US Bank Directory
Banks in Somerset, NJ
8 FDIC-insured banks operate 11 offices in Somerset, New Jersey, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Somerset
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 13 locations in Somerset, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Somerset
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, Bank of America and Wells Fargo have the most locations in Somerset, with 2 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 2
Bank of America has 2 branches in Somerset, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Somerset location is the Franklin Plaza Branch at 1229 Route 27, dating to 1967; the newest, at 1848 Easton Ave, to 1967. 1 of its 2 Somerset locations with published hours open on Saturday.
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Franklin Plaza Branch1229 Route 27, 08873
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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World'S Fair Drive Branch1848 Easton Ave, 08873
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Somerset, 189 across New Jersey and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Somerset location is the Somerset Easton Ave Branch at 940 Easton Ave, dating to 1919; the newest, at 460 Elizabeth Ave, to 2008. All 2 of its Somerset locations with published hours open on Saturday.
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Franklin Township Branch460 Elizabeth Ave, 08873
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Somerset Easton Ave Branch940 Easton Ave, 08873
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Somerset, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Somerset location is the Franklin Township Branch at 1373 Route 27, dating to 1988; the newest, at 439 Elizabeth Ave, to 1991. 1 of its 2 Somerset locations with published hours open on Saturday.
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Franklin Township Branch1373 Route 27, 08873
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Somerset Branch439 Elizabeth Ave, 08873
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Citizens Bank · 1
Citizens has 1 branch in Somerset, 107 across New Jersey and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Somerset Branch at 151 Pierce St dates to 2001 in FDIC branch records. It opens on Saturday.
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Somerset Branch151 Pierce St, 08873
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Financial Resources Credit Union Credit union · 1
Financial Resources Credit Union has 1 office in Somerset, 10 across New Jersey. It is based in Branchburg, NJ and $634.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Financial Resources Fcu-Easton Ave Branch780 Easton Ave, 08873
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Bank Bank · 1
First Bank has 1 branch in Somerset, 16 across New Jersey and 26 nationwide. FDIC records list its main office in Hamilton, NJ and show it operating since 2007. With $4.09 billion in total assets on June 30, 2026, it ranks No. 330 of 4,232 U.S. banks by total assets. The Franklin Branch at 225 Demott Ln dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin Branch225 Demott Ln, 08873
P S E Credit Union Credit union · 1
P S E Credit Union has 1 office in Somerset, 1 across New Jersey. It is based in Somerset, NJ and $13.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office472 Weston Canal Rd, 08873
All hours
Mon to Fri 6 am to 7 am; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Somerset, 174 across New Jersey and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Somerset Branch at 675 Franklin Blvd dates to 1987 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Somerset Branch675 Franklin Blvd, 08873
Somerset Regal Bank Bank · 1
Somerset Regal Bank has 1 branch in Somerset, 14 across New Jersey and 14 nationwide. FDIC records list its main office in Bound Brook, NJ and show it operating since 1887. With $1.19 billion in total assets on June 30, 2026, it ranks No. 902 of 4,232 U.S. banks by total assets. The Franklin Township Branch at 464 Elizabeth Ave dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklin Township Branch464 Elizabeth Ave, 08873
Unity Bank Bank · 1
Unity Bank has 1 branch in Somerset, 20 across New Jersey and 22 nationwide. FDIC records list its main office in Clinton, NJ and show it operating since 1991. With $3.18 billion in total assets on June 30, 2026, it ranks No. 406 of 4,232 U.S. banks by total assets. The Somerset Branch at 120 Cedar Grove Ln dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Somerset Branch120 Cedar Grove Ln, 08873
Join a credit union in Somerset
2 credit unions have 2 offices here: Financial Resources Credit Union and P S E Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Somerset page has every office in the state's directory.
Banking in Somerset: the local picture
Short answer: 8 banks run 11 branches in Somerset according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Somerset, 3 elsewhere in New Jersey and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 940 Easton Ave, dating to 1919; the newest is First Bank's at 225 Demott Ln, from 2013.
2 credit unions have 2 offices in Somerset, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 5 open on Saturday. 4 locations have no published hours in these sources.
Banks open on Saturday in Somerset
Short answer: 5 of the 9 Somerset locations with published hours open on Saturday, run by 4 institutions.
- Chase: 2 of 2 branches (460 Elizabeth Ave: Saturday 9 am to 2 pm, and 1 more)
- Bank of America: 1 of 2 branches (1229 Route 27: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 2 branches (1373 Route 27: Saturday 9 am to 2 pm)
- Citizens: 1 of 1 branch (151 Pierce St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Somerset, and where the nearest one is if they do not.
Short answer: In Somerset: Chase (2), Wells Fargo (2), Bank of America (2), PNC Bank (1). No branches in Somerset: U.S. Bank, Truist (nearest in Trenton, 21 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in New Brunswick, 4 mi), BMO.
| Bank | In Somerset | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 2 branches | here |
| PNC Bank | 1 branch | here |
| U.S. Bank | None | none in New Jersey |
| Truist | None | Trenton, 21 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| TD Bank | None | New Brunswick, 4 miles away |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Somerset to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Somerset residents like anyone else.
Banks near Somerset
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are New Brunswick (4 miles) and Bound Brook (4 miles). New Brunswick, 4 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in New Brunswick, NJ | 4 mi | 11 | 12 |
| Banks in Bound Brook, NJ | 4 mi | 3 | 3 |
| Banks in North Brunswick, NJ | 4 mi | 9 | 11 |
| Banks in Manville, NJ | 5 mi | 2 | 2 |
| Banks in Highland Park, NJ | 5 mi | 3 | 3 |
| Banks in Middlesex, NJ | 5 mi | 4 | 4 |
| Banks in Piscataway, NJ | 5 mi | 10 | 10 |
| Banks in Milltown, NJ | 6 mi | 3 | 3 |
Bank branch openings and closings in Somerset
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Somerset between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Somerset
Short answer: 1 institution has its main office in Somerset: P S E Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| P S E Credit Union | Credit union | $13.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Somerset by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Somerset offices.
Short answer: Chase is the largest bank with offices in Somerset, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| First Bank | $4.09 billion | No. 330 | 1 | Hamilton, NJ |
| Unity Bank | $3.18 billion | No. 406 | 1 | Clinton, NJ |
| Somerset Regal Bank | $1.19 billion | No. 902 | 1 | Bound Brook, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Somerset: FAQ
How many banks are in Somerset, NJ?
Somerset has 8 banks with 11 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Somerset?
Chase, with 2. Bank of America has 2 and Wells Fargo has 2.
Is there a Chase in Somerset, NJ?
Yes. FDIC data lists 2 Chase branches in Somerset as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in Somerset, NJ?
Yes. FDIC data lists 2 Bank of America branches in Somerset as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Wells Fargo in Somerset, NJ?
Yes. FDIC data lists 2 Wells Fargo branches in Somerset as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Which banks in Somerset are open on Saturday?
Chase, Bank of America, Wells Fargo and Citizens publish Saturday hours for one or more Somerset locations. The Saturday section above lists each one with its hours. 4 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Somerset?
P S E Credit Union has its main office in Somerset, according to the FDIC and the NCUA.
What is the oldest bank in Somerset?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Somerset?
Financial Resources Credit Union and P S E Credit Union have offices in Somerset. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Somerset in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Somerset?
Nearby cities with more banks include New Brunswick, Bound Brook, North Brunswick. New Brunswick is 4 miles away with 11 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (7 of 11 branches: Bank of America, Chase, Citizens, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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