US Bank Directory

Banks in Raritan, NJ

3 FDIC-insured banks operate 3 offices in Raritan, New Jersey, and 2 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Raritan

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 6 locations in Raritan, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 5 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Raritan

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: PNC Bank, TD Bank and Somerset Regal Bank have the most locations in Raritan, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Financial Resources Credit Union 2 offices · main office Branchburg, NJ Credit union · 2

Financial Resources Credit Union has 2 officees in Raritan, 10 across New Jersey. It is based in Branchburg, NJ and $634.2 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Raritan locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Financial Resources Fcu-C/O Janssen Pharmaceutical Cos. Of J&J
    1000 Us Highway 202, 08869
    (908) 218-7661Today 10:30 am to 2 pm
    All hours

    Mon 10:30 am to 2 pm; Tue not published; Wed 10:30 am to 2 pm; Thu to Sun not published

    Hours: NCUA, March 31, 2026

  • Financial Resources Fcu -C/O Ortho Clinical Diagnostics
    1001 Us Highway 202, 08869
    (908) 704-3949Today: hours not published
    All hours

    Mon not published; Tue 10:30 am to 2 pm; Wed not published; Thu 10:30 am to 2 pm; Fri to Sun not published

    Hours: NCUA, March 31, 2026

Financial Resources Credit Union: profile, branches and contacts
First Point Credit Union 1 office · main office Hamilton, NJ Credit union · 1

First Point Credit Union has 1 office in Raritan, 2 across New Jersey. It is based in Hamilton, NJ and $25.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Raritan
    1130 Us Highway 202 Ste B4, 08869
    (908) 704-9009Today 2:30 pm to 5 pm
    All hours

    Mon to Fri 2:30 pm to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

First Point Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Raritan, 174 across New Jersey and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Raritan Valley Branch at 555 Route 28 dates to 1987 in FDIC branch records. It opens on Saturday.

  • Raritan Valley Branch
    555 Route 28, 08869
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Somerset Regal Bank 1 branch · main office Bound Brook, NJ Bank · 1

Somerset Regal Bank has 1 branch in Raritan, 14 across New Jersey and 14 nationwide. FDIC records list its main office in Bound Brook, NJ and show it operating since 1887. With $1.19 billion in total assets on June 30, 2026, it ranks No. 902 of 4,232 U.S. banks by total assets. The Raritan at 802 Somerset Street dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Somerset Regal Bank: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Raritan, 208 across New Jersey and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Raritan Branch at 34 E Somerset St dates to 1994 in FDIC branch records. It opens on Saturday.

  • Raritan Branch
    34 E Somerset St, 08869
    (908) 218-9898Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts

Join a credit union in Raritan

2 credit unions have 3 offices here: Financial Resources Credit Union and First Point Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Raritan page has every office in the state's directory.

Banking in Raritan: the local picture

Short answer: 3 banks run 3 branches in Raritan according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Raritan, 1 elsewhere in New Jersey and 2 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Somerset Regal Bank's office at 802 Somerset Street, dating to 1887; the newest is TD Bank's at 34 E Somerset St, from 1994.

2 credit unions have 3 offices in Raritan, according to the NCUA. Who can join each one is on the credit unions page.

Of the 5 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.

Banks open on Saturday in Raritan

Short answer: 2 of the 5 Raritan locations with published hours open on Saturday, run by 2 institutions.

  • PNC Bank: 1 of 1 branch (555 Route 28: Saturday 9 am to 1 pm)
  • TD Bank: 1 of 1 branch (34 E Somerset St: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Raritan, and where the nearest one is if they do not.

Short answer: In Raritan: PNC Bank (1), TD Bank (1). No branches in Raritan: Chase (nearest in Somerville, 1 mi), Wells Fargo (nearest in Somerville, 1 mi), Bank of America (nearest in Somerville, 1 mi), U.S. Bank, Truist (nearest in Ewing, 22 mi), Fifth Third Bank, Huntington, Regions Bank, BMO.

BankIn RaritanNearest branch if none here
PNC Bank1 branchhere
TD Bank1 branchhere
ChaseNoneSomerville, 1 mile away
Wells FargoNoneSomerville, 1 mile away
Bank of AmericaNoneSomerville, 1 mile away
U.S. BankNonenone in New Jersey
TruistNoneEwing, 22 miles away
Fifth Third BankNonenone in New Jersey
HuntingtonNonenone in New Jersey
Regions BankNonenone in New Jersey
BMONonenone in New Jersey

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Raritan to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Raritan residents like anyone else.

Banks near Raritan

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Somerville (1 mile) and Bridgewater (1 mile). Somerville, 1 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Raritan

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Raritan between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Raritan by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Raritan offices.

Short answer: PNC Bank is the largest bank with offices in Raritan, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. TD Bank is second with $342.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
PNC Bank$609.77 billionNo. 81Wilmington, DE
TD Bank$342.80 billionNo. 131Wilmington, DE
Somerset Regal Bank$1.19 billionNo. 9021Bound Brook, NJ

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Raritan: FAQ

How many banks are in Raritan, NJ?

Raritan has 3 banks with 3 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Raritan?

PNC Bank, with 1. TD Bank has 1 and Somerset Regal Bank has 1.

Is there a PNC Bank in Raritan, NJ?

Yes. FDIC data lists 1 PNC Bank branch in Raritan as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a TD Bank in Raritan, NJ?

Yes. FDIC data lists 1 TD Bank branch in Raritan as of September 5, 2026. The address and directions are under TD Bank above.

Is there a Somerset Regal Bank in Raritan, NJ?

Yes. FDIC data lists 1 Somerset Regal Bank branch in Raritan as of September 5, 2026. The address and directions are under Somerset Regal Bank above.

Is there a Chase in Raritan, NJ?

No. FDIC data lists no Chase branch in Raritan as of September 5, 2026. The nearest is in Somerville, about 1 miles away in a straight line.

Which banks in Raritan are open on Saturday?

PNC Bank and TD Bank publish Saturday hours for one or more Raritan locations. The Saturday section above lists each one with its hours. 1 of the 6 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Raritan?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Raritan?

Financial Resources Credit Union and First Point Credit Union have offices in Raritan. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Raritan in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Raritan?

Nearby cities with more banks include Somerville, Bridgewater, Manville. Somerville is 1 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (2 of 3 branches: PNC Bank, TD Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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