US Bank Directory
Banks in Middletown, NJ
8 FDIC-insured banks operate 8 offices in Middletown, New Jersey, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Middletown
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 10 locations in Middletown, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Middletown
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 8 banks share the most locations in Middletown, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Affinity Credit Union Credit union · 1
Affinity Credit Union has 1 office in Middletown, 17 across New Jersey. It is based in Basking Ridge, NJ and $4.40 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Middletown Branch1365 State Route 35, 07748
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Middletown, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Middletown Branch at 1184 Highway 35 dates to 1991 in FDIC branch records. Its published hours do not list Saturday.
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Middletown Branch1184 Highway 35, 07748
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Middletown, 189 across New Jersey and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Middletown New Monmouth Rd at 1210 Highway 35 dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Middletown New Monmouth Rd1210 Highway 35, 07748
Citizens Bank · 1
Citizens has 1 branch in Middletown, 107 across New Jersey and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Middletown Branch at 192 Kings Hwy dates to 2002 in FDIC branch records. It opens on Saturday.
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Middletown Branch192 Kings Hwy, 07748
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Middletown, 87 across New Jersey and 69 nationwide. FDIC records list its main office in Fair Lawn, NJ and show it operating since 1926. With $12.17 billion in total assets on June 30, 2026, it ranks No. 146 of 4,232 U.S. banks by total assets. The Middletown Branch at 1127 State Route 35 dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Middletown Branch1127 State Route 35, 07748
Santander Bank · 1
Santander has 1 branch in Middletown, 86 across New Jersey and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Middletown Branch at 201 Harmony Rd dates to 1975 in FDIC branch records. It opens on Saturday.
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Middletown Branch201 Harmony Rd, 07748
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Middletown, 208 across New Jersey and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Harmony Road Branch at 207 Harmony Rd dates to 2000 in FDIC branch records. It opens on Saturday.
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Harmony Road Branch207 Harmony Rd, 07748
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
United Teletech Financial Credit Union Credit union · 1
United Teletech Financial Credit Union has 1 office in Middletown, 6 across New Jersey. It is based in Tinton Falls, NJ and $329.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Middletown200 S Laurel Ave, 07748
All hours
Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Valley Bank Bank · 1
Valley Bank has 1 branch in Middletown, 127 across New Jersey and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Middletown Branch at 760 Highway 35 dates to 1989 in FDIC branch records. It opens on Saturday.
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Middletown Branch760 Highway 35, 07748
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun closed
Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Middletown, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Middletown Branch at 857 State Route 35 dates to 1913 in FDIC branch records. Its published hours do not list Saturday.
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Middletown Branch857 State Route 35, 07748
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Middletown
2 credit unions have 2 offices here: Affinity Credit Union and United Teletech Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Middletown page has every office in the state's directory.
Banking in Middletown: the local picture
Short answer: 8 banks run 8 branches in Middletown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Middletown, 2 elsewhere in New Jersey and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 857 State Route 35, dating to 1913; the newest is Chase's at 1210 Highway 35, from 2009.
2 credit unions have 2 offices in Middletown, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 5 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Middletown
Short answer: 5 of the 8 Middletown locations with published hours open on Saturday, run by 5 institutions.
- TD Bank: 1 of 1 branch (207 Harmony Rd: Saturday 9 am to 1 pm)
- Citizens: 1 of 1 branch (192 Kings Hwy: Saturday 9 am to 12 pm)
- Santander: 1 of 1 branch (201 Harmony Rd: Saturday 9 am to 1 pm)
- Valley Bank: 1 of 1 branch (760 Highway 35: Saturday 9 am to 12 pm)
- Affinity Credit Union: 1 of 1 office (1365 State Route 35: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Middletown, and where the nearest one is if they do not.
Short answer: In Middletown: Chase (1), Wells Fargo (1), Bank of America (1), TD Bank (1). No branches in Middletown: PNC Bank (nearest in Holmdel, 2 mi), U.S. Bank, Truist (nearest in Trenton, 31 mi), Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Middletown | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| TD Bank | 1 branch | here |
| PNC Bank | None | Holmdel, 2 miles away |
| U.S. Bank | None | none in New Jersey |
| Truist | None | Trenton, 31 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Middletown to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Middletown residents like anyone else.
Banks near Middletown
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Port Monmouth (2 miles) and Holmdel (2 miles). Red Bank, 4 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Port Monmouth, NJ | 2 mi | 2 | 2 |
| Banks in Holmdel, NJ | 2 mi | 4 | 4 |
| Banks in Hazlet, NJ | 4 mi | 5 | 5 |
| Banks in Red Bank, NJ | 4 mi | 8 | 8 |
| Banks in Lincroft, NJ | 5 mi | 2 | 2 |
| Banks in Shrewsbury, NJ | 6 mi | 5 | 5 |
| Banks in Rumson, NJ | 6 mi | 2 | 2 |
| Banks in Aberdeen, NJ | 6 mi | 5 | 5 |
Bank branch openings and closings in Middletown
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Middletown between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Middletown by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Middletown offices.
Short answer: Chase is the largest bank with offices in Middletown, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Valley Bank | $66.23 billion | No. 43 | 1 | Passaic, NJ |
| Columbia Bank | $12.17 billion | No. 146 | 1 | Fair Lawn, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Middletown: FAQ
How many banks are in Middletown, NJ?
Middletown has 8 banks with 8 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Middletown?
Chase, with 1. Bank of America has 1 and Wells Fargo has 1.
Is there a Chase in Middletown, NJ?
Yes. FDIC data lists 1 Chase branch in Middletown as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Middletown, NJ?
Yes. FDIC data lists 1 Bank of America branch in Middletown as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Middletown, NJ?
Yes. FDIC data lists 1 Wells Fargo branch in Middletown as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Middletown, NJ?
No. FDIC data lists no PNC Bank branch in Middletown as of September 5, 2026. The nearest is in Holmdel, about 2 miles away in a straight line.
Which banks in Middletown are open on Saturday?
TD Bank, Citizens, Santander and Valley Bank and 1 more publish Saturday hours for one or more Middletown locations. The Saturday section above lists each one with its hours. 2 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Middletown?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Middletown?
Affinity Credit Union and United Teletech Financial Credit Union have offices in Middletown. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Middletown in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Middletown?
Nearby cities with more banks include Port Monmouth, Holmdel, Hazlet. Port Monmouth is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 8 branches: Bank of America, Citizens, Santander, TD Bank, Valley Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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