Banks in Wood-Ridge, NJ

Bank branch map: Wood-Ridge

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Wood-Ridge, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Wood-Ridge

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Valley Bank, Kearny Bank and Spencer Savings Bank, SLA have the most locations in Wood-Ridge, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Kearny Bank 1 branch · main office Kearny, NJ Bank · 1

Kearny Bank has 1 branch in Wood-Ridge, 37 across New Jersey and 40 nationwide. FDIC records list its main office in Kearny, NJ and show it operating since 1884. With $7.67 billion in total assets on June 30, 2026, it ranks No. 205 of 4,232 U.S. banks by total assets. The Wood-Ridge Branch at 250 Valley Blvd dates to 1927 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Wood-Ridge Branch

  250 Valley Blvd, 07075

  Hours: see the bank's site
  DirectionsWebsite

Kearny Bank: profile, branches and contacts

Spencer Savings Bank, SLA 1 branch · main office Elmwood Park, NJ Bank · 1

Spencer Savings Bank, SLA has 1 branch in Wood-Ridge, 28 across New Jersey and 28 nationwide. FDIC records list its main office in Elmwood Park, NJ and show it operating since 1939. With $4.04 billion in total assets on June 30, 2026, it ranks No. 332 of 4,232 U.S. banks by total assets. The Wood Ridge Branch at 177 Valley Blvd dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Wood Ridge Branch

  177 Valley Blvd, 07075

  Hours: see the bank's site
  DirectionsWebsite

Spencer Savings Bank, SLA: profile, branches and contacts

Valley Bank Valley National Bank · 1 branch · main office Passaic, NJ Bank · 1

Valley Bank has 1 branch in Wood-Ridge, 127 across New Jersey and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Wood-Ridge Branch at 207 Hackensack St dates to 1994 in FDIC branch records. It opens on Saturday.

• Wood-Ridge Branch

  207 Hackensack St, 07075

  (201) 939-1000Today 9 am to 4 pm

  All hours

  Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun closed

  Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Valley Bank: profile, branches and contacts

Banking in Wood-Ridge: the local picture

Short answer: 3 banks run 3 branches in Wood-Ridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Wood-Ridge, 3 elsewhere in New Jersey, according to the FDIC.

The bank with the longest record here is Kearny Bank, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is Kearny Bank's office at 250 Valley Blvd, dating to 1927; the newest is Spencer Savings Bank, SLA's at 177 Valley Blvd, from 2014.

Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.

Banks open on Saturday in Wood-Ridge

Short answer: 1 of the 1 Wood-Ridge location with published hours opens on Saturday, run by 1 institution.

• Valley Bank: 1 of 1 branch (207 Hackensack St: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Wood-Ridge, and where the nearest one is if they do not.

Short answer: No branches in Wood-Ridge: Chase (nearest in East Rutherford, 1 mi), Wells Fargo (nearest in Lodi, 2 mi), Bank of America (nearest in Rutherford, 2 mi), PNC Bank (nearest in Passaic, 2 mi), U.S. Bank, Truist (nearest in Trenton, 52 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Hasbrouck Heights, 1 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wood-Ridge to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wood-Ridge residents like anyone else.

Banks near Wood-Ridge

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hasbrouck Heights (1 mile) and Wallington (1 mile). Lodi, 2 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Wood-Ridge

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wood-Ridge between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Wood-Ridge by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wood-Ridge offices.

Short answer: Valley Bank is the largest bank with offices in Wood-Ridge, with $66.23 billion in total assets on June 30, 2026, No. 43 among U.S. banks by total assets. Kearny Bank is second with $7.67 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wood-Ridge: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.