Banks in Delta, OH

Bank branch map: Delta

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Delta, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Delta

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Farmers & Merchants State Bank, The State Bank and First Federal Savings and Loan Association have the most locations in Delta, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Federal Savings and Loan Association 1 branch · main office Delta, OH Bank · 1

First Federal Savings and Loan Association has 1 branch in Delta, 6 across Ohio and 6 nationwide. FDIC records list its main office in Delta, OH and show it operating since 1934. With $246.0 million in total assets on June 30, 2026, it ranks No. 2,751 of 4,232 U.S. banks by total assets. Its main office at 404 Main St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  404 Main St, 43515

  Hours: see the bank's site
  DirectionsWebsite

First Federal Savings and Loan Association: profile, branches and contacts

The Farmers & Merchants State Bank 1 branch · main office Archbold, OH Bank · 1

The Farmers & Merchants State Bank has 1 branch in Delta, 23 across Ohio and 41 nationwide. FDIC records list its main office in Archbold, OH and show it operating since 1897. With $3.49 billion in total assets on June 30, 2026, it ranks No. 373 of 4,232 U.S. banks by total assets. The Delta Branch at 101 Main St dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Delta Branch

  101 Main St, 43515

  Hours: see the bank's site
  DirectionsWebsite

The Farmers & Merchants State Bank: profile, branches and contacts

The State Bank 1 branch · main office Defiance, OH Bank · 1

The State Bank has 1 branch in Delta, 27 across Ohio and 29 nationwide. FDIC records list its main office in Defiance, OH and show it operating since 1902. With $1.61 billion in total assets on June 30, 2026, it ranks No. 698 of 4,232 U.S. banks by total assets. The Delta Branch at 312 Main St dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Delta Branch

  312 Main St, 43515

  Hours: see the bank's site
  DirectionsWebsite

The State Bank: profile, branches and contacts

Banking in Delta: the local picture

Short answer: 3 banks run 3 branches in Delta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Delta, 2 elsewhere in Ohio, according to the FDIC.

The bank with the longest record here is The Farmers & Merchants State Bank, operating since 1897 according to the FDIC. In FDIC branch records, the longest-running branch is The State Bank's office at 312 Main St, dating to 1906; the newest is The Farmers & Merchants State Bank's at 101 Main St, from 1985.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Delta, and where the nearest one is if they do not.

Short answer: No branches in Delta: Chase (nearest in Holland, 16 mi), Wells Fargo, Bank of America (nearest in Westlake, 107 mi), PNC Bank (nearest in Wauseon, 7 mi), U.S. Bank (nearest in Oak Harbor, 45 mi), Truist (nearest in Blue Ash, 163 mi), Fifth Third Bank (nearest in Swanton, 7 mi), Huntington (nearest in Wauseon, 7 mi), Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Delta to the nearest branch in Ohio.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Delta residents like anyone else.

Banks near Delta

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Swanton (7 miles) and Wauseon (7 miles). Sylvania, 19 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Delta

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Delta between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Delta

Short answer: 1 institution has its main office in Delta: First Federal Savings and Loan Association.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Delta by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Delta offices.

Short answer: The Farmers & Merchants State Bank is the largest bank with offices in Delta, with $3.49 billion in total assets on June 30, 2026, No. 373 among U.S. banks by total assets. The State Bank is second with $1.61 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Delta: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.