US Bank Directory
Banks in Merna, NE
1 FDIC-insured bank operates 1 office in Merna, Nebraska.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Merna
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Merna, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Merna
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Nebraska State Bank is the only bank with an office in Merna. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Nebraska State Bank Bank · 1
Nebraska State Bank has 1 branch in Merna, 4 across Nebraska and 4 nationwide. FDIC records list its main office in Broken Bow, NE and show it operating since 1917. With $285.8 million in total assets on June 30, 2026, it ranks No. 2,556 of 4,232 U.S. banks by total assets. The Merna Branch at Center Avenue And Highway 92 dates to 1978 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Merna BranchCenter Avenue And Highway 92, 68856
Banking in Merna: the local picture
Short answer: 1 bank runs 1 branch in Merna according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Nebraska State Bank has its main office in Broken Bow, NE, according to the FDIC.
The bank with the longest record here is Nebraska State Bank, operating since 1917 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Merna, and where the nearest one is if they do not.
Short answer: No branches in Merna: Chase (nearest in Lincoln, 169 mi), Wells Fargo (nearest in North Platte, 51 mi), Bank of America (nearest in Omaha, 194 mi), PNC Bank, U.S. Bank (nearest in Kearney, 62 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in North Platte, 51 mi).
| Bank | In Merna | Nearest branch if none here |
|---|---|---|
| Chase | None | Lincoln, 169 miles away |
| Wells Fargo | None | North Platte, 51 miles away |
| Bank of America | None | Omaha, 194 miles away |
| PNC Bank | None | none in Nebraska |
| U.S. Bank | None | Kearney, 62 miles away |
| Truist | None | none in Nebraska |
| Fifth Third Bank | None | none in Nebraska |
| Huntington | None | none in Nebraska |
| Regions Bank | None | none in Nebraska |
| TD Bank | None | none in Nebraska |
| BMO | None | North Platte, 51 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Merna to the nearest branch in Nebraska.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Merna residents like anyone else.
Banks near Merna
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Callaway (8 miles) and Broken Bow (11 miles). Broken Bow, 11 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Callaway, NE | 8 mi | 2 | 2 |
| Banks in Broken Bow, NE | 11 mi | 5 | 6 |
| Banks in Gothenburg, NE | 36 mi | 2 | 3 |
| Banks in Cozad, NE | 38 mi | 3 | 3 |
| Banks in Lexington, NE | 43 mi | 5 | 7 |
| Banks in Burwell, NE | 45 mi | 3 | 3 |
| Banks in Loup City, NE | 46 mi | 2 | 2 |
| Banks in Ord, NE | 49 mi | 4 | 4 |
Bank branch openings and closings in Merna
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Merna between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Merna by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Merna offices.
Short answer: Nebraska State Bank is the largest bank with offices in Merna, with $285.8 million in total assets on June 30, 2026, No. 2,556 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Nebraska State Bank | $285.8 million | No. 2,556 | 1 | Broken Bow, NE |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Merna: FAQ
How many banks are in Merna, NE?
Merna has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Nebraska State Bank in Merna, NE?
Yes. FDIC data lists 1 Nebraska State Bank branch in Merna as of September 5, 2026. The address and directions are under Nebraska State Bank above.
Is there a Chase in Merna, NE?
No. FDIC data lists no Chase branch in Merna as of September 5, 2026. The nearest is in Lincoln, about 169 miles away in a straight line.
What is the oldest bank in Merna?
Nebraska State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1917.
Did any bank branches open or close in Merna in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Merna?
Nearby cities with more banks include Callaway, Broken Bow, Gothenburg. Callaway is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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