US Bank Directory
Banks in Phillipsburg, NJ
6 FDIC-insured banks operate 6 offices in Phillipsburg, New Jersey, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Phillipsburg
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 8 locations in Phillipsburg, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Phillipsburg
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Phillipsburg, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 1
Chase has 1 branch in Phillipsburg, 189 across New Jersey and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Phillipsburg Roseberry Branch at 306 Roseberry St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Phillipsburg Roseberry Branch306 Roseberry St, 08865
First Commonwealth Credit Union Credit union · 1
First Commonwealth Credit Union has 1 office in Phillipsburg, 1 across New Jersey. It is based in Lehigh Valley, PA and $1.48 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Phillipsburg501 Baltimore St, 08865
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Irco Community Credit Union Credit union · 1
Irco Community Credit Union has 1 office in Phillipsburg, 1 across New Jersey. It is based in Phillipsburg, NJ and $94.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office450 Hillcrest Blvd, 08865
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Phillipsburg, 174 across New Jersey and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Hillcrest Nj Branch at 755 Memorial Pkwy dates to 1963 in FDIC branch records. It opens on Saturday.
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Hillcrest Nj Branch755 Memorial Pkwy, 08865
All hours
Mon not published; Tue to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Provident Bank Bank · 1
Provident Bank has 1 branch in Phillipsburg, 131 across New Jersey and 139 nationwide. FDIC records list its main office in Jersey City, NJ and show it operating since 1839. With $25.65 billion in total assets on June 30, 2026, it ranks No. 84 of 4,232 U.S. banks by total assets. The Phillipsburg Branch at 190 Roseberry St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Phillipsburg Branch190 Roseberry St, 08865
TD Bank Bank · 1
TD Bank has 1 branch in Phillipsburg, 208 across New Jersey and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Phillipsburg Branch at 1321 Route 22 dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Phillipsburg Branch1321 Route 22, 08865
Unity Bank Bank · 1
Unity Bank has 1 branch in Phillipsburg, 20 across New Jersey and 22 nationwide. FDIC records list its main office in Clinton, NJ and show it operating since 1991. With $3.18 billion in total assets on June 30, 2026, it ranks No. 406 of 4,232 U.S. banks by total assets. The Phillipsburg Branch at 1225 Us - 22 W dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Phillipsburg Branch1225 Us - 22 W, 08865
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Phillipsburg, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Phillipsburg Pohatcong Branch at 1230 Us Highway 22 dates to 1976 in FDIC branch records. It opens on Saturday.
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Phillipsburg Pohatcong Branch1230 Us Highway 22, 08865
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Phillipsburg
2 credit unions have 2 offices here: First Commonwealth Credit Union and Irco Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Phillipsburg page has every office in the state's directory.
Banking in Phillipsburg: the local picture
Short answer: 6 banks run 6 branches in Phillipsburg according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Phillipsburg, 2 elsewhere in New Jersey and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 755 Memorial Pkwy, dating to 1963; the newest is Chase's at 306 Roseberry St, from 2017.
2 credit unions have 2 offices in Phillipsburg, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 4 open on Saturday. 4 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Phillipsburg
Short answer: 4 of the 4 Phillipsburg locations with published hours open on Saturday, run by 4 institutions.
- Wells Fargo: 1 of 1 branch (1230 Us Highway 22: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (755 Memorial Pkwy: Saturday 9 am to 1 pm)
- First Commonwealth Credit Union: 1 of 1 office (501 Baltimore St: Saturday 9 am to 1 pm)
- Irco Community Credit Union: 1 of 1 office (450 Hillcrest Blvd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Phillipsburg, and where the nearest one is if they do not.
Short answer: In Phillipsburg: Chase (1), Wells Fargo (1), PNC Bank (1), TD Bank (1). No branches in Phillipsburg: Bank of America (nearest in Clinton, 13 mi), U.S. Bank, Truist (nearest in Ewing, 35 mi), Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Phillipsburg | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| PNC Bank | 1 branch | here |
| TD Bank | 1 branch | here |
| Bank of America | None | Clinton, 13 miles away |
| U.S. Bank | None | none in New Jersey |
| Truist | None | Ewing, 35 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Phillipsburg to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Phillipsburg residents like anyone else.
Banks near Phillipsburg
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Washington (10 miles) and Belvidere (11 miles). Flemington, 20 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Washington, NJ | 10 mi | 2 | 2 |
| Banks in Belvidere, NJ | 11 mi | 2 | 2 |
| Banks in Clinton, NJ | 14 mi | 8 | 8 |
| Banks in Flemington, NJ | 20 mi | 11 | 11 |
| Banks in Hackettstown, NJ | 21 mi | 8 | 9 |
| Banks in Whitehouse Station, NJ | 22 mi | 5 | 5 |
| Banks in Blairstown, NJ | 22 mi | 3 | 3 |
| Banks in Budd Lake, NJ | 25 mi | 2 | 2 |
Bank branch openings and closings in Phillipsburg
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Phillipsburg between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Phillipsburg
Short answer: 1 institution has its main office in Phillipsburg: Irco Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Irco Community Credit Union | Credit union | $94.6 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Phillipsburg by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Phillipsburg offices.
Short answer: Chase is the largest bank with offices in Phillipsburg, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Provident Bank | $25.65 billion | No. 84 | 1 | Jersey City, NJ |
| Unity Bank | $3.18 billion | No. 406 | 1 | Clinton, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Phillipsburg: FAQ
How many banks are in Phillipsburg, NJ?
Phillipsburg has 6 banks with 6 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Phillipsburg?
Chase, with 1. Wells Fargo has 1 and PNC Bank has 1.
Is there a Chase in Phillipsburg, NJ?
Yes. FDIC data lists 1 Chase branch in Phillipsburg as of September 5, 2026. The address and directions are under Chase above.
Is there a Wells Fargo in Phillipsburg, NJ?
Yes. FDIC data lists 1 Wells Fargo branch in Phillipsburg as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Phillipsburg, NJ?
Yes. FDIC data lists 1 PNC Bank branch in Phillipsburg as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Bank of America in Phillipsburg, NJ?
No. FDIC data lists no Bank of America branch in Phillipsburg as of September 5, 2026. The nearest is in Clinton, about 13 miles away in a straight line.
Which banks in Phillipsburg are open on Saturday?
Wells Fargo, PNC Bank, First Commonwealth Credit Union and Irco Community Credit Union publish Saturday hours for one or more Phillipsburg locations. The Saturday section above lists each one with its hours. 4 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Phillipsburg?
Irco Community Credit Union has its main office in Phillipsburg, according to the FDIC and the NCUA.
What is the oldest bank in Phillipsburg?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Phillipsburg?
First Commonwealth Credit Union and Irco Community Credit Union have offices in Phillipsburg. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Phillipsburg in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Phillipsburg?
Nearby cities with more banks include Washington, Belvidere, Clinton. Washington is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 6 branches: PNC Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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