US Bank Directory

Banks in Clayton, NM

3 FDIC-insured banks operate 3 offices in Clayton, New Mexico.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Clayton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Clayton, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Clayton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: UMB Bank, Busey Bank and The Bank of Clovis have the most locations in Clayton, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Busey Bank 1 branch · main office Champaign, IL Bank · 1

Busey Bank has 1 branch in Clayton, 2 across New Mexico and 81 nationwide. FDIC records list its main office in Champaign, IL and show it operating since 1946. With $18.15 billion in total assets on June 30, 2026, it ranks No. 112 of 4,232 U.S. banks by total assets. The Farmers Stockmens Branch at 22 Maple St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Farmers Stockmens Branch
    22 Maple St, 88415
    Hours: see the bank's site
Busey Bank: profile, branches and contacts
The Bank of Clovis 1 branch · main office Clovis, NM Bank · 1

The Bank of Clovis has 1 branch in Clayton, 7 across New Mexico and 7 nationwide. FDIC records list its main office in Clovis, NM and show it operating since 2000. With $438.4 million in total assets on June 30, 2026, it ranks No. 1,957 of 4,232 U.S. banks by total assets. The Clayton Branch at 623 S. 1st Street dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Clayton Branch
    623 S. 1st Street, 88415
    Hours: see the bank's site
The Bank of Clovis: profile, branches and contacts
UMB Bank UMB Bank, National Association · 1 branch · main office Kansas City, MO Bank · 1

UMB Bank has 1 branch in Clayton, 21 across New Mexico and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Clayton Branch at 201 Main St dates to 1964 in FDIC branch records. Its published hours do not list Saturday.

  • Clayton Branch
    201 Main St, 88415
    (575) 374-8315Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026

UMB Bank: profile, branches and contacts

Banking in Clayton: the local picture

Short answer: 3 banks run 3 branches in Clayton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Clayton, 1 elsewhere in New Mexico and 2 out of state, according to the FDIC.

The bank with the longest record here is UMB Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is UMB Bank's office at 201 Main St, dating to 1964; the newest is The Bank of Clovis's at 623 S. 1st Street, from 2024.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Clayton

Short answer: None of the 1 Clayton location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Clayton, and where the nearest one is if they do not.

Short answer: No branches in Clayton: Chase (nearest in Santa Fe, 165 mi), Wells Fargo (nearest in Raton, 76 mi), Bank of America (nearest in Santa Fe, 163 mi), PNC Bank (nearest in Bernalillo, 205 mi), U.S. Bank (nearest in Taos, 134 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Cedar Crest, 201 mi).

BankIn ClaytonNearest branch if none here
ChaseNoneSanta Fe, 165 miles away
Wells FargoNoneRaton, 76 miles away
Bank of AmericaNoneSanta Fe, 163 miles away
PNC BankNoneBernalillo, 205 miles away
U.S. BankNoneTaos, 134 miles away
TruistNonenone in New Mexico
Fifth Third BankNonenone in New Mexico
HuntingtonNonenone in New Mexico
Regions BankNonenone in New Mexico
TD BankNonenone in New Mexico
BMONoneCedar Crest, 201 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clayton to the nearest branch in New Mexico.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clayton residents like anyone else.

Banks near Clayton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Raton (76 miles) and Tucumcari (93 miles). Clovis, 140 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Clayton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Clayton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Clayton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clayton offices.

Short answer: UMB Bank is the largest bank with offices in Clayton, with $71.90 billion in total assets on June 30, 2026, No. 40 among U.S. banks by total assets. Busey Bank is second with $18.15 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
UMB Bank$71.90 billionNo. 401Kansas City, MO
Busey Bank$18.15 billionNo. 1121Champaign, IL
The Bank of Clovis$438.4 millionNo. 1,9571Clovis, NM

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Clayton: FAQ

How many banks are in Clayton, NM?

Clayton has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Clayton?

UMB Bank, with 1. Busey Bank has 1 and The Bank of Clovis has 1.

Is there a UMB Bank in Clayton, NM?

Yes. FDIC data lists 1 UMB Bank branch in Clayton as of September 5, 2026. The address and directions are under UMB Bank above.

Is there a Busey Bank in Clayton, NM?

Yes. FDIC data lists 1 Busey Bank branch in Clayton as of September 5, 2026. The address and directions are under Busey Bank above.

Is there a The Bank of Clovis in Clayton, NM?

Yes. FDIC data lists 1 The Bank of Clovis branch in Clayton as of September 5, 2026. The address and directions are under The Bank of Clovis above.

Is there a Chase in Clayton, NM?

No. FDIC data lists no Chase branch in Clayton as of September 5, 2026. The nearest is in Santa Fe, about 165 miles away in a straight line.

Which banks in Clayton are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Clayton?

UMB Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.

Did any bank branches open or close in Clayton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Clayton?

Nearby cities with more banks include Raton, Tucumcari, Angel Fire. Raton is 76 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 3 branches: UMB Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds