US Bank Directory

Banks in Belmont, NY

1 FDIC-insured bank operates 1 office in Belmont, New York, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Belmont

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Belmont, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Belmont

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Bank is the only bank with an office in Belmont. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Alco Credit Union 1 office · main office Wellsville, NY Credit union · 1

Alco Credit Union has 1 office in Belmont, 4 across New York. It is based in Wellsville, NY and $61.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Belmont Office
    32 Greenwich St, 14813
    (585) 268-7835Today 8 am to 4 pm
    All hours

    Mon to Wed 8 am to 4 pm; Thu 8 am to 4:30 pm; Fri 8 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Alco Credit Union: profile, branches and contacts
Community Bank Community Bank, National Association · 1 branch · main office Canton, NY Bank · 1

Community Bank has 1 branch in Belmont, 149 across New York and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Belmont Branch at 11 Schuyler St dates to 1888 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Community Bank: profile, branches and contacts

Join a credit union in Belmont

1 credit union has 1 office here: Alco Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Belmont page has every office in the state's directory.

Banking in Belmont: the local picture

Short answer: 1 bank runs 1 branch in Belmont according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Community Bank has its main office in Canton, NY, according to the FDIC.

The bank with the longest record here is Community Bank, operating since 1866 according to the FDIC.

The only credit union with an office here is Alco Credit Union.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Belmont

Short answer: None of the 1 Belmont location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Belmont, and where the nearest one is if they do not.

Short answer: No branches in Belmont: Chase (nearest in East Aurora, 48 mi), Wells Fargo (nearest in Kingston, 207 mi), Bank of America (nearest in Hamburg, 53 mi), PNC Bank (nearest in New York, 232 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in New York, 233 mi), Huntington, Regions Bank, TD Bank (nearest in Monticello, 176 mi), BMO.

BankIn BelmontNearest branch if none here
ChaseNoneEast Aurora, 48 miles away
Wells FargoNoneKingston, 207 miles away
Bank of AmericaNoneHamburg, 53 miles away
PNC BankNoneNew York, 232 miles away
U.S. BankNonenone in New York
TruistNonenone in New York
Fifth Third BankNoneNew York, 233 miles away
HuntingtonNonenone in New York
Regions BankNonenone in New York
TD BankNoneMonticello, 176 miles away
BMONonenone in New York

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Belmont to the nearest branch in New York.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Belmont residents like anyone else.

Banks near Belmont

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wellsville (8 miles) and Cuba (13 miles). Olean, 23 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Belmont

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Belmont between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Belmont by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Belmont offices.

Short answer: Community Bank is the largest bank with offices in Belmont, with $17.45 billion in total assets on June 30, 2026, No. 114 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Community Bank$17.45 billionNo. 1141Canton, NY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Belmont: FAQ

How many banks are in Belmont, NY?

Belmont has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Community Bank in Belmont, NY?

Yes. FDIC data lists 1 Community Bank branch in Belmont as of September 5, 2026. The address and directions are under Community Bank above.

Is there a Chase in Belmont, NY?

No. FDIC data lists no Chase branch in Belmont as of September 5, 2026. The nearest is in East Aurora, about 48 miles away in a straight line.

Which banks in Belmont are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Belmont?

Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1866.

Which credit unions can I join in Belmont?

Alco Credit Union has an office in Belmont. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Belmont in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Belmont?

Nearby cities with more banks include Wellsville, Cuba, Hornell. Wellsville is 8 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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