US Bank Directory

Banks in Milligan, NE

2 FDIC-insured banks operate 2 offices in Milligan, Nebraska.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Milligan

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Milligan, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Milligan

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Farmers and Merchants Bank and First Bank of Utica have the most locations in Milligan, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Farmers and Merchants Bank 1 branch · main office Milligan, NE Bank · 1

Farmers and Merchants Bank has 1 branch in Milligan, 1 across Nebraska and 2 nationwide. FDIC records list its main office in Milligan, NE and show it operating since 1903. With $215.4 million in total assets on June 30, 2026, it ranks No. 2,900 of 4,232 U.S. banks by total assets. Its main office at 501 Main St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    501 Main St, 68406
    Hours: see the bank's site
Farmers and Merchants Bank: profile, branches and contacts
First Bank of Utica 1 branch · main office Utica, NE Bank · 1

First Bank of Utica has 1 branch in Milligan, 4 across Nebraska and 4 nationwide. FDIC records list its main office in Utica, NE and show it operating since 1882. With $77.4 million in total assets on June 30, 2026, it ranks No. 3,879 of 4,232 U.S. banks by total assets. The Milligan Branch at 407 7th St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Milligan Branch
    407 7th St, 68406
    Hours: see the bank's site
First Bank of Utica: profile, branches and contacts

Banking in Milligan: the local picture

Short answer: 2 banks run 2 branches in Milligan according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Milligan, 1 elsewhere in Nebraska, according to the FDIC.

The bank with the longest record here is First Bank of Utica, operating since 1882 according to the FDIC. In FDIC branch records, the longest-running branch is Farmers and Merchants Bank's office at 501 Main St, dating to 1903; the newest is First Bank of Utica's at 407 7th St, from 2013.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Milligan, and where the nearest one is if they do not.

Short answer: No branches in Milligan: Chase (nearest in Lincoln, 42 mi), Wells Fargo (nearest in Lincoln, 42 mi), Bank of America (nearest in Omaha, 83 mi), PNC Bank, U.S. Bank (nearest in Lincoln, 40 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Beatrice, 37 mi).

BankIn MilliganNearest branch if none here
ChaseNoneLincoln, 42 miles away
Wells FargoNoneLincoln, 42 miles away
Bank of AmericaNoneOmaha, 83 miles away
PNC BankNonenone in Nebraska
U.S. BankNoneLincoln, 40 miles away
TruistNonenone in Nebraska
Fifth Third BankNonenone in Nebraska
HuntingtonNonenone in Nebraska
Regions BankNonenone in Nebraska
TD BankNonenone in Nebraska
BMONoneBeatrice, 37 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Milligan to the nearest branch in Nebraska.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Milligan residents like anyone else.

Banks near Milligan

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Geneva (11 miles) and Friend (12 miles). York, 27 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Milligan

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Milligan between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Milligan

Short answer: 1 institution has its main office in Milligan: Farmers and Merchants Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Farmers and Merchants BankBank$215.4 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Milligan by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Milligan offices.

Short answer: Farmers and Merchants Bank is the largest bank with offices in Milligan, with $215.4 million in total assets on June 30, 2026, No. 2,900 among U.S. banks by total assets. First Bank of Utica is second with $77.4 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Farmers and Merchants Bank$215.4 millionNo. 2,9001Milligan, NE
First Bank of Utica$77.4 millionNo. 3,8791Utica, NE

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Milligan: FAQ

How many banks are in Milligan, NE?

Milligan has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Milligan?

Farmers and Merchants Bank, with 1. First Bank of Utica has 1.

Is there a Farmers and Merchants Bank in Milligan, NE?

Yes. FDIC data lists 1 Farmers and Merchants Bank branch in Milligan as of September 5, 2026, the main office at 501 Main St. The address and directions are under Farmers and Merchants Bank above.

Is there a First Bank of Utica in Milligan, NE?

Yes. FDIC data lists 1 First Bank of Utica branch in Milligan as of September 5, 2026. The address and directions are under First Bank of Utica above.

Is there a Chase in Milligan, NE?

No. FDIC data lists no Chase branch in Milligan as of September 5, 2026. The nearest is in Lincoln, about 42 miles away in a straight line.

Which banks are headquartered in Milligan?

Farmers and Merchants Bank has its main office in Milligan, according to the FDIC.

What is the oldest bank in Milligan?

First Bank of Utica has the longest record among banks with a branch here: the FDIC shows it operating since 1882.

Did any bank branches open or close in Milligan in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Milligan?

Nearby cities with more banks include Geneva, Friend, Wilber. Geneva is 11 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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