US Bank Directory

Banks in Locust Valley, NY

3 FDIC-insured banks operate 3 offices in Locust Valley, New York.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Locust Valley

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Locust Valley, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Locust Valley

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Apple Bank, Dime Community Bank and ConnectOne Bank have the most locations in Locust Valley, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Apple Bank 1 branch · main office New York, NY Bank · 1

Apple Bank has 1 branch in Locust Valley, 76 across New York and 79 nationwide. FDIC records list its main office in New York, NY and show it operating since 1863. With $19.89 billion in total assets on June 30, 2026, it ranks No. 106 of 4,232 U.S. banks by total assets. The Locust Valley Branch at 200 Birch Hill Rd dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Locust Valley Branch
    200 Birch Hill Rd, 11560
    Hours: see the bank's site
Apple Bank: profile, branches and contacts
ConnectOne Bank 1 branch · main office Englewood Cliffs, NJ Bank · 1

ConnectOne Bank has 1 branch in Locust Valley, 42 across New York and 57 nationwide. FDIC records list its main office in Englewood Cliffs, NJ and show it operating since 2005. With $14.40 billion in total assets on June 30, 2026, it ranks No. 133 of 4,232 U.S. banks by total assets. The Locust Valley Branch at 108 Forest Ave dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Locust Valley Branch
    108 Forest Ave, 11560
    Hours: see the bank's site
ConnectOne Bank: profile, branches and contacts
Dime Community Bank Dime Commercial Bank · 1 branch · main office Hauppauge, NY Bank · 1

Dime Community Bank has 1 branch in Locust Valley, 63 across New York and 64 nationwide. FDIC records list its main office in Hauppauge, NY and show it operating since 1909. With $15.03 billion in total assets on June 30, 2026, it ranks No. 129 of 4,232 U.S. banks by total assets. The Locust Valley Branch at 85 Forest Ave dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Locust Valley Branch
    85 Forest Ave, 11560
    Hours: see the bank's site
Dime Community Bank: profile, branches and contacts

Banking in Locust Valley: the local picture

Short answer: 3 banks run 3 branches in Locust Valley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Locust Valley, 2 elsewhere in New York and 1 out of state, according to the FDIC.

The bank with the longest record here is Apple Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Apple Bank's office at 200 Birch Hill Rd, dating to 1971; the newest is Dime Community Bank's at 85 Forest Ave, from 2026.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Locust Valley, and where the nearest one is if they do not.

Short answer: No branches in Locust Valley: Chase (nearest in Glen Cove, 2 mi), Wells Fargo (nearest in Greenvale, 5 mi), Bank of America (nearest in Glen Cove, 1 mi), PNC Bank (nearest in New York, 18 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 22 mi), Huntington, Regions Bank, TD Bank (nearest in Glen Head, 3 mi), BMO.

BankIn Locust ValleyNearest branch if none here
ChaseNoneGlen Cove, 2 miles away
Wells FargoNoneGreenvale, 5 miles away
Bank of AmericaNoneGlen Cove, 1 mile away
PNC BankNoneNew York, 18 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 22 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneGlen Head, 3 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Locust Valley to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Locust Valley residents like anyone else.

Banks near Locust Valley

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Glen Cove (2 miles) and Glen Head (3 miles). Syosset, 7 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Locust Valley

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Locust Valley between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Apr 1, 2026OpenedDime Community Bank85 Forest Ave, 11560

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Locust Valley by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Locust Valley offices.

Short answer: Apple Bank is the largest bank with offices in Locust Valley, with $19.89 billion in total assets on June 30, 2026, No. 106 among U.S. banks by total assets. Dime Community Bank is second with $15.03 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Apple Bank$19.89 billionNo. 1061New York, NY
Dime Community Bank$15.03 billionNo. 1291Hauppauge, NY
ConnectOne Bank$14.40 billionNo. 1331Englewood Cliffs, NJ

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Locust Valley: FAQ

How many banks are in Locust Valley, NY?

Locust Valley has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Locust Valley?

Apple Bank, with 1. Dime Community Bank has 1 and ConnectOne Bank has 1.

Is there a Apple Bank in Locust Valley, NY?

Yes. FDIC data lists 1 Apple Bank branch in Locust Valley as of September 5, 2026. The address and directions are under Apple Bank above.

Is there a Dime Community Bank in Locust Valley, NY?

Yes. FDIC data lists 1 Dime Community Bank branch in Locust Valley as of September 5, 2026. The address and directions are under Dime Community Bank above.

Is there a ConnectOne Bank in Locust Valley, NY?

Yes. FDIC data lists 1 ConnectOne Bank branch in Locust Valley as of September 5, 2026. The address and directions are under ConnectOne Bank above.

Is there a Chase in Locust Valley, NY?

No. FDIC data lists no Chase branch in Locust Valley as of September 5, 2026. The nearest is in Glen Cove, about 2 miles away in a straight line.

What is the oldest bank in Locust Valley?

Apple Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Did any bank branches open or close in Locust Valley in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Locust Valley?

Nearby cities with more banks include Glen Cove, Glen Head, Oyster Bay. Glen Cove is 2 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds