US Bank Directory

Banks in Waldwick, NJ

6 FDIC-insured banks operate 6 offices in Waldwick, New Jersey, and 1 credit union has 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Waldwick

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 8 locations in Waldwick, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Waldwick

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 6 banks share the most locations in Waldwick, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

N.j.t. Employees Credit Union 2 offices · main office Waldwick, NJ Credit union · 2

N.j.t. Employees Credit Union has 2 officees in Waldwick, 2 across New Jersey. It is based in Waldwick, NJ and $38.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    7 Richard Dr, 07463
    (201) 447-6677Today: hours not published
    All hours

    Mon to Thu not published; Fri 10:30 am to 3:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Off Site
    115 Summit Ave, 07463
    (201) 447-6677Hours: see the credit union's site
N.j.t. Employees Credit Union: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Waldwick, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Waldwick Branch at 11 Wyckoff Ave dates to 1954 in FDIC branch records. Its published hours do not list Saturday.

  • Waldwick Branch
    11 Wyckoff Ave, 07463
    (201) 445-2737Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Waldwick, 189 across New Jersey and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Waldwick Branch at 53 Franklin Tpke dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Waldwick Branch
    53 Franklin Tpke, 07463
    Hours: see the bank's site
Chase: profile, branches and contacts
Columbia Bank 1 branch · main office Fair Lawn, NJ Bank · 1

Columbia Bank has 1 branch in Waldwick, 87 across New Jersey and 69 nationwide. FDIC records list its main office in Fair Lawn, NJ and show it operating since 1926. With $12.17 billion in total assets on June 30, 2026, it ranks No. 146 of 4,232 U.S. banks by total assets. The Waldwick Branch at 64 Franklin Tpke dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Waldwick Branch
    64 Franklin Tpke, 07463
    Hours: see the bank's site
Columbia Bank: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Waldwick, 65 across New Jersey and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Waldwick Branch at 7 E Prospect St dates to 1969 in FDIC branch records. Its published hours do not list Saturday.

  • Waldwick Branch
    7 E Prospect St, 07463
    (201) 447-4260Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
Provident Bank 1 branch · main office Jersey City, NJ Bank · 1

Provident Bank has 1 branch in Waldwick, 131 across New Jersey and 139 nationwide. FDIC records list its main office in Jersey City, NJ and show it operating since 1839. With $25.65 billion in total assets on June 30, 2026, it ranks No. 84 of 4,232 U.S. banks by total assets. The Waldwick Branch Office at 64 Crescent Ave dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Waldwick Branch Office
    64 Crescent Ave, 07463
    Hours: see the bank's site
Provident Bank: profile, branches and contacts
Valley Bank Valley National Bank · 1 branch · main office Passaic, NJ Bank · 1

Valley Bank has 1 branch in Waldwick, 127 across New Jersey and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Waldwick Branch at 67 Franklin Tpke dates to 1974 in FDIC branch records. It opens on Saturday.

  • Waldwick Branch
    67 Franklin Tpke, 07463
    (201) 652-2518Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026

Valley Bank: profile, branches and contacts

Join a credit union in Waldwick

1 credit union has 2 offices here: N.j.t. Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waldwick page has every office in the state's directory.

Banking in Waldwick: the local picture

Short answer: 6 banks run 6 branches in Waldwick according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Waldwick, 3 elsewhere in New Jersey and 3 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 11 Wyckoff Ave, dating to 1954; the newest is Chase's at 53 Franklin Tpke, from 2025.

The only credit union with an office here is N.j.t. Employees Credit Union.

Of the 4 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.

Banks open on Saturday in Waldwick

Short answer: 1 of the 4 Waldwick locations with published hours opens on Saturday, run by 1 institution.

  • Valley Bank: 1 of 1 branch (67 Franklin Tpke: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Waldwick, and where the nearest one is if they do not.

Short answer: In Waldwick: Chase (1), Bank of America (1). No branches in Waldwick: Wells Fargo (nearest in Allendale, 1 mi), PNC Bank (nearest in Ridgewood, 2 mi), U.S. Bank, Truist (nearest in Trenton, 61 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Allendale, 1 mi), BMO.

BankIn WaldwickNearest branch if none here
Chase1 branchhere
Bank of America1 branchhere
Wells FargoNoneAllendale, 1 mile away
PNC BankNoneRidgewood, 2 miles away
U.S. BankNonenone in New Jersey
TruistNoneTrenton, 61 miles away
Fifth Third BankNonenone in New Jersey
HuntingtonNonenone in New Jersey
Regions BankNonenone in New Jersey
TD BankNoneAllendale, 1 mile away
BMONonenone in New Jersey

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waldwick to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waldwick residents like anyone else.

Banks near Waldwick

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Allendale (1 mile) and Saddle River (2 miles). Ridgewood, 2 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Waldwick

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Waldwick between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Waldwick

Short answer: 1 institution has its main office in Waldwick: N.j.t. Employees Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
N.j.t. Employees Credit UnionCredit union$38.7 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Waldwick by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waldwick offices.

Short answer: Chase is the largest bank with offices in Waldwick, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
M&T Bank$218.79 billionNo. 211Buffalo, NY
Valley Bank$66.23 billionNo. 431Passaic, NJ
Provident Bank$25.65 billionNo. 841Jersey City, NJ
Columbia Bank$12.17 billionNo. 1461Fair Lawn, NJ

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Waldwick: FAQ

How many banks are in Waldwick, NJ?

Waldwick has 6 banks with 6 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Waldwick?

Chase, with 1. Bank of America has 1 and M&T Bank has 1.

Is there a Chase in Waldwick, NJ?

Yes. FDIC data lists 1 Chase branch in Waldwick as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Waldwick, NJ?

Yes. FDIC data lists 1 Bank of America branch in Waldwick as of September 5, 2026. The address and directions are under Bank of America above.

Is there a M&T Bank in Waldwick, NJ?

Yes. FDIC data lists 1 M&T Bank branch in Waldwick as of September 5, 2026. The address and directions are under M&T Bank above.

Is there a Wells Fargo in Waldwick, NJ?

No. FDIC data lists no Wells Fargo branch in Waldwick as of September 5, 2026. The nearest is in Allendale, about 1 miles away in a straight line.

Which banks in Waldwick are open on Saturday?

Valley Bank publishes Saturday hours for one or more Waldwick locations. The Saturday section above lists each one with its hours. 4 of the 8 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Waldwick?

N.j.t. Employees Credit Union has its main office in Waldwick, according to the FDIC and the NCUA.

What is the oldest bank in Waldwick?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Waldwick?

N.j.t. Employees Credit Union has an office in Waldwick. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Waldwick in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Waldwick?

Nearby cities with more banks include Allendale, Saddle River, Ridgewood. Allendale is 1 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 6 branches: Bank of America, M&T Bank, Valley Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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