Banks in Wellsville, NY

Bank branch map: Wellsville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Wellsville, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Wellsville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Bank and First Citizens Community Bank have the most locations in Wellsville, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Alco Credit Union 1 office · main office Wellsville, NY Credit union · 1

Alco Credit Union has 1 office in Wellsville, 4 across New York. It is based in Wellsville, NY and $61.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Main Office main office

  2859 Lindy Ln, 14895

  (585) 593-4959Today 9 am to 4 pm

  All hours

  Mon to Wed 9 am to 4 pm; Thu 9 am to 5:30 pm; Fri 9 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Alco Credit Union: profile, branches and contacts

Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Wellsville, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Wellsville Branch at 475 N Highland Ave dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Wellsville Branch

  475 N Highland Ave, 14895

  Hours: see the bank's site
  DirectionsWebsite

Community Bank: profile, branches and contacts

First Citizens Community Bank 1 branch · main office Mansfield, PA Bank · 1

First Citizens Community Bank has 1 branch in Wellsville, 1 across New York and 44 nationwide. FDIC records list its main office in Mansfield, PA and show it operating since 1932. With $3.19 billion in total assets on June 30, 2026, it ranks No. 403 of 4,232 U.S. banks by total assets. The Wellsville Branch at 10 S Main St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Wellsville Branch

  10 S Main St, 14895

  Hours: see the bank's site
  DirectionsWebsite

First Citizens Community Bank: profile, branches and contacts

Join a credit union in Wellsville

1 credit union has 1 office here: Alco Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wellsville page has every office in the state's directory.

Banking in Wellsville: the local picture

Short answer: 2 banks run 2 branches in Wellsville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Wellsville, 1 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is Community Bank, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Community Bank's office at 475 N Highland Ave, dating to 1994; the newest is First Citizens Community Bank's at 10 S Main St, from 1998.

The only credit union with an office here is Alco Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Wellsville

Short answer: None of the 1 Wellsville location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Wellsville, and where the nearest one is if they do not.

Short answer: No branches in Wellsville: Chase (nearest in East Aurora, 56 mi), Wells Fargo (nearest in Kingston, 202 mi), Bank of America (nearest in Hamburg, 61 mi), PNC Bank (nearest in New York, 226 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 227 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 171 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wellsville to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wellsville residents like anyone else.

Banks near Wellsville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cuba (18 miles) and Hornell (21 miles). Olean, 25 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Wellsville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wellsville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Wellsville

Short answer: 1 institution has its main office in Wellsville: Alco Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Wellsville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wellsville offices.

Short answer: Community Bank is the largest bank with offices in Wellsville, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. First Citizens Community Bank is second with $3.19 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wellsville: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.