US Bank Directory
Banks in Upper Montclair, NJ
3 FDIC-insured banks operate 3 offices in Upper Montclair, New Jersey.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Upper Montclair
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Upper Montclair, according to the FDIC. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Upper Montclair
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, Flagstar and Valley Bank have the most locations in Upper Montclair, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 1
Chase has 1 branch in Upper Montclair, 189 across New Jersey and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Upper Montclair Branch at 600 Valley Rd dates to 1957 in FDIC branch records. It opens on Saturday.
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Upper Montclair Branch600 Valley Rd, 07043
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Flagstar Bank · 1
Flagstar has 1 branch in Upper Montclair, 31 across New Jersey and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Upper Montclair Branch at 597 Valley Rd dates to 1922 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Upper Montclair Branch597 Valley Rd, 07043
Valley Bank Bank · 1
Valley Bank has 1 branch in Upper Montclair, 127 across New Jersey and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Upper Montclair Branch at 604 Valley Rd dates to 2011 in FDIC branch records. It opens on Saturday.
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Upper Montclair Branch604 Valley Rd, 07043
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Upper Montclair: the local picture
Short answer: 3 banks run 3 branches in Upper Montclair according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Upper Montclair, 1 elsewhere in New Jersey and 2 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Flagstar's office at 597 Valley Rd, dating to 1922; the newest is Valley Bank's at 604 Valley Rd, from 2011.
Of the 2 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Upper Montclair
Short answer: 2 of the 2 Upper Montclair locations with published hours open on Saturday, run by 2 institutions.
- Chase: 1 of 1 branch (600 Valley Rd: Saturday 9 am to 2 pm)
- Valley Bank: 1 of 1 branch (604 Valley Rd: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Upper Montclair, and where the nearest one is if they do not.
Short answer: In Upper Montclair: Chase (1). No branches in Upper Montclair: Wells Fargo (nearest in Bloomfield, 1 mi), Bank of America (nearest in Montclair, 1 mi), PNC Bank (nearest in Montclair, 1 mi), U.S. Bank, Truist (nearest in Trenton, 49 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Bloomfield, 1 mi), BMO.
| Bank | In Upper Montclair | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | None | Bloomfield, 1 mile away |
| Bank of America | None | Montclair, 1 mile away |
| PNC Bank | None | Montclair, 1 mile away |
| U.S. Bank | None | none in New Jersey |
| Truist | None | Trenton, 49 miles away |
| Fifth Third Bank | None | none in New Jersey |
| Huntington | None | none in New Jersey |
| Regions Bank | None | none in New Jersey |
| TD Bank | None | Bloomfield, 1 mile away |
| BMO | None | none in New Jersey |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Upper Montclair to the nearest branch in New Jersey.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Upper Montclair residents like anyone else.
Banks near Upper Montclair
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Montclair (1 mile) and Cedar Grove (1 mile). Clifton, 3 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Montclair, NJ | 1 mi | 7 | 7 |
| Banks in Cedar Grove, NJ | 1 mi | 5 | 5 |
| Banks in Bloomfield, NJ | 2 mi | 6 | 7 |
| Banks in Verona, NJ | 2 mi | 3 | 3 |
| Banks in Glen Ridge, NJ | 3 mi | 3 | 3 |
| Banks in Little Falls, NJ | 3 mi | 2 | 4 |
| Banks in Nutley, NJ | 3 mi | 9 | 11 |
| Banks in Clifton, NJ | 3 mi | 16 | 26 |
Bank branch openings and closings in Upper Montclair
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Upper Montclair between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Upper Montclair by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Upper Montclair offices.
Short answer: Chase is the largest bank with offices in Upper Montclair, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Flagstar is second with $87.71 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| Valley Bank | $66.23 billion | No. 43 | 1 | Passaic, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Upper Montclair: FAQ
How many banks are in Upper Montclair, NJ?
Upper Montclair has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Upper Montclair?
Chase, with 1. Flagstar has 1 and Valley Bank has 1.
Is there a Chase in Upper Montclair, NJ?
Yes. FDIC data lists 1 Chase branch in Upper Montclair as of September 5, 2026. The address and directions are under Chase above.
Is there a Flagstar in Upper Montclair, NJ?
Yes. FDIC data lists 1 Flagstar branch in Upper Montclair as of September 5, 2026. The address and directions are under Flagstar above.
Is there a Valley Bank in Upper Montclair, NJ?
Yes. FDIC data lists 1 Valley Bank branch in Upper Montclair as of September 5, 2026. The address and directions are under Valley Bank above.
Is there a Wells Fargo in Upper Montclair, NJ?
No. FDIC data lists no Wells Fargo branch in Upper Montclair as of September 5, 2026. The nearest is in Bloomfield, about 1 miles away in a straight line.
Which banks in Upper Montclair are open on Saturday?
Chase and Valley Bank publish Saturday hours for one or more Upper Montclair locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Upper Montclair?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Did any bank branches open or close in Upper Montclair in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Upper Montclair?
Nearby cities with more banks include Montclair, Cedar Grove, Bloomfield. Montclair is 1 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: Chase, Valley Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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