US Bank Directory

Banks in Ridgewood, NJ

12 FDIC-insured banks operate 12 offices in Ridgewood, New Jersey, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Ridgewood

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 13 banks and credit unions operate 13 locations in Ridgewood, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 8 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

13 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Ridgewood

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 12 banks share the most locations in Ridgewood, with 1 each. 12 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Ridgewood, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Ridgewood Maple Avenue Branch at 25 N Maple Ave dates to 1970 in FDIC branch records. It opens on Saturday.

  • Ridgewood Maple Avenue Branch
    25 N Maple Ave, 07450
    (201) 612-2070Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Capital One Capital One, National Association · 1 branch · main office Mclean, VA Bank · 1

Capital One has 1 branch in Ridgewood, 16 across New Jersey and 249 nationwide. FDIC records list its main office in Mclean, VA and show it operating since 1933. With $662.16 billion in total assets on June 30, 2026, it ranks No. 7 of 4,232 U.S. banks by total assets. The Ridgewood - 10 Godwin Avenue Branch at 10 Godwin Ave dates to 2017 in FDIC branch records. It opens on Saturday.

  • Ridgewood - 10 Godwin Avenue Branch
    10 Godwin Ave, 07450
    (201) 493-3900Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Capital One branch locator (All The Places), checked Oct 10, 2026

Capital One: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Ridgewood, 189 across New Jersey and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Ridgewood Branch at 84 E Ridgewood Ave dates to 1990 in FDIC branch records. It opens on Saturday.

  • Ridgewood Branch
    84 E Ridgewood Ave, 07450
    (201) 612-9305Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Citibank Citibank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Citibank has 1 branch in Ridgewood, 8 across New Jersey and 667 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1812. With $1.98 trillion in total assets on June 30, 2026, it ranks No. 3 of 4,232 U.S. banks by total assets. The Ridgewood Branch I at 28 E Ridgewood Ave dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Citibank: profile, branches and contacts
Columbia Bank 1 branch · main office Fair Lawn, NJ Bank · 1

Columbia Bank has 1 branch in Ridgewood, 87 across New Jersey and 69 nationwide. FDIC records list its main office in Fair Lawn, NJ and show it operating since 1926. With $12.17 billion in total assets on June 30, 2026, it ranks No. 146 of 4,232 U.S. banks by total assets. The Ridgewood Branch at 60 S Broad St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Columbia Bank: profile, branches and contacts
ConnectOne Bank 1 branch · main office Englewood Cliffs, NJ Bank · 1

ConnectOne Bank has 1 branch in Ridgewood, 14 across New Jersey and 57 nationwide. FDIC records list its main office in Englewood Cliffs, NJ and show it operating since 2005. With $14.40 billion in total assets on June 30, 2026, it ranks No. 133 of 4,232 U.S. banks by total assets. The Ridgewood Branch at 171 E Ridgewood Ave dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ridgewood Branch
    171 E Ridgewood Ave, 07450
    Hours: see the bank's site
ConnectOne Bank: profile, branches and contacts
Freedom Bank 1 branch · main office Maywood, NJ Bank · 1

Freedom Bank has 1 branch in Ridgewood, 5 across New Jersey and 5 nationwide. FDIC records list its main office in Maywood, NJ and show it operating since 2008. With $838.3 million in total assets on June 30, 2026, it ranks No. 1,213 of 4,232 U.S. banks by total assets. The Ridgewood Branch at 375 Route 17 dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Freedom Bank: profile, branches and contacts
Fulton Bank Fulton Bank, National Association · 1 branch · main office Lancaster, PA Bank · 1

Fulton Bank has 1 branch in Ridgewood, 80 across New Jersey and 208 nationwide. FDIC records list its main office in Lancaster, PA and show it operating since 1882. With $32.56 billion in total assets on June 30, 2026, it ranks No. 67 of 4,232 U.S. banks by total assets. The East Ridgewood Branch at 235 E Ridgewood Ave dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Fulton Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Ridgewood, 174 across New Jersey and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Ridgewood Branch at 41 Oak St dates to 1988 in FDIC branch records. It opens on Saturday.

  • Ridgewood Branch
    41 Oak St, 07450
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Ridgewood, 208 across New Jersey and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Ridgewood Branch at 133 Franklin Ave dates to 1978 in FDIC branch records. It opens on Saturday.

  • Ridgewood Branch
    133 Franklin Ave, 07450
    (201) 670-1008Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts
Valley Bank Valley National Bank · 1 branch · main office Passaic, NJ Bank · 1

Valley Bank has 1 branch in Ridgewood, 127 across New Jersey and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Ridgewood Branch at 103 Franklin Ave dates to 2001 in FDIC branch records. It opens on Saturday.

