Banks in Lincroft, NJ

Bank branch map: Lincroft

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Lincroft, according to the FDIC. 2 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lincroft

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of America and Wells Fargo have the most locations in Lincroft, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Lincroft, 179 across New Jersey and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Lincroft Branch at 2 Middletown Lincroft Rd dates to 1972 in FDIC branch records. Its published hours do not list Saturday.

• Lincroft Branch

  2 Middletown Lincroft Rd, 07738

  (732) 842-7868Today 9 am to 4 pm

  All hours

  Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

  Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Bank of America: profile, branches and contacts

Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Lincroft, 196 across New Jersey and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Lincroft Branch at 600 Newman Springs Rd dates to 1960 in FDIC branch records. Its published hours do not list Saturday.

• Lincroft Branch

  600 Newman Springs Rd, 07738

  (732) 842-4422Today 9 am to 5 pm

  All hours

  Mon to Fri 9 am to 5 pm; Sat to Sun not published

  Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  DirectionsBranch page

Wells Fargo: profile, branches and contacts

Banking in Lincroft: the local picture

Short answer: 2 banks run 2 branches in Lincroft according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Lincroft and 2 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 600 Newman Springs Rd, dating to 1960; the newest is Bank of America's at 2 Middletown Lincroft Rd, from 1972.

Of the 2 locations with published hours. None open on Saturday.

Saturday hours in Lincroft

Short answer: None of the 2 Lincroft locations with published hours lists Saturday hours.

Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lincroft, and where the nearest one is if they do not.

Short answer: In Lincroft: Wells Fargo (1), Bank of America (1). No branches in Lincroft: Chase (nearest in Shrewsbury, 3 mi), PNC Bank (nearest in Red Bank, 3 mi), U.S. Bank, Truist (nearest in New Egypt, 29 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Tinton Falls, 2 mi), BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lincroft to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lincroft residents like anyone else.

Banks near Lincroft

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Shrewsbury (3 miles) and Red Bank (3 miles). Red Bank, 3 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Lincroft

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lincroft between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lincroft by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lincroft offices.

Short answer: Bank of America is the largest bank with offices in Lincroft, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lincroft: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.