US Bank Directory

Banks in Caldwell, NJ

3 FDIC-insured banks operate 3 offices in Caldwell, New Jersey.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Caldwell

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Caldwell, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Caldwell

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Flagstar, Provident Bank and Kearny Bank have the most locations in Caldwell, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Flagstar Flagstar Bank, National Association · 1 branch · main office Hicksville, NY Bank · 1

Flagstar has 1 branch in Caldwell, 31 across New Jersey and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Caldwell Branch at 265 Bloomfield Ave dates to 1939 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Caldwell Branch
    265 Bloomfield Ave, 07006
    Hours: see the bank's site
Flagstar: profile, branches and contacts
Kearny Bank 1 branch · main office Kearny, NJ Bank · 1

Kearny Bank has 1 branch in Caldwell, 37 across New Jersey and 40 nationwide. FDIC records list its main office in Kearny, NJ and show it operating since 1884. With $7.67 billion in total assets on June 30, 2026, it ranks No. 205 of 4,232 U.S. banks by total assets. The Caldwell Branch at 417 Bloomfield Ave dates to 1915 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Caldwell Branch
    417 Bloomfield Ave, 07006
    Hours: see the bank's site
Kearny Bank: profile, branches and contacts
Provident Bank 1 branch · main office Jersey City, NJ Bank · 1

Provident Bank has 1 branch in Caldwell, 131 across New Jersey and 139 nationwide. FDIC records list its main office in Jersey City, NJ and show it operating since 1839. With $25.65 billion in total assets on June 30, 2026, it ranks No. 84 of 4,232 U.S. banks by total assets. The Caldwell Branch at 49 Bloomfield Ave dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Caldwell Branch
    49 Bloomfield Ave, 07006
    Hours: see the bank's site
Provident Bank: profile, branches and contacts

Banking in Caldwell: the local picture

Short answer: 3 banks run 3 branches in Caldwell according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Caldwell, 2 elsewhere in New Jersey and 1 out of state, according to the FDIC.

The bank with the longest record here is Provident Bank, operating since 1839 according to the FDIC. In FDIC branch records, the longest-running branch is Kearny Bank's office at 417 Bloomfield Ave, dating to 1915; the newest is Provident Bank's at 49 Bloomfield Ave, from 2005.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Caldwell, and where the nearest one is if they do not.

Short answer: No branches in Caldwell: Chase (nearest in Verona, 1 mi), Wells Fargo (nearest in West Caldwell, 1 mi), Bank of America (nearest in West Caldwell, 1 mi), PNC Bank (nearest in West Caldwell, 2 mi), U.S. Bank, Truist (nearest in Trenton, 47 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in West Caldwell, 1 mi), BMO.

BankIn CaldwellNearest branch if none here
ChaseNoneVerona, 1 mile away
Wells FargoNoneWest Caldwell, 1 mile away
Bank of AmericaNoneWest Caldwell, 1 mile away
PNC BankNoneWest Caldwell, 2 miles away
U.S. BankNonenone in New Jersey
TruistNoneTrenton, 47 miles away
Fifth Third BankNonenone in New Jersey
HuntingtonNonenone in New Jersey
Regions BankNonenone in New Jersey
TD BankNoneWest Caldwell, 1 mile away
BMONonenone in New Jersey

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Caldwell to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Caldwell residents like anyone else.

Banks near Caldwell

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Verona (1 mile) and Roseland (2 miles). West Orange, 3 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Caldwell

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Caldwell between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Caldwell by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Caldwell offices.

Short answer: Flagstar is the largest bank with offices in Caldwell, with $87.71 billion in total assets on June 30, 2026, No. 36 among U.S. banks by total assets. Provident Bank is second with $25.65 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Flagstar$87.71 billionNo. 361Hicksville, NY
Provident Bank$25.65 billionNo. 841Jersey City, NJ
Kearny Bank$7.67 billionNo. 2051Kearny, NJ

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Caldwell: FAQ

How many banks are in Caldwell, NJ?

Caldwell has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Caldwell?

Flagstar, with 1. Provident Bank has 1 and Kearny Bank has 1.

Is there a Flagstar in Caldwell, NJ?

Yes. FDIC data lists 1 Flagstar branch in Caldwell as of September 5, 2026. The address and directions are under Flagstar above.

Is there a Provident Bank in Caldwell, NJ?

Yes. FDIC data lists 1 Provident Bank branch in Caldwell as of September 5, 2026. The address and directions are under Provident Bank above.

Is there a Kearny Bank in Caldwell, NJ?

Yes. FDIC data lists 1 Kearny Bank branch in Caldwell as of September 5, 2026. The address and directions are under Kearny Bank above.

Is there a Chase in Caldwell, NJ?

No. FDIC data lists no Chase branch in Caldwell as of September 5, 2026. The nearest is in Verona, about 1 miles away in a straight line.

What is the oldest bank in Caldwell?

Provident Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1839.

Did any bank branches open or close in Caldwell in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Caldwell?

Nearby cities with more banks include Verona, Roseland, West Caldwell. Verona is 1 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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