US Bank Directory
Banks in Ocean, NJ
5 FDIC-insured banks operate 5 offices in Ocean, New Jersey.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Ocean
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Ocean, according to the FDIC. 5 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ocean
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Ocean, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Ocean, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Ocean Branch at 1100 State Route 35 dates to 1970 in FDIC branch records. It opens on Saturday.
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Ocean Branch1100 State Route 35, 07712
All hours
Mon to Thu closed; Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Manasquan Bank Bank · 1
Manasquan Bank has 1 branch in Ocean, 15 across New Jersey and 15 nationwide. FDIC records list its main office in Manasquan, NJ and show it operating since 1874. With $3.59 billion in total assets on June 30, 2026, it ranks No. 367 of 4,232 U.S. banks by total assets. The 1115 Highway 35 North at 1115 Highway 35 dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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1115 Highway 35 North1115 Highway 35, 07712
Santander Bank · 1
Santander has 1 branch in Ocean, 86 across New Jersey and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Cobblestone Plaza Branch at 901 W Park Ave dates to 1988 in FDIC branch records. It opens on Saturday.
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Cobblestone Plaza Branch901 W Park Ave, 07712
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Ocean, 208 across New Jersey and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Ocean Township Branch at 802 W Park Ave dates to 2000 in FDIC branch records. It opens on Saturday.
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Ocean Township Branch802 W Park Ave, 07712
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Ocean, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Ocean Township Branch at 1011 State Route 35 dates to 1959 in FDIC branch records. It opens on Saturday.
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Ocean Township Branch1011 State Route 35, 07712
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Banking in Ocean: the local picture
Short answer: 5 banks run 5 branches in Ocean according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Ocean, 1 elsewhere in New Jersey and 4 out of state, according to the FDIC.
The bank with the longest record here is TD Bank, operating since 1852 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 1011 State Route 35, dating to 1959; the newest is Manasquan Bank's at 1115 Highway 35, from 2017.
Of the 4 locations with published hours. 4 open on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Ocean
Short answer: 4 of the 4 Ocean locations with published hours open on Saturday, run by 4 institutions.
- Bank of America: 1 of 1 branch (1100 State Route 35: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (1011 State Route 35: Saturday 9 am to 2 pm)
- TD Bank: 1 of 1 branch (802 W Park Ave: Saturday 9 am to 1 pm)
- Santander: 1 of 1 branch (901 W Park Ave: Saturday 9 am to 1 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ocean, and where the nearest one is if they do not.
Short answer: In Ocean: Wells Fargo (1), Bank of America (1), TD Bank (1). No branches in Ocean: Chase (nearest in Neptune, 3 mi), PNC Bank (nearest in Asbury Park, 2 mi), U.S. Bank, Truist (nearest in New Egypt, 29 mi), Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Ocean | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| TD Bank | 1 branch | here |
| Chase | None | Neptune, 3 miles away |
| PNC Bank | None | Asbury Park, 2 miles away |
| U.S. Bank | None | none in New Jersey |
| Truist | None | New Egypt, 29 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ocean to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ocean residents like anyone else.
Banks near Ocean
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Oakhurst (1 mile) and Neptune (2 miles). Neptune, 2 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Oakhurst, NJ | 1 mi | 4 | 4 |
| Banks in Neptune, NJ | 2 mi | 6 | 6 |
| Banks in Asbury Park, NJ | 2 mi | 2 | 2 |
| Banks in Eatontown, NJ | 3 mi | 4 | 4 |
| Banks in West Long Branch, NJ | 3 mi | 3 | 3 |
| Banks in Bradley Beach, NJ | 3 mi | 3 | 3 |
| Banks in Tinton Falls, NJ | 4 mi | 3 | 3 |
| Banks in Long Branch, NJ | 4 mi | 5 | 5 |
Bank branch openings and closings in Ocean
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ocean between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ocean by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ocean offices.
Short answer: Bank of America is the largest bank with offices in Ocean, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Manasquan Bank | $3.59 billion | No. 367 | 1 | Manasquan, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ocean: FAQ
How many banks are in Ocean, NJ?
Ocean has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Ocean?
Bank of America, with 1. Wells Fargo has 1 and TD Bank has 1.
Is there a Bank of America in Ocean, NJ?
Yes. FDIC data lists 1 Bank of America branch in Ocean as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Ocean, NJ?
Yes. FDIC data lists 1 Wells Fargo branch in Ocean as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a TD Bank in Ocean, NJ?
Yes. FDIC data lists 1 TD Bank branch in Ocean as of September 5, 2026. The address and directions are under TD Bank above.
Is there a Chase in Ocean, NJ?
No. FDIC data lists no Chase branch in Ocean as of September 5, 2026. The nearest is in Neptune, about 3 miles away in a straight line.
Which banks in Ocean are open on Saturday?
Bank of America, Wells Fargo, TD Bank and Santander publish Saturday hours for one or more Ocean locations. The Saturday section above lists each one with its hours. 1 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Ocean?
TD Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1852.
Did any bank branches open or close in Ocean in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ocean?
Nearby cities with more banks include Oakhurst, Neptune, Asbury Park. Oakhurst is 1 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (4 of 5 branches: Bank of America, Santander, TD Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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