Banks in Garfield, NJ

Bank branch map: Garfield

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 7 locations in Garfield, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 3 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Garfield

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Spencer Savings Bank, SLA has the most locations in Garfield, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Spencer Savings Bank, SLA 2 branches · main office Elmwood Park, NJ Bank · 2

Spencer Savings Bank, SLA has 2 branches in Garfield, 28 across New Jersey and 28 nationwide. FDIC records list its main office in Elmwood Park, NJ and show it operating since 1939. With $4.04 billion in total assets on June 30, 2026, it ranks No. 332 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Garfield location is the 104 Passaic St Branch at 104 Passaic St, dating to 1939; the newest, at 34 Outwater Ln, to 1986. It does not publish hours in the sources this page uses; check its site before you go.

• 104 Passaic St Branch

  104 Passaic St, 07026

  Hours: see the bank's site
  DirectionsWebsite
• Outwater Ln Branch

  34 Outwater Ln, 07026

  Hours: see the bank's site
  DirectionsWebsite

Spencer Savings Bank, SLA: profile, branches and contacts

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Garfield, 189 across New Jersey and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Garfield Branch at 136 Passaic St dates to 1956 in FDIC branch records. It opens on Saturday.

• Garfield Branch

  136 Passaic St, 07026

  (973) 473-2242Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

  Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Chase: profile, branches and contacts

Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Garfield, 107 across New Jersey and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Garfield Branch at 1 Outwater Ln dates to 2014 in FDIC branch records. It opens on Saturday.

• Garfield Branch

  1 Outwater Ln, 07026

  (973) 546-3830Today 9 am to 4 pm

  All hours

  Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published

  Hours: Citizens branch locator (All The Places), checked Oct 10, 2026

  DirectionsWebsite

Citizens: profile, branches and contacts

Kearny Bank 1 branch · main office Kearny, NJ Bank · 1

Kearny Bank has 1 branch in Garfield, 37 across New Jersey and 40 nationwide. FDIC records list its main office in Kearny, NJ and show it operating since 1884. With $7.67 billion in total assets on June 30, 2026, it ranks No. 205 of 4,232 U.S. banks by total assets. The 359 Lanza Avenue Branch at 369 Lanza Ave dates to 1928 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 359 Lanza Avenue Branch

  369 Lanza Ave, 07026

  Hours: see the bank's site
  DirectionsWebsite

Kearny Bank: profile, branches and contacts

PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Garfield, 174 across New Jersey and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Garfield Branch at 12 Outwater Ln dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Garfield Branch

  12 Outwater Ln, 07026

  Hours: see the bank's site
  DirectionsWebsite

PNC Bank: profile, branches and contacts

Polish & Slavic Credit Union 1 office · main office Brooklyn, NY Credit union · 1

Polish & Slavic Credit Union has 1 office in Garfield, 7 across New Jersey. It is based in Brooklyn, NY and $2.73 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

• Garfield Branch

  75 River Dr, 07026

  (973) 777-4234Today 11 am to 7 pm

  All hours

  Mon to Fri 11 am to 7 pm; Sat 9 am to 2 pm; Sun not published

  Hours: NCUA, March 31, 2026

Polish & Slavic Credit Union: profile, branches and contacts

Join a credit union in Garfield

1 credit union has 1 office here: Polish & Slavic Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Garfield page has every office in the state's directory.

Banking in Garfield: the local picture

Short answer: 5 banks run 6 branches in Garfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 5 banks, 0 have their main office in Garfield, 2 elsewhere in New Jersey and 3 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Kearny Bank's office at 369 Lanza Ave, dating to 1928; the newest is Citizens's at 1 Outwater Ln, from 2014.

The only credit union with an office here is Polish & Slavic Credit Union.

Of the 3 locations with published hours. 3 open on Saturday. 4 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Garfield

Short answer: 3 of the 3 Garfield locations with published hours open on Saturday, run by 3 institutions.

• Chase: 1 of 1 branch (136 Passaic St: Saturday 9 am to 2 pm)
• Citizens: 1 of 1 branch (1 Outwater Ln: Saturday 9 am to 12 pm)
• Polish & Slavic Credit Union: 1 of 1 office (75 River Dr: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Garfield, and where the nearest one is if they do not.

Short answer: In Garfield: Chase (1), PNC Bank (1). No branches in Garfield: Wells Fargo (nearest in Lodi, 1 mi), Bank of America (nearest in Lodi, 1 mi), U.S. Bank, Truist (nearest in Trenton, 53 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Passaic, 1 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Garfield to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Garfield residents like anyone else.

Banks near Garfield

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Passaic (1 mile) and Lodi (2 miles). Clifton, 2 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Garfield

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Garfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Garfield by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Garfield offices.

Short answer: Chase is the largest bank with offices in Garfield, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Garfield: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.