US Bank Directory
Banks in Roy, NM
1 FDIC-insured bank operates 1 office in Roy, New Mexico.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Roy
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Roy, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Roy
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Busey Bank is the only bank with an office in Roy. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Busey Bank Bank · 1
Busey Bank has 1 branch in Roy, 2 across New Mexico and 81 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1946. With $18.15 billion in total assets on June 30, 2026, it ranks No. 112 of 4,232 U.S. banks by total assets. The Roy Branch at 405 Chicosa Street dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Roy Branch405 Chicosa Street, 87743
Banking in Roy: the local picture
Short answer: 1 bank runs 1 branch in Roy according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Busey Bank has its main office in Champaign, IL, according to the FDIC.
The bank with the longest record here is Busey Bank, operating since 1946 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Roy, and where the nearest one is if they do not.
Short answer: No branches in Roy: Chase (nearest in Santa Fe, 102 mi), Wells Fargo (nearest in Tucumcari, 59 mi), Bank of America (nearest in Santa Fe, 100 mi), PNC Bank (nearest in Bernalillo, 140 mi), U.S. Bank (nearest in Taos, 83 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Cedar Crest, 135 mi).
| Bank | In Roy | Nearest branch if none here |
|---|---|---|
| Chase | None | Santa Fe, 102 miles away |
| Wells Fargo | None | Tucumcari, 59 miles away |
| Bank of America | None | Santa Fe, 100 miles away |
| PNC Bank | None | Bernalillo, 140 miles away |
| U.S. Bank | None | Taos, 83 miles away |
| Truist | None | none in New Mexico |
| Fifth Third Bank | None | none in New Mexico |
| Huntington | None | none in New Mexico |
| Regions Bank | None | none in New Mexico |
| TD Bank | None | none in New Mexico |
| BMO | None | Cedar Crest, 135 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Roy to the nearest branch in New Mexico.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Roy residents like anyone else.
Banks near Roy
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Tucumcari (60 miles) and Las Vegas (62 miles). Santa Fe, 101 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Tucumcari, NM | 60 mi | 5 | 6 |
| Banks in Las Vegas, NM | 62 mi | 3 | 7 |
| Banks in Mora, NM | 63 mi | 2 | 2 |
| Banks in Raton, NM | 66 mi | 4 | 4 |
| Banks in Clayton, NM | 66 mi | 3 | 3 |
| Banks in Angel Fire, NM | 68 mi | 2 | 2 |
| Banks in Taos, NM | 83 mi | 3 | 5 |
| Banks in Santa Fe, NM | 101 mi | 11 | 30 |
Bank branch openings and closings in Roy
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Roy between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Roy by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Roy offices.
Short answer: Busey Bank is the largest bank with offices in Roy, with $18.15 billion in total assets on June 30, 2026, No. 112 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Busey Bank | $18.15 billion | No. 112 | 1 | Champaign, IL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Roy: FAQ
How many banks are in Roy, NM?
Roy has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Busey Bank in Roy, NM?
Yes. FDIC data lists 1 Busey Bank branch in Roy as of September 5, 2026. The address and directions are under Busey Bank above.
Is there a Chase in Roy, NM?
No. FDIC data lists no Chase branch in Roy as of September 5, 2026. The nearest is in Santa Fe, about 102 miles away in a straight line.
What is the oldest bank in Roy?
Busey Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1946.
Did any bank branches open or close in Roy in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Roy?
Nearby cities with more banks include Tucumcari, Las Vegas, Mora. Tucumcari is 60 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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