US Bank Directory

Banks in Point Pleasant, NJ

2 FDIC-insured banks operate 2 offices in Point Pleasant, New Jersey.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Point Pleasant

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Point Pleasant, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Point Pleasant

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: OceanFirst Bank and Kearny Bank have the most locations in Point Pleasant, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Kearny Bank 1 branch · main office Kearny, NJ Bank · 1

Kearny Bank has 1 branch in Point Pleasant, 37 across New Jersey and 40 nationwide. FDIC records list its main office in Kearny, NJ and show it operating since 1884. With $7.67 billion in total assets on June 30, 2026, it ranks No. 205 of 4,232 U.S. banks by total assets. The Point Pleasant Branch at 2201 Bridge Ave dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Point Pleasant Branch
    2201 Bridge Ave, 08742
    Hours: see the bank's site
Kearny Bank: profile, branches and contacts
OceanFirst Bank 1 branch · main office Toms River, NJ Bank · 1

OceanFirst Bank has 1 branch in Point Pleasant, 35 across New Jersey and 72 nationwide. FDIC records list its main office in Toms River, NJ and show it operating since 1902. With $23.17 billion in total assets on June 30, 2026, it ranks No. 93 of 4,232 U.S. banks by total assets. The Pt Pleasant Boro Branch at 2400 Bridge Ave dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Pt Pleasant Boro Branch
    2400 Bridge Ave, 08742
    Hours: see the bank's site
OceanFirst Bank: profile, branches and contacts

Banking in Point Pleasant: the local picture

Short answer: 2 banks run 2 branches in Point Pleasant according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Point Pleasant, 2 elsewhere in New Jersey, according to the FDIC.

The bank with the longest record here is Kearny Bank, operating since 1884 according to the FDIC. In FDIC branch records, the longest-running branch is OceanFirst Bank's office at 2400 Bridge Ave, dating to 1902; the newest is Kearny Bank's at 2201 Bridge Ave, from 2001.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Point Pleasant, and where the nearest one is if they do not.

Short answer: No branches in Point Pleasant: Chase (nearest in Manasquan, 3 mi), Wells Fargo (nearest in Point Pleasant Boro, 1 mi), Bank of America (nearest in Point Pleasant Beach, 1 mi), PNC Bank (nearest in Brick, 3 mi), U.S. Bank, Truist (nearest in New Egypt, 25 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Point Pleasant Beach, 1 mi), BMO.

BankIn Point PleasantNearest branch if none here
ChaseNoneManasquan, 3 miles away
Wells FargoNonePoint Pleasant Boro, 1 mile away
Bank of AmericaNonePoint Pleasant Beach, 1 mile away
PNC BankNoneBrick, 3 miles away
U.S. BankNonenone in New Jersey
TruistNoneNew Egypt, 25 miles away
Fifth Third BankNonenone in New Jersey
HuntingtonNonenone in New Jersey
Regions BankNonenone in New Jersey
TD BankNonePoint Pleasant Beach, 1 mile away
BMONonenone in New Jersey

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Point Pleasant to the nearest branch in New Jersey.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Point Pleasant residents like anyone else.

Banks near Point Pleasant

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Point Pleasant Boro (1 mile) and Point Pleasant Beach (1 mile). Brick, 4 miles away, has the most banks nearby: 14.

Bank branch openings and closings in Point Pleasant

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Point Pleasant between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Point Pleasant by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Point Pleasant offices.

Short answer: OceanFirst Bank is the largest bank with offices in Point Pleasant, with $23.17 billion in total assets on June 30, 2026, No. 93 among U.S. banks by total assets. Kearny Bank is second with $7.67 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
OceanFirst Bank$23.17 billionNo. 931Toms River, NJ
Kearny Bank$7.67 billionNo. 2051Kearny, NJ

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Point Pleasant: FAQ

How many banks are in Point Pleasant, NJ?

Point Pleasant has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Point Pleasant?

OceanFirst Bank, with 1. Kearny Bank has 1.

Is there a OceanFirst Bank in Point Pleasant, NJ?

Yes. FDIC data lists 1 OceanFirst Bank branch in Point Pleasant as of September 5, 2026. The address and directions are under OceanFirst Bank above.

Is there a Kearny Bank in Point Pleasant, NJ?

Yes. FDIC data lists 1 Kearny Bank branch in Point Pleasant as of September 5, 2026. The address and directions are under Kearny Bank above.

Is there a Chase in Point Pleasant, NJ?

No. FDIC data lists no Chase branch in Point Pleasant as of September 5, 2026. The nearest is in Manasquan, about 3 miles away in a straight line.

What is the oldest bank in Point Pleasant?

Kearny Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1884.

Did any bank branches open or close in Point Pleasant in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Point Pleasant?

Nearby cities with more banks include Point Pleasant Boro, Point Pleasant Beach, Manasquan. Point Pleasant Boro is 1 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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