Banks in Ripley, OH

Bank branch map: Ripley

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Ripley, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ripley

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Peoples Bank, First State Bank and Southern Hills Community Bank have the most locations in Ripley, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank 1 branch · main office Winchester, OH Bank · 1

First State Bank has 1 branch in Ripley, 14 across Ohio and 18 nationwide. FDIC records list its main office in Winchester, OH and show it operating since 1934. With $1.24 billion in total assets on June 30, 2026, it ranks No. 874 of 4,232 U.S. banks by total assets. The Ripley Branch at 252 S 2nd St dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Ripley Branch

  252 S 2nd St, 45167

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

Peoples Bank 1 branch · main office Marietta, OH Bank · 1

Peoples Bank has 1 branch in Ripley, 63 across Ohio and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Ripley Branch at 104 Main St dates to 1907 in FDIC branch records. It opens on Saturday.

• Ripley Branch

  104 Main St, 45167

  (937) 392-4369Today 9 am to 4:30 pm

  All hours

  Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun closed

  Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Peoples Bank: profile, branches and contacts

Southern Hills Community Bank 1 branch · main office Leesburg, OH Bank · 1

Southern Hills Community Bank has 1 branch in Ripley, 8 across Ohio and 8 nationwide. FDIC records list its main office in Leesburg, OH and show it operating since 1884. With $209.6 million in total assets on June 30, 2026, it ranks No. 2,931 of 4,232 U.S. banks by total assets. The Ripley Branch at 1006 S 2nd St dates to 1895 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Ripley Branch

  1006 S 2nd St, 45167

  Hours: see the bank's site
  DirectionsWebsite

Southern Hills Community Bank: profile, branches and contacts

Banking in Ripley: the local picture

Short answer: 3 banks run 3 branches in Ripley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Ripley, 3 elsewhere in Ohio, according to the FDIC.

The bank with the longest record here is Southern Hills Community Bank, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is Southern Hills Community Bank's office at 1006 S 2nd St, dating to 1895; the newest is Peoples Bank's at 104 Main St, from 1907.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Banks open on Saturday in Ripley

Short answer: 1 of the 1 Ripley location with published hours opens on Saturday, run by 1 institution.

• Peoples Bank: 1 of 1 branch (104 Main St: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Ripley, and where the nearest one is if they do not.

Short answer: No branches in Ripley: Chase (nearest in Bethel, 20 mi), Wells Fargo, Bank of America (nearest in Cincinnati, 33 mi), PNC Bank (nearest in Cincinnati, 33 mi), U.S. Bank (nearest in Mount Orab, 21 mi), Truist (nearest in Blue Ash, 44 mi), Fifth Third Bank (nearest in Georgetown, 9 mi), Huntington (nearest in Cincinnati, 33 mi), Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ripley to the nearest branch in Ohio.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ripley residents like anyone else.

Banks near Ripley

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Georgetown (9 miles) and West Union (16 miles). Hillsboro, 35 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Ripley

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ripley between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ripley by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ripley offices.

Short answer: Peoples Bank is the largest bank with offices in Ripley, with $9.53 billion in total assets on June 30, 2026, No. 169 among U.S. banks by total assets. First State Bank is second with $1.24 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ripley: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.