Banks in Monticello, NY

Bank branch map: Monticello

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 7 locations in Monticello, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Monticello

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Jeff Bank has the most locations in Monticello, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Jeff Bank 2 branches · main office Jeffersonville, NY Bank · 2

Jeff Bank has 2 branches in Monticello, 10 across New York and 10 nationwide. FDIC records list its main office in Jeffersonville, NY and show it operating since 1913. With $686.2 million in total assets on June 30, 2026, it ranks No. 1,398 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Monticello location is the Monticello Branch at 19 Forestburgh Rd, dating to 1992; the newest, at 33 Anawana Lake Rd, to 1999. It does not publish hours in the sources this page uses; check its site before you go.

• Monticello Branch

  19 Forestburgh Rd, 12701

  Hours: see the bank's site
  DirectionsWebsite
• Anawana Lake Branch

  33 Anawana Lake Rd, 12701

  Hours: see the bank's site
  DirectionsWebsite

Jeff Bank: profile, branches and contacts

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Monticello, 581 across New York and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Monticello Branch at 411 Broadway dates to 1966 in FDIC branch records. It opens on Saturday.

• Monticello Branch

  411 Broadway, 12701

  (845) 794-5100Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

  Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Chase: profile, branches and contacts

Hudson Valley Credit Union 1 office · main office Poughkeepsie, NY Credit union · 1

Hudson Valley Credit Union has 1 office in Monticello, 43 across New York. It is based in Poughkeepsie, NY and $8.11 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Monticello

  4445 State Route 42, 12701

  (800) 468-3011Today 8:30 am to 4:30 pm

  All hours

  Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Hudson Valley Credit Union: profile, branches and contacts

M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Monticello, 275 across New York and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Monticello Branch at 4446 Route 42 dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Monticello Branch

  4446 Route 42, 12701

  Hours: see the bank's site
  DirectionsWebsite

M&T Bank: profile, branches and contacts

TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Monticello, 231 across New York and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Monticello Branch at 463 Broadway dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Monticello Branch

  463 Broadway, 12701

  Hours: see the bank's site
  DirectionsWebsite

TD Bank: profile, branches and contacts

Wayne Bank 1 branch · main office Honesdale, PA Bank · 1

Wayne Bank has 1 branch in Monticello, 14 across New York and 33 nationwide. FDIC records list its main office in Honesdale, PA and show it operating since 1871. With $2.91 billion in total assets on June 30, 2026, it ranks No. 440 of 4,232 U.S. banks by total assets. The Monticello Branch at 4353 State Route 42 dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Monticello Branch

  4353 State Route 42, 12701

  Hours: see the bank's site
  DirectionsWebsite

Wayne Bank: profile, branches and contacts

Join a credit union in Monticello

1 credit union has 1 office here: Hudson Valley Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Monticello page has every office in the state's directory.

Banking in Monticello: the local picture

Short answer: 5 banks run 6 branches in Monticello according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Monticello, 2 elsewhere in New York and 3 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 411 Broadway, dating to 1966; the newest is Jeff Bank's at 33 Anawana Lake Rd, from 1999.

The only credit union with an office here is Hudson Valley Credit Union.

Of the 2 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Monticello

Short answer: 2 of the 2 Monticello locations with published hours open on Saturday, run by 2 institutions.

• Chase: 1 of 1 branch (411 Broadway: Saturday 9 am to 2 pm)
• Hudson Valley Credit Union: 1 of 1 office (4445 State Route 42: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Monticello, and where the nearest one is if they do not.

Short answer: In Monticello: Chase (1), TD Bank (1). No branches in Monticello: Wells Fargo (nearest in Newburgh, 35 mi), Bank of America (nearest in Middletown, 21 mi), PNC Bank (nearest in New York, 68 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 73 mi), Huntington, Regions Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Monticello to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Monticello residents like anyone else.

Banks near Monticello

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Liberty (9 miles) and Wurtsboro (12 miles). Middletown, 20 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Monticello

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Monticello between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Monticello by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Monticello offices.

Short answer: Chase is the largest bank with offices in Monticello, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. TD Bank is second with $342.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Monticello: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.