US Bank Directory
Banks in Peru, NY
1 FDIC-insured bank operates 1 office in Peru, New York, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Peru
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Peru, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Peru
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: TD Bank is the only bank with an office in Peru. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Americu Credit Union Credit union · 1
Americu Credit Union has 1 office in Peru, 23 across New York. It is based in Rome, NY and $3.01 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Peru Fc700 Bear Swamp Rd, 12972
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Peru, 231 across New York and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Peru Branch at 2990 Main St dates to 1962 in FDIC branch records. It opens on Saturday.
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Peru Branch2990 Main St, 12972
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Peru
1 credit union has 1 office here: Americu Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Peru page has every office in the state's directory.
Banking in Peru: the local picture
Short answer: 1 bank runs 1 branch in Peru according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
TD Bank has its main office in Wilmington, DE, according to the FDIC.
The bank with the longest record here is TD Bank, operating since 1852 according to the FDIC.
The only credit union with an office here is Americu Credit Union.
Of the 2 locations with published hours. 2 open on Saturday.
Banks and credit unions open on Saturday in Peru
Short answer: 2 of the 2 Peru locations with published hours open on Saturday, run by 2 institutions.
- TD Bank: 1 of 1 branch (2990 Main St: Saturday 9 am to 1 pm)
- Americu Credit Union: 1 of 1 office (700 Bear Swamp Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Peru, and where the nearest one is if they do not.
Short answer: In Peru: TD Bank (1). No branches in Peru: Chase (nearest in Saratoga Springs, 102 mi), Wells Fargo (nearest in Kingston, 185 mi), Bank of America (nearest in Saratoga Springs, 104 mi), PNC Bank (nearest in New York, 259 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 265 mi), Huntington, Regions Bank, BMO.
| Bank | In Peru | Nearest branch if none here |
|---|---|---|
| TD Bank | 1 branch | here |
| Chase | None | Saratoga Springs, 102 miles away |
| Wells Fargo | None | Kingston, 185 miles away |
| Bank of America | None | Saratoga Springs, 104 miles away |
| PNC Bank | None | New York, 259 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 265 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Peru to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Peru residents like anyone else.
Banks near Peru
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Plattsburgh (8 miles) and Champlain (28 miles). Plattsburgh, 8 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Plattsburgh, NY | 8 mi | 8 | 15 |
| Banks in Champlain, NY | 28 mi | 3 | 3 |
| Banks in Lake Placid, NY | 30 mi | 4 | 6 |
| Banks in Saranac Lake, NY | 35 mi | 5 | 7 |
| Banks in Malone, NY | 42 mi | 4 | 5 |
| Banks in Ticonderoga, NY | 51 mi | 2 | 3 |
| Banks in Tupper Lake, NY | 52 mi | 2 | 2 |
| Banks in Massena, NY | 71 mi | 5 | 5 |
Bank branch openings and closings in Peru
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Peru between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Peru by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Peru offices.
Short answer: TD Bank is the largest bank with offices in Peru, with $342.80 billion in total assets on June 30, 2026, No. 13 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Peru: FAQ
How many banks are in Peru, NY?
Peru has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a TD Bank in Peru, NY?
Yes. FDIC data lists 1 TD Bank branch in Peru as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Chase in Peru, NY?
No. FDIC data lists no Chase branch in Peru as of September 5, 2026. The nearest is in Saratoga Springs, about 102 miles away in a straight line.
Which banks in Peru are open on Saturday?
TD Bank and Americu Credit Union publish Saturday hours for one or more Peru locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Peru?
TD Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.
Which credit unions can I join in Peru?
Americu Credit Union has an office in Peru. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Peru in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Peru?
Nearby cities with more banks include Plattsburgh, Champlain, Lake Placid. Plattsburgh is 8 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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