmore Branch2525 N Commerce St, 73401
Join a credit union in Ardmore
2 credit unions have 2 offices here: Communication Credit Union and Mtc Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ardmore page has every office in the state's directory.
Banking in Ardmore: the local picture
Short answer: 8 banks run 20 branches in Ardmore according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 3 have their main office in Ardmore, 3 elsewhere in Oklahoma and 2 out of state, according to the FDIC.
The bank with the longest record here is First National Bank and Trust Company of Ardmore, operating since 1889 according to the FDIC. In FDIC branch records, the longest-running branch is First National Bank and Trust Company of Ardmore's office at 405 W Main St, dating to 1889; the newest is American Nation Bank's at 1117 S Commerce St, from 2009.
2 credit unions have 2 offices in Ardmore, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 20 locations have no published hours in these sources.
Saturday hours in Ardmore
Short answer: None of the 2 Ardmore locations with published hours lists Saturday hours. 20 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 20 of the 22 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ardmore, and where the nearest one is if they do not.
Short answer: In Ardmore: BMO (1). No branches in Ardmore: Chase (nearest in Norman, 73 mi), Wells Fargo, Bank of America (nearest in Norman, 74 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank.
| Bank | In Ardmore | Nearest branch if none here |
|---|---|---|
| BMO | 1 branch | here |
| Chase | None | Norman, 73 miles away |
| Wells Fargo | None | none in Oklahoma |
| Bank of America | None | Norman, 74 miles away |
| PNC Bank | None | none in Oklahoma |
| U.S. Bank | None | none in Oklahoma |
| Truist | None | none in Oklahoma |
| Fifth Third Bank | None | none in Oklahoma |
| Huntington | None | none in Oklahoma |
| Regions Bank | None | none in Oklahoma |
| TD Bank | None | none in Oklahoma |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ardmore to the nearest branch in Oklahoma.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ardmore residents like anyone else.
Banks near Ardmore
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Marietta (17 miles) and Madill (22 miles). Madill, 22 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Marietta, OK | 17 mi | 3 | 4 |
| Banks in Madill, OK | 22 mi | 4 | 5 |
| Banks in Davis, OK | 22 mi | 3 | 3 |
| Banks in Sulphur, OK | 24 mi | 4 | 4 |
| Banks in Tishomingo, OK | 27 mi | 4 | 4 |
| Banks in Kingston, OK | 27 mi | 2 | 2 |
| Banks in Wynnewood, OK | 32 mi | 2 | 2 |
| Banks in Elmore City, OK | 34 mi | 2 | 2 |
Bank branch openings and closings in Ardmore
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ardmore between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ardmore
Short answer: 3 institutions have their main office in Ardmore: American Nation Bank, First National Bank and Trust Company of Ardmore and Citizens Bank and Trust Company of Ardmore.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| American Nation Bank | Bank | $691.5 million | 4 |
| First National Bank and Trust Company of Ardmore | Bank | $686.7 million | 4 |
| Citizens Bank and Trust Company of Ardmore | Bank | $318.8 million | 4 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ardmore by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ardmore offices.
Short answer: BMO is the largest bank with offices in Ardmore, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. Simmons Bank is second with $24.73 billion. 3 of the 8 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Simmons Bank | $24.73 billion | No. 87 | 1 | Pine Bluff, AR |
| BancFirst | $12.80 billion | No. 139 | 3 | Oklahoma City, OK |
| International Bank of Commerce | $1.63 billion | No. 691 | 1 | Oklahoma City, OK |
| First Bank & Trust Co. | $952.1 million | No. 1,090 | 2 | Duncan, OK |
| American Nation Bank | $691.5 million | No. 1,388 | 4 | Ardmore, OK |
| First National Bank and Trust Company of Ardmore | $686.7 million | No. 1,395 | 4 | Ardmore, OK |
| Citizens Bank and Trust Company of Ardmore | $318.8 million | No. 2,389 | 4 | Ardmore, OK |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ardmore: FAQ
How many banks are in Ardmore, OK?
Ardmore has 8 banks with 20 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ardmore?
American Nation Bank, with 4. First National Bank and Trust Company of Ardmore has 4 and Citizens Bank and Trust Company of Ardmore has 4.
Is there a American Nation Bank in Ardmore, OK?
Yes. FDIC data lists 4 American Nation Bank branches in Ardmore as of September 5, 2026, the main office at 1901 N Commerce St. Its branches are listed under American Nation Bank above, with the address and directions for each.
Is there a Chase in Ardmore, OK?
No. FDIC data lists no Chase branch in Ardmore as of September 5, 2026. The nearest is in Norman, about 73 miles away in a straight line.
Which banks in Ardmore are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 20 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Ardmore?
American Nation Bank, First National Bank and Trust Company of Ardmore and Citizens Bank and Trust Company of Ardmore have their main office in Ardmore, according to the FDIC.
What is the oldest bank in Ardmore?
First National Bank and Trust Company of Ardmore has the longest record among banks with a branch here: the FDIC shows it operating since 1889.
Which credit unions can I join in Ardmore?
Communication Credit Union and Mtc Credit Union have offices in Ardmore. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ardmore in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ardmore?
Nearby cities with more banks include Marietta, Madill, Davis. Marietta is 17 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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