US Bank Directory

Banks in Neptune, NJ

6 FDIC-insured banks operate 6 offices in Neptune, New Jersey, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Neptune

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 9 locations in Neptune, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 7 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Neptune

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 6 banks share the most locations in Neptune, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Neptune, 189 across New Jersey and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Neptune Banking Center Branch at 3550 State Route 66 dates to 2005 in FDIC branch records. It opens on Saturday.

  • Neptune Banking Center Branch
    3550 State Route 66, 07753
    (732) 922-0797Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
First Financial Credit Union 1 office · main office Freehold, NJ Credit union · 1

First Financial Credit Union has 1 office in Neptune, 4 across New Jersey. It is based in Freehold, NJ and $175.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Neptune Branch
    783 Wayside Rd, 07753
    (732) 312-1500Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

First Financial Credit Union: profile, branches and contacts
Kearny Bank 1 branch · main office Kearny, NJ Bank · 1

Kearny Bank has 1 branch in Neptune, 37 across New Jersey and 40 nationwide. FDIC records list its main office in Kearny, NJ and show it operating since 1884. With $7.67 billion in total assets on June 30, 2026, it ranks No. 205 of 4,232 U.S. banks by total assets. The Neptune City Branch at 300 W Sylvania Ave dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Neptune City Branch
    300 W Sylvania Ave, 07753
    Hours: see the bank's site
Kearny Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Neptune, 174 across New Jersey and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The West Grove Branch at 25 S Main St dates to 2002 in FDIC branch records. It opens on Saturday.

  • West Grove Branch
    25 S Main St, 07753
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Saker Shop Rite Credit Union 1 office · main office Holmdel, NJ Credit union · 1

Saker Shop Rite Credit Union has 1 office in Neptune, 1 across New Jersey. It is based in Holmdel, NJ and $7.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2200 State Route 66, 07753
    (732) 774-4798Today 10 am to 3 pm
    All hours

    Mon to Fri 10 am to 3 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Saker Shop Rite Credit Union: profile, branches and contacts
Santander Santander Bank, N.A. · 1 branch · main office Wilmington, DE Bank · 1

Santander has 1 branch in Neptune, 86 across New Jersey and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Neptune Branch at 1600 Corlies Ave dates to 1874 in FDIC branch records. It opens on Saturday.

  • Neptune Branch
    1600 Corlies Ave, 07753
    (732) 988-7450Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Santander branch locator (All The Places), checked Oct 10, 2026

Santander: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Neptune, 208 across New Jersey and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Neptune Branch at 2200 State Route 66 dates to 2002 in FDIC branch records. It opens on Saturday.

  • Neptune Branch
    2200 State Route 66, 07753
    (732) 774-3895Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts
United Teletech Financial Credit Union 1 office · main office Tinton Falls, NJ Credit union · 1

United Teletech Financial Credit Union has 1 office in Neptune, 6 across New Jersey. It is based in Tinton Falls, NJ and $329.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Neptune
    3636 State Route 33, 07753
    (732) 530-8100Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

United Teletech Financial Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Neptune, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Neptune Community Branch at 2433 Corlies Avenue dates to 1968 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Neptune Community Branch
    2433 Corlies Avenue, 07753
    Hours: see the bank's site
Wells Fargo: profile, branches and contacts

Join a credit union in Neptune

3 credit unions have 3 offices here: United Teletech Financial Credit Union, First Financial Credit Union and Saker Shop Rite Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Neptune page has every office in the state's directory.

Banking in Neptune: the local picture

Short answer: 6 banks run 6 branches in Neptune according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Neptune, 1 elsewhere in New Jersey and 5 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Santander's office at 1600 Corlies Ave, dating to 1874; the newest is Chase's at 3550 State Route 66, from 2005.

3 credit unions have 3 offices in Neptune, according to the NCUA. Who can join each one is on the credit unions page.

Of the 7 locations with published hours. 5 open on Saturday. 2 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Neptune

Short answer: 5 of the 7 Neptune locations with published hours open on Saturday, run by 5 institutions.

  • Chase: 1 of 1 branch (3550 State Route 66: Saturday 9 am to 2 pm)
  • PNC Bank: 1 of 1 branch (25 S Main St: Saturday 9 am to 1 pm)
  • TD Bank: 1 of 1 branch (2200 State Route 66: Saturday 9 am to 2 pm)
  • Santander: 1 of 1 branch (1600 Corlies Ave: Saturday 9 am to 1 pm)
  • First Financial Credit Union: 1 of 1 office (783 Wayside Rd: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Neptune, and where the nearest one is if they do not.

Short answer: In Neptune: Chase (1), Wells Fargo (1), PNC Bank (1), TD Bank (1). No branches in Neptune: Bank of America (nearest in Ocean, 2 mi), U.S. Bank, Truist (nearest in New Egypt, 28 mi), Fifth Third Bank, Huntington, Regions Bank, BMO.

BankIn NeptuneNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
PNC Bank1 branchhere
TD Bank1 branchhere
Bank of AmericaNoneOcean, 2 miles away
U.S. BankNonenone in New Jersey
TruistNoneNew Egypt, 28 miles away
Fifth Third BankNonenone in New Jersey
HuntingtonNonenone in New Jersey
Regions BankNonenone in New Jersey
BMONonenone in New Jersey

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Neptune to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Neptune residents like anyone else.

Banks near Neptune

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bradley Beach (2 miles) and Asbury Park (2 miles). Ocean, 2 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Neptune

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Neptune between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Neptune by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Neptune offices.

Short answer: Chase is the largest bank with offices in Neptune, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
PNC Bank$609.77 billionNo. 81Wilmington, DE
TD Bank$342.80 billionNo. 131Wilmington, DE
Santander$103.96 billionNo. 321Wilmington, DE
Kearny Bank$7.67 billionNo. 2051Kearny, NJ

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Neptune: FAQ

How many banks are in Neptune, NJ?

Neptune has 6 banks with 6 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Neptune?

Chase, with 1. Wells Fargo has 1 and PNC Bank has 1.

Is there a Chase in Neptune, NJ?

Yes. FDIC data lists 1 Chase branch in Neptune as of September 5, 2026. The address and directions are under Chase above.

Is there a Wells Fargo in Neptune, NJ?

Yes. FDIC data lists 1 Wells Fargo branch in Neptune as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a PNC Bank in Neptune, NJ?

Yes. FDIC data lists 1 PNC Bank branch in Neptune as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Bank of America in Neptune, NJ?

No. FDIC data lists no Bank of America branch in Neptune as of September 5, 2026. The nearest is in Ocean, about 2 miles away in a straight line.

Which banks in Neptune are open on Saturday?

Chase, PNC Bank, TD Bank and Santander and 1 more publish Saturday hours for one or more Neptune locations. The Saturday section above lists each one with its hours. 2 of the 9 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Neptune?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Neptune?

United Teletech Financial Credit Union, First Financial Credit Union and Saker Shop Rite Credit Union have offices in Neptune. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Neptune in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Neptune?

Nearby cities with more banks include Bradley Beach, Asbury Park, Ocean. Bradley Beach is 2 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 6 branches: Chase, PNC Bank, Santander, TD Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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