  • Ridgewood Branch
    103 Franklin Ave, 07450
    (201) 493-1803Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026

Valley Bank: profile, branches and contacts
Visions Credit Union 1 office · main office Endicott, NY Credit union · 1

Visions Credit Union has 1 office in Ridgewood, 16 across New Jersey. It is based in Endicott, NY and $5.25 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Ridgewood
    179 E Ridgewood Ave, 07450
    (800) 242-2120Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Visions Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Ridgewood, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Ridgewood North Walnut Branch at 41 N Walnut St dates to 1928 in FDIC branch records. It opens on Saturday.

  • Ridgewood North Walnut Branch
    41 N Walnut St, 07450
    (201) 445-4440Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Ridgewood

1 credit union has 1 office here: Visions Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ridgewood page has every office in the state's directory.

Banking in Ridgewood: the local picture

Short answer: 12 banks run 12 branches in Ridgewood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 12 banks, 0 have their main office in Ridgewood, 4 elsewhere in New Jersey and 8 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 41 N Walnut St, dating to 1928; the newest is Fulton Bank's at 235 E Ridgewood Ave, from 2021.

The only credit union with an office here is Visions Credit Union.

Of the 8 locations with published hours. 8 open on Saturday. 5 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Ridgewood

Short answer: 8 of the 8 Ridgewood locations with published hours open on Saturday, run by 8 institutions.

  • Chase: 1 of 1 branch (84 E Ridgewood Ave: Saturday 9 am to 2 pm)
  • Bank of America: 1 of 1 branch (25 N Maple Ave: Saturday 9 am to 2 pm)
  • Wells Fargo: 1 of 1 branch (41 N Walnut St: Saturday 9 am to 2 pm)
  • Capital One: 1 of 1 branch (10 Godwin Ave: Saturday 9 am to 12 pm)
  • PNC Bank: 1 of 1 branch (41 Oak St: Saturday 9 am to 1 pm)
  • TD Bank: 1 of 1 branch (133 Franklin Ave: Saturday 9 am to 2 pm)
  • Valley Bank: 1 of 1 branch (103 Franklin Ave: Saturday 9 am to 12 pm)
  • Visions Credit Union: 1 of 1 office (179 E Ridgewood Ave: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Ridgewood, and where the nearest one is if they do not.

Short answer: In Ridgewood: Chase (1), Wells Fargo (1), Bank of America (1), PNC Bank (1), TD Bank (1). No branches in Ridgewood: U.S. Bank, Truist (nearest in Trenton, 59 mi), Fifth Third Bank, Huntington, Regions Bank, BMO.

BankIn RidgewoodNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
Bank of America1 branchhere
PNC Bank1 branchhere
TD Bank1 branchhere
U.S. BankNonenone in New Jersey
TruistNoneTrenton, 59 miles away
Fifth Third BankNonenone in New Jersey
HuntingtonNonenone in New Jersey
Regions BankNonenone in New Jersey
BMONonenone in New Jersey

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ridgewood to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ridgewood residents like anyone else.

Banks near Ridgewood

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Glen Rock (1 mile) and Waldwick (2 miles). Paramus, 3 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Ridgewood

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ridgewood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ridgewood by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ridgewood offices.

Short answer: Chase is the largest bank with offices in Ridgewood, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Citibank$1.98 trillionNo. 31Sioux Falls, SD
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
Capital One$662.16 billionNo. 71Mclean, VA
PNC Bank$609.77 billionNo. 81Wilmington, DE
TD Bank$342.80 billionNo. 131Wilmington, DE
Valley Bank$66.23 billionNo. 431Passaic, NJ
Fulton Bank$32.56 billionNo. 671Lancaster, PA
ConnectOne Bank$14.40 billionNo. 1331Englewood Cliffs, NJ

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ridgewood: FAQ

How many banks are in Ridgewood, NJ?

Ridgewood has 12 banks with 12 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Ridgewood?

Chase, with 1. Bank of America has 1 and Citibank has 1.

Is there a Chase in Ridgewood, NJ?

Yes. FDIC data lists 1 Chase branch in Ridgewood as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Ridgewood, NJ?

Yes. FDIC data lists 1 Bank of America branch in Ridgewood as of September 5, 2026. The address and directions are under Bank of America above.

Is there a Citibank in Ridgewood, NJ?

Yes. FDIC data lists 1 Citibank branch in Ridgewood as of September 5, 2026. The address and directions are under Citibank above.

Which banks in Ridgewood are open on Saturday?

Chase, Bank of America, Wells Fargo and Capital One and 4 more publish Saturday hours for one or more Ridgewood locations. The Saturday section above lists each one with its hours. 5 of the 13 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Ridgewood?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Ridgewood?

Visions Credit Union has an office in Ridgewood. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Ridgewood in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Ridgewood?

Nearby cities with more banks include Glen Rock, Waldwick, Hawthorne. Glen Rock is 1 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (7 of 12 branches: Bank of America, Capital One, Chase, PNC Bank, TD Bank, Valley Bank and 1 more)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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