US Bank Directory
Banks in Budd Lake, NJ
2 FDIC-insured banks operate 2 offices in Budd Lake, New Jersey.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Budd Lake
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Budd Lake, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Budd Lake
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: PNC Bank and Valley Bank have the most locations in Budd Lake, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
PNC Bank Bank · 1
PNC Bank has 1 branch in Budd Lake, 174 across New Jersey and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Budd Lake Branch at 100 Route 46 dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Budd Lake Branch100 Route 46, 07828
Valley Bank Bank · 1
Valley Bank has 1 branch in Budd Lake, 127 across New Jersey and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Mount Olive Branch at 342 Route Us 46 dates to 1888 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Mount Olive Branch342 Route Us 46, 07828
Banking in Budd Lake: the local picture
Short answer: 2 banks run 2 branches in Budd Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Budd Lake, 1 elsewhere in New Jersey and 1 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Valley Bank's office at 342 Route Us 46, dating to 1888; the newest is PNC Bank's at 100 Route 46, from 1972.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Budd Lake, and where the nearest one is if they do not.
Short answer: In Budd Lake: PNC Bank (1). No branches in Budd Lake: Chase (nearest in Hackettstown, 4 mi), Wells Fargo (nearest in Flanders, 2 mi), Bank of America (nearest in Flanders, 4 mi), U.S. Bank, Truist (nearest in Ewing, 41 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Hackettstown, 2 mi), BMO.
| Bank | In Budd Lake | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Chase | None | Hackettstown, 4 miles away |
| Wells Fargo | None | Flanders, 2 miles away |
| Bank of America | None | Flanders, 4 miles away |
| U.S. Bank | None | none in New Jersey |
| Truist | None | Ewing, 41 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| TD Bank | None | Hackettstown, 2 miles away |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Budd Lake to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Budd Lake residents like anyone else.
Banks near Budd Lake
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Flanders (3 miles) and Hackettstown (4 miles). Hackettstown, 4 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Flanders, NJ | 3 mi | 3 | 4 |
| Banks in Hackettstown, NJ | 4 mi | 8 | 9 |
| Banks in Stanhope, NJ | 4 mi | 3 | 3 |
| Banks in Succasunna, NJ | 6 mi | 5 | 5 |
| Banks in Chester, NJ | 7 mi | 5 | 5 |
| Banks in Randolph, NJ | 10 mi | 7 | 7 |
| Banks in Lake Hopatcong, NJ | 10 mi | 2 | 2 |
| Banks in Dover, NJ | 10 mi | 6 | 6 |
Bank branch openings and closings in Budd Lake
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Budd Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Budd Lake by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Budd Lake offices.
Short answer: PNC Bank is the largest bank with offices in Budd Lake, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Valley Bank is second with $66.23 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Valley Bank | $66.23 billion | No. 43 | 1 | Passaic, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Budd Lake: FAQ
How many banks are in Budd Lake, NJ?
Budd Lake has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Budd Lake?
PNC Bank, with 1. Valley Bank has 1.
Is there a PNC Bank in Budd Lake, NJ?
Yes. FDIC data lists 1 PNC Bank branch in Budd Lake as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Valley Bank in Budd Lake, NJ?
Yes. FDIC data lists 1 Valley Bank branch in Budd Lake as of September 5, 2026. The address and directions are under Valley Bank above.
Is there a Chase in Budd Lake, NJ?
No. FDIC data lists no Chase branch in Budd Lake as of September 5, 2026. The nearest is in Hackettstown, about 4 miles away in a straight line.
What is the oldest bank in Budd Lake?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Did any bank branches open or close in Budd Lake in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Budd Lake?
Nearby cities with more banks include Flanders, Hackettstown, Stanhope. Flanders is 3 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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