US Bank Directory
Banks in Locust Valley, NY
3 FDIC-insured banks operate 3 offices in Locust Valley, New York.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Locust Valley
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Locust Valley, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Locust Valley
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Apple Bank, Dime Community Bank and ConnectOne Bank have the most locations in Locust Valley, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Apple Bank Bank · 1
Apple Bank has 1 branch in Locust Valley, 76 across New York and 79 nationwide. FDIC records list its main office in New York, NY and show it operating since 1863. With $19.89 billion in total assets on June 30, 2026, it ranks No. 106 of 4,232 U.S. banks by total assets. The Locust Valley Branch at 200 Birch Hill Rd dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Locust Valley Branch200 Birch Hill Rd, 11560
ConnectOne Bank Bank · 1
ConnectOne Bank has 1 branch in Locust Valley, 42 across New York and 57 nationwide. FDIC records list its main office in Englewood Cliffs, NJ and show it operating since 2005. With $14.40 billion in total assets on June 30, 2026, it ranks No. 133 of 4,232 U.S. banks by total assets. The Locust Valley Branch at 108 Forest Ave dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Locust Valley Branch108 Forest Ave, 11560
Dime Community Bank Bank · 1
Dime Community Bank has 1 branch in Locust Valley, 63 across New York and 64 nationwide. FDIC records list its main office in Hauppauge, NY and show it operating since 1909. With $15.03 billion in total assets on June 30, 2026, it ranks No. 129 of 4,232 U.S. banks by total assets. The Locust Valley Branch at 85 Forest Ave dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Locust Valley Branch85 Forest Ave, 11560
Banking in Locust Valley: the local picture
Short answer: 3 banks run 3 branches in Locust Valley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Locust Valley, 2 elsewhere in New York and 1 out of state, according to the FDIC.
The bank with the longest record here is Apple Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Apple Bank's office at 200 Birch Hill Rd, dating to 1971; the newest is Dime Community Bank's at 85 Forest Ave, from 2026.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Locust Valley, and where the nearest one is if they do not.
Short answer: No branches in Locust Valley: Chase (nearest in Glen Cove, 2 mi), Wells Fargo (nearest in Greenvale, 5 mi), Bank of America (nearest in Glen Cove, 1 mi), PNC Bank (nearest in New York, 18 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 22 mi), Huntington, Regions Bank, TD Bank (nearest in Glen Head, 3 mi), BMO.
| Bank | In Locust Valley | Nearest branch if none here |
|---|---|---|
| Chase | None | Glen Cove, 2 miles away |
| Wells Fargo | None | Greenvale, 5 miles away |
| Bank of America | None | Glen Cove, 1 mile away |
| PNC Bank | None | New York, 18 miles away |
| U.S. Bank | None | none in New York |
| Truist | None | none in New York |
| Fifth Third Bank | None | New York, 22 miles away |
| Huntington | None | none in New York |
| Regions Bank | None | none in New York |
| TD Bank | None | Glen Head, 3 miles away |
| BMO | None | none in New York |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Locust Valley to the nearest branch in New York.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Locust Valley residents like anyone else.
Banks near Locust Valley
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Glen Cove (2 miles) and Glen Head (3 miles). Syosset, 7 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Glen Cove, NY | 2 mi | 7 | 8 |
| Banks in Glen Head, NY | 3 mi | 4 | 4 |
| Banks in Oyster Bay, NY | 3 mi | 3 | 3 |
| Banks in East Norwich, NY | 4 mi | 2 | 2 |
| Banks in Greenvale, NY | 5 mi | 4 | 4 |
| Banks in Port Washington, NY | 6 mi | 8 | 8 |
| Banks in Roslyn, NY | 6 mi | 4 | 4 |
| Banks in Syosset, NY | 7 mi | 9 | 10 |
Bank branch openings and closings in Locust Valley
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Locust Valley between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Apr 1, 2026 | Opened | Dime Community Bank | 85 Forest Ave, 11560 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Locust Valley by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Locust Valley offices.
Short answer: Apple Bank is the largest bank with offices in Locust Valley, with $19.89 billion in total assets on June 30, 2026, No. 106 among U.S. banks by total assets. Dime Community Bank is second with $15.03 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Apple Bank | $19.89 billion | No. 106 | 1 | New York, NY |
| Dime Community Bank | $15.03 billion | No. 129 | 1 | Hauppauge, NY |
| ConnectOne Bank | $14.40 billion | No. 133 | 1 | Englewood Cliffs, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Locust Valley: FAQ
How many banks are in Locust Valley, NY?
Locust Valley has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Locust Valley?
Apple Bank, with 1. Dime Community Bank has 1 and ConnectOne Bank has 1.
Is there a Apple Bank in Locust Valley, NY?
Yes. FDIC data lists 1 Apple Bank branch in Locust Valley as of September 5, 2026. The address and directions are under Apple Bank above.
Is there a Dime Community Bank in Locust Valley, NY?
Yes. FDIC data lists 1 Dime Community Bank branch in Locust Valley as of September 5, 2026. The address and directions are under Dime Community Bank above.
Is there a ConnectOne Bank in Locust Valley, NY?
Yes. FDIC data lists 1 ConnectOne Bank branch in Locust Valley as of September 5, 2026. The address and directions are under ConnectOne Bank above.
Is there a Chase in Locust Valley, NY?
No. FDIC data lists no Chase branch in Locust Valley as of September 5, 2026. The nearest is in Glen Cove, about 2 miles away in a straight line.
What is the oldest bank in Locust Valley?
Apple Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Did any bank branches open or close in Locust Valley in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Locust Valley?
Nearby cities with more banks include Glen Cove, Glen Head, Oyster Bay. Glen Cove is 2 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds