US Bank Directory
Banks in Velva, ND
1 FDIC-insured bank operates 1 office in Velva, North Dakota, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Velva
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Velva, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Velva
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Peoples State Bank of Velva is the only bank with an office in Velva. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
North Star Community Credit Union Credit union · 1
North Star Community Credit Union has 1 office in Velva, 13 across North Dakota. It is based in Maddock, ND and $470.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Velva111 Main St N, 58790
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Peoples State Bank of Velva Bank · 1
Peoples State Bank of Velva has 1 branch in Velva, 2 across North Dakota and 2 nationwide. FDIC records list its main office in Velva, ND and show it operating since 1915. With $210.0 million in total assets on June 30, 2026, it ranks No. 2,930 of 4,232 U.S. banks by total assets. Its main office at 101 Main St N dates to 1915 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office101 Main St N, 58790
Join a credit union in Velva
1 credit union has 1 office here: North Star Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Velva page has every office in the state's directory.
Banking in Velva: the local picture
Short answer: 1 bank runs 1 branch in Velva according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Peoples State Bank of Velva has its main office in Velva, according to the FDIC.
The bank with the longest record here is Peoples State Bank of Velva, operating since 1915 according to the FDIC.
The only credit union with an office here is North Star Community Credit Union.
Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Velva
Short answer: None of the 1 Velva location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Velva, and where the nearest one is if they do not.
Short answer: No branches in Velva: Chase (nearest in Fargo, 207 mi), Wells Fargo (nearest in Minot, 21 mi), Bank of America, PNC Bank, U.S. Bank (nearest in Minot, 20 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Dickinson, 119 mi).
| Bank | In Velva | Nearest branch if none here |
|---|---|---|
| Chase | None | Fargo, 207 miles away |
| Wells Fargo | None | Minot, 21 miles away |
| Bank of America | None | none in North Dakota |
| PNC Bank | None | none in North Dakota |
| U.S. Bank | None | Minot, 20 miles away |
| Truist | None | none in North Dakota |
| Fifth Third Bank | None | none in North Dakota |
| Huntington | None | none in North Dakota |
| Regions Bank | None | none in North Dakota |
| TD Bank | None | none in North Dakota |
| BMO | None | Dickinson, 119 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Velva to the nearest branch in North Dakota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Velva residents like anyone else.
Banks near Velva
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Minot (21 miles) and Garrison (36 miles). Minot, 21 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Minot, ND | 21 mi | 10 | 16 |
| Banks in Garrison, ND | 36 mi | 2 | 2 |
| Banks in Rugby, ND | 48 mi | 5 | 5 |
| Banks in Harvey, ND | 50 mi | 3 | 3 |
| Banks in Mohall, ND | 56 mi | 2 | 2 |
| Banks in Bottineau, ND | 57 mi | 3 | 3 |
| Banks in Hazen, ND | 62 mi | 2 | 3 |
| Banks in Beulah, ND | 67 mi | 3 | 4 |
Bank branch openings and closings in Velva
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Velva between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Velva
Short answer: 1 institution has its main office in Velva: Peoples State Bank of Velva.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Peoples State Bank of Velva | Bank | $210.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Velva by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Velva offices.
Short answer: Peoples State Bank of Velva is the largest bank with offices in Velva, with $210.0 million in total assets on June 30, 2026, No. 2,930 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Peoples State Bank of Velva | $210.0 million | No. 2,930 | 1 | Velva, ND |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Velva: FAQ
How many banks are in Velva, ND?
Velva has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Chase in Velva, ND?
No. FDIC data lists no Chase branch in Velva as of September 5, 2026. The nearest is in Fargo, about 207 miles away in a straight line.
Which banks in Velva are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
Which banks are headquartered in Velva?
Peoples State Bank of Velva has its main office in Velva, according to the FDIC.
What is the oldest bank in Velva?
Peoples State Bank of Velva has the longest record among banks with a branch here: the FDIC shows it operating since 1915.
Which credit unions can I join in Velva?
North Star Community Credit Union has an office in Velva. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Velva in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Velva?
Nearby cities with more banks include Minot, Garrison, Rugby. Minot is 21 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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