US Bank Directory
Banks in Waterville, OH
4 FDIC-insured banks operate 4 offices in Waterville, Ohio.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Waterville
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Waterville, according to the FDIC. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Waterville
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Waterville, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Waterville, 246 across Ohio and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Waterville Branch at 1365 Michigan Ave dates to 1959 in FDIC branch records. It opens on Saturday.
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Waterville Branch1365 Michigan Ave, 43566
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Federal Savings and Loan Association Bank · 1
First Federal Savings and Loan Association has 1 branch in Waterville, 6 across Ohio and 6 nationwide. FDIC records list its main office in Delta, OH and show it operating since 1934. With $246.0 million in total assets on June 30, 2026, it ranks No. 2,751 of 4,232 U.S. banks by total assets. The 30 South Third St Branch at 30 S 3rd St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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30 South Third St Branch30 S 3rd St, 43566
KeyBank Bank · 1
KeyBank has 1 branch in Waterville, 172 across Ohio and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Waterville Plaza Branch at 1360 Michigan Ave dates to 1980 in FDIC branch records. It opens on Saturday.
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Waterville Plaza Branch1360 Michigan Ave, 43566
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
The Farmers & Merchants State Bank Bank · 1
The Farmers & Merchants State Bank has 1 branch in Waterville, 23 across Ohio and 41 nationwide. FDIC records list its main office in Archbold, OH and show it operating since 1897. With $3.49 billion in total assets on June 30, 2026, it ranks No. 373 of 4,232 U.S. banks by total assets. The Waterville Oh Branch at 8720 Waterville Swanton Rd dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waterville Oh Branch8720 Waterville Swanton Rd, 43566
Banking in Waterville: the local picture
Short answer: 4 banks run 4 branches in Waterville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Waterville, 4 elsewhere in Ohio, according to the FDIC.
The bank with the longest record here is KeyBank, operating since 1849 according to the FDIC. In FDIC branch records, the longest-running branch is First Federal Savings and Loan Association's office at 30 S 3rd St, dating to 1934; the newest is The Farmers & Merchants State Bank's at 8720 Waterville Swanton Rd, from 2013.
Of the 2 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Waterville
Short answer: 2 of the 2 Waterville locations with published hours open on Saturday, run by 2 institutions.
- Fifth Third Bank: 1 of 1 branch (1365 Michigan Ave: Saturday 9 am to 12 pm)
- KeyBank: 1 of 1 branch (1360 Michigan Ave: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waterville, and where the nearest one is if they do not.
Short answer: In Waterville: Fifth Third Bank (1). No branches in Waterville: Chase (nearest in Holland, 8 mi), Wells Fargo, Bank of America (nearest in Westlake, 92 mi), PNC Bank (nearest in Maumee, 7 mi), U.S. Bank (nearest in Oak Harbor, 30 mi), Truist (nearest in Blue Ash, 161 mi), Huntington (nearest in Perrysburg, 6 mi), Regions Bank, TD Bank, BMO.
| Bank | In Waterville | Nearest branch if none here |
|---|---|---|
| Fifth Third Bank | 1 branch | here |
| Chase | None | Holland, 8 miles away |
| Wells Fargo | None | none in Ohio |
| Bank of America | None | Westlake, 92 miles away |
| PNC Bank | None | Maumee, 7 miles away |
| U.S. Bank | None | Oak Harbor, 30 miles away |
| Truist | None | Blue Ash, 161 miles away |
| Huntington | None | Perrysburg, 6 miles away |
| Regions Bank | None | none in Ohio |
| TD Bank | None | none in Ohio |
| BMO | None | none in Ohio |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waterville to the nearest branch in Ohio.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waterville residents like anyone else.
Banks near Waterville
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Maumee (6 miles) and Perrysburg (7 miles). Toledo, 14 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Maumee, OH | 6 mi | 9 | 9 |
| Banks in Perrysburg, OH | 7 mi | 11 | 14 |
| Banks in Holland, OH | 8 mi | 6 | 6 |
| Banks in Swanton, OH | 9 mi | 4 | 4 |
| Banks in Rossford, OH | 9 mi | 3 | 3 |
| Banks in Bowling Green, OH | 10 mi | 11 | 13 |
| Banks in Toledo, OH | 14 mi | 15 | 50 |
| Banks in Sylvania, OH | 15 mi | 10 | 10 |
Bank branch openings and closings in Waterville
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waterville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Waterville by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waterville offices.
Short answer: Fifth Third Bank is the largest bank with offices in Waterville, with $299.18 billion in total assets on June 30, 2026, No. 14 among U.S. banks by total assets. KeyBank is second with $188.56 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| The Farmers & Merchants State Bank | $3.49 billion | No. 373 | 1 | Archbold, OH |
| First Federal Savings and Loan Association | $246.0 million | No. 2,751 | 1 | Delta, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waterville: FAQ
How many banks are in Waterville, OH?
Waterville has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Waterville?
Fifth Third Bank, with 1. KeyBank has 1 and The Farmers & Merchants State Bank has 1.
Is there a Fifth Third Bank in Waterville, OH?
Yes. FDIC data lists 1 Fifth Third Bank branch in Waterville as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a KeyBank in Waterville, OH?
Yes. FDIC data lists 1 KeyBank branch in Waterville as of September 5, 2026. The address and directions are under KeyBank above.
Is there a The Farmers & Merchants State Bank in Waterville, OH?
Yes. FDIC data lists 1 The Farmers & Merchants State Bank branch in Waterville as of September 5, 2026. The address and directions are under The Farmers & Merchants State Bank above.
Is there a Chase in Waterville, OH?
No. FDIC data lists no Chase branch in Waterville as of September 5, 2026. The nearest is in Holland, about 8 miles away in a straight line.
Which banks in Waterville are open on Saturday?
Fifth Third Bank and KeyBank publish Saturday hours for one or more Waterville locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Waterville?
KeyBank has the longest record among banks with a branch here: the FDIC shows it operating since 1849.
Did any bank branches open or close in Waterville in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waterville?
Nearby cities with more banks include Maumee, Perrysburg, Holland. Maumee is 6 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: Fifth Third Bank, KeyBank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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