US Bank Directory

Banks in Bay Head, NJ

1 FDIC-insured bank operates 1 office in Bay Head, New Jersey.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Bay Head

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Bay Head, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Bay Head

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Manasquan Bank is the only bank with an office in Bay Head. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Manasquan Bank 1 branch · main office Manasquan, NJ Bank · 1

Manasquan Bank has 1 branch in Bay Head, 15 across New Jersey and 15 nationwide. FDIC records list its main office in Manasquan, NJ and show it operating since 1874. With $3.59 billion in total assets on June 30, 2026, it ranks No. 367 of 4,232 U.S. banks by total assets. The Bay Head Branch at 85 Bridge Ave dates to 1874 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Manasquan Bank: profile, branches and contacts

Banking in Bay Head: the local picture

Short answer: 1 bank runs 1 branch in Bay Head according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Manasquan Bank has its main office in Manasquan, NJ, according to the FDIC.

The bank with the longest record here is Manasquan Bank, operating since 1874 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Bay Head, and where the nearest one is if they do not.

Short answer: No branches in Bay Head: Chase (nearest in Manasquan, 4 mi), Wells Fargo (nearest in Point Pleasant Boro, 2 mi), Bank of America (nearest in Point Pleasant Beach, 1 mi), PNC Bank (nearest in Manasquan, 4 mi), U.S. Bank, Truist (nearest in New Egypt, 26 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Point Pleasant Beach, 2 mi), BMO.

BankIn Bay HeadNearest branch if none here
ChaseNoneManasquan, 4 miles away
Wells FargoNonePoint Pleasant Boro, 2 miles away
Bank of AmericaNonePoint Pleasant Beach, 1 mile away
PNC BankNoneManasquan, 4 miles away
U.S. BankNonenone in New Jersey
TruistNoneNew Egypt, 26 miles away
Fifth Third BankNonenone in New Jersey
HuntingtonNonenone in New Jersey
Regions BankNonenone in New Jersey
TD BankNonePoint Pleasant Beach, 2 miles away
BMONonenone in New Jersey

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bay Head to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bay Head residents like anyone else.

Banks near Bay Head

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Point Pleasant (1 mile) and Point Pleasant Beach (1 mile). Brick, 5 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Bay Head

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bay Head between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Bay Head by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bay Head offices.

Short answer: Manasquan Bank is the largest bank with offices in Bay Head, with $3.59 billion in total assets on June 30, 2026, No. 367 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Manasquan Bank$3.59 billionNo. 3671Manasquan, NJ

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bay Head: FAQ

How many banks are in Bay Head, NJ?

Bay Head has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Manasquan Bank in Bay Head, NJ?

Yes. FDIC data lists 1 Manasquan Bank branch in Bay Head as of September 5, 2026. The address and directions are under Manasquan Bank above.

Is there a Chase in Bay Head, NJ?

No. FDIC data lists no Chase branch in Bay Head as of September 5, 2026. The nearest is in Manasquan, about 4 miles away in a straight line.

What is the oldest bank in Bay Head?

Manasquan Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1874.

Did any bank branches open or close in Bay Head in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bay Head?

Nearby cities with more banks include Point Pleasant, Point Pleasant Beach, Point Pleasant Boro. Point Pleasant is 1 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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