US Bank Directory

Banks in Wilber, NE

2 FDIC-insured banks operate 2 offices in Wilber, Nebraska.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Wilber

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Wilber, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Wilber

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First State Bank Nebraska and Farmers and Merchants Bank have the most locations in Wilber, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers and Merchants Bank 1 branch · main office Milford, NE Bank · 1

Farmers and Merchants Bank has 1 branch in Wilber, 12 across Nebraska and 12 nationwide. FDIC records list its main office in Milford, NE and show it operating since 1949. With $1.05 billion in total assets on June 30, 2026, it ranks No. 1,001 of 4,232 U.S. banks by total assets. The Wilber Branch at 321 S Main St dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Farmers and Merchants Bank: profile, branches and contacts
First State Bank Nebraska 1 branch · main office Lincoln, NE Bank · 1

First State Bank Nebraska has 1 branch in Wilber, 18 across Nebraska and 18 nationwide. FDIC records list its main office in Lincoln, NE and show it operating since 1912. With $1.13 billion in total assets on June 30, 2026, it ranks No. 938 of 4,232 U.S. banks by total assets. The Wilber Branch at 203 W 3rd St dates to 1883 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First State Bank Nebraska: profile, branches and contacts

Banking in Wilber: the local picture

Short answer: 2 banks run 2 branches in Wilber according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Wilber, 2 elsewhere in Nebraska, according to the FDIC.

The bank with the longest record here is First State Bank Nebraska, operating since 1912 according to the FDIC. In FDIC branch records, the longest-running branch is First State Bank Nebraska's office at 203 W 3rd St, dating to 1883; the newest is Farmers and Merchants Bank's at 321 S Main St, from 1902.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Wilber, and where the nearest one is if they do not.

Short answer: No branches in Wilber: Chase (nearest in Lincoln, 25 mi), Wells Fargo (nearest in Lincoln, 25 mi), Bank of America (nearest in Omaha, 68 mi), PNC Bank, U.S. Bank (nearest in Lincoln, 23 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Beatrice, 18 mi).

BankIn WilberNearest branch if none here
ChaseNoneLincoln, 25 miles away
Wells FargoNoneLincoln, 25 miles away
Bank of AmericaNoneOmaha, 68 miles away
PNC BankNonenone in Nebraska
U.S. BankNoneLincoln, 23 miles away
TruistNonenone in Nebraska
Fifth Third BankNonenone in Nebraska
HuntingtonNonenone in Nebraska
Regions BankNonenone in Nebraska
TD BankNonenone in Nebraska
BMONoneBeatrice, 18 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wilber to the nearest branch in Nebraska.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wilber residents like anyone else.

Banks near Wilber

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Crete (10 miles) and Cortland (14 miles). Beatrice, 18 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Wilber

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Wilber between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Wilber by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wilber offices.

Short answer: First State Bank Nebraska is the largest bank with offices in Wilber, with $1.13 billion in total assets on June 30, 2026, No. 938 among U.S. banks by total assets. Farmers and Merchants Bank is second with $1.05 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First State Bank Nebraska$1.13 billionNo. 9381Lincoln, NE
Farmers and Merchants Bank$1.05 billionNo. 1,0011Milford, NE

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Wilber: FAQ

How many banks are in Wilber, NE?

Wilber has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Wilber?

First State Bank Nebraska, with 1. Farmers and Merchants Bank has 1.

Is there a First State Bank Nebraska in Wilber, NE?

Yes. FDIC data lists 1 First State Bank Nebraska branch in Wilber as of September 5, 2026. The address and directions are under First State Bank Nebraska above.

Is there a Farmers and Merchants Bank in Wilber, NE?

Yes. FDIC data lists 1 Farmers and Merchants Bank branch in Wilber as of September 5, 2026. The address and directions are under Farmers and Merchants Bank above.

Is there a Chase in Wilber, NE?

No. FDIC data lists no Chase branch in Wilber as of September 5, 2026. The nearest is in Lincoln, about 25 miles away in a straight line.

What is the oldest bank in Wilber?

First State Bank Nebraska has the longest record among banks with a branch here: the FDIC shows it operating since 1912.

Did any bank branches open or close in Wilber in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Wilber?

Nearby cities with more banks include Crete, Cortland, Beatrice. Crete is 10 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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