US Bank Directory
Banks in Middlesex, NJ
4 FDIC-insured banks operate 4 offices in Middlesex, New Jersey, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Middlesex
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Middlesex, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Middlesex
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Middlesex, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Middlesex, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Middlesex Branch at 1285 Bound Brook Rd dates to 1970 in FDIC branch records. Its published hours do not list Saturday.
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Middlesex Branch1285 Bound Brook Rd, 08846
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Public Service Credit Union Credit union · 1
Public Service Credit Union has 1 office in Middlesex, 1 across New Jersey. It is based in Middlesex, NJ and $40.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office619 Union Ave, 08846
All hours
Mon to Fri 7:30 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Somerset Regal Bank Bank · 1
Somerset Regal Bank has 1 branch in Middlesex, 14 across New Jersey and 14 nationwide. FDIC records list its main office in Bound Brook, NJ and show it operating since 1887. With $1.19 billion in total assets on June 30, 2026, it ranks No. 902 of 4,232 U.S. banks by total assets. The Middlesex at 1305 Bound Brook Rd dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Middlesex1305 Bound Brook Rd, 08846
Unity Bank Bank · 1
Unity Bank has 1 branch in Middlesex, 20 across New Jersey and 22 nationwide. FDIC records list its main office in Clinton, NJ and show it operating since 1991. With $3.18 billion in total assets on June 30, 2026, it ranks No. 406 of 4,232 U.S. banks by total assets. The Middlesex Branch at 1230 Bound Brook Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Middlesex Branch1230 Bound Brook Rd, 08846
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Middlesex, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Middlesex Branch at 444 Union Ave dates to 1970 in FDIC branch records. It opens on Saturday.
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Middlesex Branch444 Union Ave, 08846
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Middlesex
1 credit union has 1 office here: Public Service Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Middlesex page has every office in the state's directory.
Banking in Middlesex: the local picture
Short answer: 4 banks run 4 branches in Middlesex according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Middlesex, 2 elsewhere in New Jersey and 2 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Somerset Regal Bank's office at 1305 Bound Brook Rd, dating to 1887; the newest is Unity Bank's at 1230 Bound Brook Rd, from 2007.
The only credit union with an office here is Public Service Credit Union.
Of the 3 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Banks open on Saturday in Middlesex
Short answer: 1 of the 3 Middlesex locations with published hours opens on Saturday, run by 1 institution.
- Wells Fargo: 1 of 1 branch (444 Union Ave: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Middlesex, and where the nearest one is if they do not.
Short answer: In Middlesex: Wells Fargo (1), Bank of America (1). No branches in Middlesex: Chase (nearest in Bound Brook, 2 mi), PNC Bank (nearest in Green Brook, 2 mi), U.S. Bank, Truist (nearest in Ewing, 25 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Green Brook, 2 mi), BMO.
| Bank | In Middlesex | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| Chase | None | Bound Brook, 2 miles away |
| PNC Bank | None | Green Brook, 2 miles away |
| U.S. Bank | None | none in New Jersey |
| Truist | None | Ewing, 25 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| TD Bank | None | Green Brook, 2 miles away |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Middlesex to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Middlesex residents like anyone else.
Banks near Middlesex
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bound Brook (2 miles) and Green Brook (2 miles). Piscataway, 4 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bound Brook, NJ | 2 mi | 3 | 3 |
| Banks in Green Brook, NJ | 2 mi | 3 | 3 |
| Banks in Dunellen, NJ | 2 mi | 3 | 3 |
| Banks in Warren, NJ | 3 mi | 8 | 9 |
| Banks in Piscataway, NJ | 4 mi | 10 | 10 |
| Banks in North Plainfield, NJ | 5 mi | 5 | 6 |
| Banks in Somerset, NJ | 5 mi | 8 | 11 |
| Banks in South Plainfield, NJ | 5 mi | 9 | 10 |
Bank branch openings and closings in Middlesex
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Middlesex between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Middlesex
Short answer: 1 institution has its main office in Middlesex: Public Service Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Public Service Credit Union | Credit union | $40.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Middlesex by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Middlesex offices.
Short answer: Bank of America is the largest bank with offices in Middlesex, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Unity Bank | $3.18 billion | No. 406 | 1 | Clinton, NJ |
| Somerset Regal Bank | $1.19 billion | No. 902 | 1 | Bound Brook, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Middlesex: FAQ
How many banks are in Middlesex, NJ?
Middlesex has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Middlesex?
Bank of America, with 1. Wells Fargo has 1 and Unity Bank has 1.
Is there a Bank of America in Middlesex, NJ?
Yes. FDIC data lists 1 Bank of America branch in Middlesex as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Middlesex, NJ?
Yes. FDIC data lists 1 Wells Fargo branch in Middlesex as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Unity Bank in Middlesex, NJ?
Yes. FDIC data lists 1 Unity Bank branch in Middlesex as of September 5, 2026. The address and directions are under Unity Bank above.
Is there a Chase in Middlesex, NJ?
No. FDIC data lists no Chase branch in Middlesex as of September 5, 2026. The nearest is in Bound Brook, about 2 miles away in a straight line.
Which banks in Middlesex are open on Saturday?
Wells Fargo publishes Saturday hours for one or more Middlesex locations. The Saturday section above lists each one with its hours. 2 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Middlesex?
Public Service Credit Union has its main office in Middlesex, according to the FDIC and the NCUA.
What is the oldest bank in Middlesex?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Middlesex?
Public Service Credit Union has an office in Middlesex. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Middlesex in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Middlesex?
Nearby cities with more banks include Bound Brook, Green Brook, Dunellen. Bound Brook is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 4 branches: Bank of America, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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